Review and analysis of over 122 complaints against Portfolio Recovery Associates, Inc.
Portfolio Recovery Associates, Inc. consumers have reported over 122 official complaints related to Taking/threatening an illegal action. Out of the 122 consumer complaints against Portfolio Recovery Associates, Inc., 25% were disputed by the consumer (i.e. the consumer was not happy with how Portfolio Recovery Associates, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Portfolio Recovery Associates, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 46% resulted in non-monetary compensation.
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Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 14, 2016 - This debt is beyond the statue of limitations I am not taking responsibility for the payment... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 12, 2016 - Portfolio Recovery Associates keeps calling me from numerous phone numbers on a debt that was from 2009 and beyond the Florida statute of limitations. On various occasions they have threatened to sue me.... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action seized/attempted to seize property December 15, 2015 - The alleged debt that Portfolio Recovery Associates listed on my credit report as a collections account falls under the Settlement between Portfolio Recovery Associates and the Consumer Financial Protection Bureau from - -, 2015. Per the settlement Portfolio Recovery Associates engaged in a pattern of " Without verifying the debts, the companies collected payments by pressuring consumers with false statements. '' This settlement applies to my circumstances because Portfolio Recovery Associates solicited payment on the debt with false statements from their representatives. In addition, Po... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt December 8, 2015 - This complaint is in regards to the Enforcement Action taken by the CFPB against - and Portfolio Recovery Associates, and is being made on behalf of my mother for whom I have power of attorney. Background : Portfolio Recovery purchased Debt that was beyond the statute of limitations under Louisiana law. In connection with their attempts to collect this debt, Portfolio Recovery made excessive phone calls, threatened to file a lawsuit and ultimately filed - judgments against my mother. Copies of these judgments can be provided if needed. Paragraph - under - - of the Consent Or... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt November 7, 2015 - I had a prior case with - - and I tried numerous times at your request to try and work with them. They wanted more than I was able to afford for payments. They over talk you and interrupt if you tell them it is unreasonable. They even threatened on occasion. Now they sold my file to Portfolio Recovery Associates LLC and even though - told me it was written off the amount has grown even larger. I emailed my situation to them and they did there investigation and decided I have to pay them. I still do n't know why - would n't work with Debt Helpers knowing that they would have been... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit November 5, 2015 - Was contacted and threatened by law firm not only to sue but to come to our house and seize property in front of our children. Law firm spoke to my wife ( it 's was my debt ) and began negotiating asking for banking information without providing proof of the debt. This debt was passed - to be collected/sued on. Wife tried to negotiate with them after served and was promised that settlement was coming and that told that I did not need to show up to court because we were in negotiating, in which case they got a default judgement. It has further damaged my credit and costing money with lawyer ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt November 1, 2015 - this company harass me for the pass 10 years for a credit card who they had each year interest I use this card for one time 10 years ago and then I cancelled but I pay the purchase I made when I got the bill at the end of the month. the company is called portfolio rec. phone number- also a phone number --n - - same company please help me to stop them to harass me thank you ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay October 14, 2015 - this is an issue of debt collection abuse this is against the lawportfolio recovery associates has a pending case of debt collection abuse from cfpb ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt October 14, 2015 - I am writing you regarding the ADMINISTRATIVE PROCEEDING File No. -Consent order as I am a Restitution Eligible Consumer. I am asking for a full refund of $2700.00 and that all references to this account be deleted from all of my credit reports. I would be very grateful if this could be resolved. Please see that Portfolio Recovery Services is in compliance with the order. I made payments directly to Portfolio Recovery Associates on a time-barred debt collection account that was too old for litigation. I received several letters that contained time-limited settlement offers that failed to ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued where didn't live/sign for debt September 25, 2015 - Dear Sir or Madam : I am writting to you because on - -, 2015, I did received a letter from Portafolio Recovery Associates LLC., Sender is : - - - - - , -, -In this letter he or they is/are claiming that I have a debt and they do not disclose the name of the person or company making the claim. I certainly can submit proof that I never have incur in any debt, nor done or signed for any kind of loans or credit cards or buy something or used a service to pay later, since all my life I have used cash to pay for any product or service I wanted. I am a retired senior and I... