Review and analysis of over 17 complaints against Discover
Discover consumers have reported over 17 official complaints related to Taking out the loan or lease. Out of the 17 consumer complaints against Discover, 47% were disputed by the consumer (i.e. the consumer was not happy with how Discover responded to their complaint) and 100% were processed in a timely manner. 6% of consumer complaints against Discover resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 6% resulted in non-monetary compensation.
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Discover Consumer Loan taking out the loan or lease April 28, 2016 - On -/-/2016 I reached out to the Discover personal loan origination department with questions on whether it made sense to refinance my existing Discover personal loan or not. After a short conversation we came to the conclusion that it did in fact make sense to refinance the loan as the interest rate could be lower as well as we would shorten the term. After obtaining my permission to pull my credit and getting my income information the representative informed me that we would not be able to go forward with the loan because Discover does not lend more than $31000.00 to any one individ... |
Discover Consumer Loan taking out the loan or lease taking out the loan or lease December 7, 2015 - I applied for an installment loan through discover bank. My credit worthiness was the reason for the denial of the loan. I have credit over - and have even been mailed approval letters from Discover as well. I am disputing the fact that discover has denied my installment loan and would like a further explanation in their approval process as it is misleading in their advertisements. ... |
Discover Consumer loan taking out the loan or lease July 6, 2015 - I recently applied for a personal loan with Discover Personal Loans. I submitted my loan and application, and learned my loan was finalized on - -, 2015. I was told I should receive a check for my loan within 10 business days. On the - business day, - -, 2015, I still had not received my funds. I called Discover Personal Loans and found that my payment had not even been sent yet, and would not be until later that week. However, I was informed that I was going to be charged interest from the day that the loan was finalized, - -, 2015. To me, this is utterly unfair because I... |
Discover Consumer loan taking out the loan or lease May 6, 2015 - DISCOVER PERSONAL LOANS IS ADVERTISING AN INTEREST RATE AS LOW AS 6.99 %. I HAVE A CREDIT SCORE OF - WITH GREAT INCOME AND LOW RATIOS. THE BEST RATE THEY COULD OFFER ME WAS 8.99 % WITH AUTOMATIC DRAFTS. IT IS MY BELIEF THAT NO ONE QUALIFIES FOR THE 6.99 % AND THAT THIS IS FALSE ADVERTISING. THE CSR ASK ME WHAT MY CURRENT RATES ARE ON MY CREDIT CARDS THAT I WANTED TO CONSOLIDATED. THIS SEEMS LIKE A WEIRD QUESTION UNLESS YOU ARE TRYING TO JUST BEAT THOSE RATES. I 'VE BEEN IN THE - FOR 21 YEARS SO I KNOW AN A+ BORROWER. ... |
Discover Consumer loan taking out the loan or lease April 15, 2015 - I received an pre-authorization offer for a personal loan with Discover Personal Loans through - mail with a potential interest rate as low as 6.99 %, as I am a current Discover Card account holder in excellent standing and with excellent credit. After going through process, I was quoted an interest rate of 16.99 % - - more points than the pre-authorization. I only had - hard inquiries on my credit, before Discover. Being a Discover Card holder, I am not sure why a hard inquiry was needed, when a soft inquiry would have been sufficient. Now I have - hard inquires on my credit repor... |