Razor Capital, LLC Issue Resolution

Resources for resolving common issues with Razor Capital, LLC products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to Razor Capital, LLC and work to get a response. After your complaint is forwarded, Razor Capital, LLC has 15 days to respond to you and the CFPB. Razor Capital, LLC is expected to close all but the most complicated complaints within 60 days.

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New Razor Capital, LLC Consumer Complaints


Razor Capital, LLC Debt collection improper contact or sharing of info talked to a third party about my debt

February 10, 2017 - - AND RAZOR ARE VIOLATORS OF THE : " DODD-FRANK WALLSTREET REFORM AND CONSUMER PROTECTION ACT. '' - COUNTS OF AGGREVATED CREDIT REPORTING FRAUD WITH - AND - IS A CRME. - COUNTS OF F.C.R.A. - COUNTS OF T.C.P.A. - COUNTS OF F.D.C.P.A....

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Razor Capital, LLC Debt collection communication tactics frequent or repeated calls

October 25, 2016 - Several sections of the F.D.C.P.A ( Fair Debt Collection Practices Act ) has been violated by the named debt collector Razor Capital , LLC. Further attempts to contact me will result in legal action being taken and each violation is punishable by fines to the debt collector in a civil suit....

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Razor Capital, LLC Payday loan payment to acct not credited payment to acct not credited

August 24, 2016 - I made installment payments directly to the company, which is -, and the loan was paid in full in - 2016. I have an email of the pay schedule and also confirmations of each payment made. I expect this company is a scam and just looks for predators,,, ,well, they have met the enemy and need to leave me - alone!!!!!!...

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Razor Capital, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

June 14, 2016 - I 'm being sued by a predatory debt collector .they claim to have purchased a debt that they say is mine. They claimed to have purchased debt in -/-/2016 and are suing me as of -/-/ -. I never had this debt, it has never appeared on my credit report before.the dates they give place me living with my parents at the time and I did n't have a utility bill in my name while living with them ...

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Razor Capital, LLC Debt collection communication tactics threatened to take legal action

December 31, 2015 - In - 2015, I received a court summons from - - - for a debt. I responded via certified mail within the - time frame asking for proof of the debt and for more information. I received no response. The week of -, -/-/15 I believe it was, I received another court document from - - - asking for a motion of default judgement against me. I was never contacted by Razor Capital, their client, nor was I ever contacted by - & - before receiving a court notice in -. I have called multiple times and asked for the person named in the documents and he is never availa...

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Razor Capital, LLC Debt collection communication tactics called after sent written cease of comm

November 10, 2015 - I asked to Cease and Assist the debt with the current Creditor Razor Capital and both - - and currently Total Card has been harassing me and been belligerent when I called them to do not call me as this account is 5 yrs old and I am not working -! Also verbally threatening and harassing me! I also asked not to be on a recorded line and they disrespected my wishes!! ...

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Razor Capital, LLC Debt collection taking/threatening an illegal action threatened to sue on too old debt

August 15, 2015 - Refer to CFPB Case number -. Razor Capital LLC sold a debt that is n't mine to a debt buyer, which is the case number listed above. The statue of limitations in Michigan is - years from the date of the last payment on the account, which was -/-/-. These companies both have a charge off date of -/-/-, and are using that date as the last payment date. I have never lived at the addresses for the utilities they say I am being charged for, nor have I ever had utilities in my name, much less make a payment. I have asked the debt buyer, - -, to stop contacting me, which they hav...

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