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 24, 2015 - I was contacted by mail by law firms that will represent me in a lawsuit brought on by Portfolio Recovery Associates. I was n't aware of any lawsuit against me by Portfolio or anyone. I called Portfolio Recovery and they do n't have any records on me by searching my name or full ssn. The lawsuit claims I was in default -. I called - - and they do n't have a record of me opening an account -/-/-. They have no records of me at all. I researched the - - - public records for a case against me. I found where Portfolio filed on me -/-/-. I called the court house and they ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit September 22, 2015 - Portfolio Recovery keeps calling and attempting to collect on money that I have disputed this the company. They are also calling and harrassing me and my family and friends stating they have a lawsuit against me and call them and myself at all hours of the day and night. I have yet to recieve anything in regards to a lawsuit or any paperwork from them period. They have been calling family members and telling them about my personal business and that they have a lawsuit against me and I dont even speak to these family on a daily basis. I would like for them to stop harrassing me and my family. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 21, 2015 - I was notified by regular mail -/-/- that Portfolio Recovery associates sued me at my local court for - and was awarded a default judgment on -/-/-. The clerk of courts said it was a unpaid debt. I reviewed the court file which did n't have much information. It had a certified letter envelope that was returned to the sender with my address that was stamped not delivered. I reviewed al - credit bureau reports and all - listed this judgement with out any original account number or original bank or lender.Nothing documented in the court file referenced what type of debt it was ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action seized/attempted to seize property September 16, 2015 - - - - with a - - - submitted a request and Writ for Garnishment for a student loan which was consolidated with other student loans. They froze all my parents bank accounts dated - -, 2015. Still to this day, even after agreeing to pay a settlement amount, they have not notified the courts, took the money, or notified anyone, including myself. Also, they did not provide the original loan agreement. I believe this is another company like Portfolio Recovery. I have no information regarding this matter except for the Writ for garnishment. Also, this debt is past the statue ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 14, 2015 - The company has been calling me everyday at work and home. All of my debts have been cleared ( paid off ) but this company ca n't seem to get it together. My credit report is free of any collection accounts because I have paid off the accounts I owed. This company is harassing me and when I tell them not to call, they say they will call anyways. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit September 13, 2015 - Portfolio recovery sued me, and than called and harasses me into paying this debt in 2012. Hoping that this is included in there case because I could use a partial refund for the harassment that I went through on this debt and continued harassment because it 's on my credit for another 7 years or so. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 10, 2015 - I was told that I would be garnished and taken to court if I didnt make payments ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued where didn't live/sign for debt September 10, 2015 - THEY SENT ME A SUMMONS TO SUE ME IN CIRCUIT COURT AND I TRIED TO E-PLAIN TO THESE PEOPLE THAT IT WAS NOT MY DEBTTHAT SON HAD DONE THIS AND WOULD THEY SEND MY A COPY WITH MY SIGNATURE ON IT SHOWING I HAD MADE THE PURCHASE AND THEY SAID THEY DID NOT HAVE TO THAT IT WAS ALREADY VERIFIED. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit September 10, 2015 - Portfolio Recovery Associates sued me in Colorado court without proper notice of a court date or verifying the credit card debt. They told me it was a valid debt and I had to pay. I ended up paying something like $5000.00 to them since they garnished my wages and I just saw the CFPB article about Portfolio Recovery Associates illegal activities by - so I want my $5000.00 refunded. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit July 16, 2015 - This complaint is regarding a debt of which I - - advised the company PRA Portfolio Recovery Associates LLC. that I would pay a settlement or a portion of the amount owed by my son - -. My son - - gave PRA permissin to speak with me regarding his account. Arrangements were made on -/-/2015 after receiving notification from local law offices that a judgement had been filed against my son however, we never received notification via mail of the judgement from PRA.. In order to to settle the debt which the original amount owed was $2600.00 however, the settlement I agreed... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit July 3, 2015 - COMPANY CONTINUE TO DEMAND PAYMENT ON OUTDATED ( - ) ACCOUNT, NOT MINES AND PAST STATE ( GA ) STATUE OF LIMITATION OCGA 9-3-24, OCGA 9-3-25 ; ( 4 ) YRS ON OPEN END ACCOUNTS, VIOLATED FCBA, FCRA AND FDCPA ... NOTE : ID FRAUD AFFIDAVIT WAS FILED WITH FTC # - ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay June 10, 2015 - I received a phone call from a relative stating I had an threatening phone call from Portfolio Recovery. I contacted the company and the representative stated if I did n't pay the account of $560.00 in 30 days my wages will be garnished. I asked when was the last time a payment was made on the account she stated it was irrelevant and it needs to be paid immediately. I asked how long has this account been open she stated since 2007. I informed the representative to stop calling my relatives and I was told to send a letter and inform the company not to contact my relatives. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit June 4, 2015 - Portfolio Recovery Associates, - - -, Virginia - -/-/2015 my - - account was seized and all my funds were taking up to $900.00. I checked my online banking and seen where -, - - - - - - - had taking all my funds. So, went to my locate branch and i was dumbfounded of what was going on. So, i called the attorney office they advice i was being sued by pra collections. after two weeks i recieved papers from - - where they had seized my accts and why. so, i went to my located court house to set a complaint and set a court date. well, my court ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt June 2, 2015 - Trying to collect a debt that the statute of limitations has run out on. calling and threatening to sue. harassing phone call to work number, home phone, personal cell phone, wife 's personal cell phone. they use at least - different phone line numbers ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay May 13, 2015 - These people called - of times and a few time said we was going to jail and going to sue us, and the still call about - times a day for sure the same time at - every morning, i told them many times to stop calling and they still call and also call our cellphones. and now they have a robocall system that calls right on time each day. The name of the place is called PortfolioRecovery ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 9, 2015 - Portfolio Recovery Associates LLC is threaten to sue me on time-barred debt in - - -, Florida local case number in -. - - - located at - - - - - -, -, Fl - filed the complaint without notification of the compliant. This debt occurred between - and -. I never received service of process about the court filing and hearing set for -/-/-. I came aware of this lawsuit and date of hearing by searching the clerk of the court website for some other matter. This is unfair practices by the company and attorney. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 7, 2015 - Portfolio Recovery Associates has filed a suit against me and I ca n't afford a lawyer or to pay back the money I owe to Get - they are threatening me with taking property from that I do n't have they call me - months ago and I told them I will not be able to pay them back and they still threatened me ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action attempted to/collected exempt funds April 29, 2015 - I getting almost daily calls from this agency, threatened and tried to garnish my - benefit, I am still - ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt April 16, 2015 - Portfolio Recovery Associates is engaging in illegal and flagrant violations of the Fair Credit Reporting Act by reinserting previously deleted information on my credit report in an a flagrant and intentionally attempt to make the debt appear to be more recent that it really is. Portfolio Recovery Associates had previously deleted a collections account from my credit report however in retaliation for filing a prior complaint against Portfolio Recovery Associates with the California Attorney General 's office, they reinserted a previously deleted account into my credit report as a collections a... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt March 23, 2015 - -/-/2015 I received a unknown call on my cell phone with a message left with a threat of a law suit from a law department ; the person calling did not leave there name or what law department they were calling from just the I needed to call Portfolio Recovery. The message stated I must call today to discuss or a lawsuit would be filed and delivered to my home or work between - and - on -/-/2015. I have not spoken to anyone as I received some strong messages from individuals in -, -, and - leaving messages that warrant would be issued ... the message did not say by who... |