Razor Capital, LLC Debt Collection Complaint

Razor Capital, LLC Debt collection department,

Other (phone, health club, etc.) Taking/threatening an illegal action Threatened to sue on too old debt Michigan

Refer to CFPB Case number -. Razor Capital LLC sold a debt that is n't mine to a debt buyer, which is the case number listed above. The statue of limitations in Michigan is - years from the date of the last payment on the account, which was -/-/-. These companies both have a charge off date of -/-/-, and are using that date as the last payment date. I have never lived at the addresses for the utilities they say I am being charged for, nor have I ever had utilities in my name, much less make a payment. I have asked the debt buyer, - -, to stop contacting me, which they have. Both companies have refused to verify the debt and check their records. They have also failed to provide the documents I have requested, such as the debt verification and fraud packet. It is now -/-/-, ( - years after the last activity or payment '' on the account ) and therefore, it is too late to get a court judgement on this debt. I am also extremely upset that Razor Capital has ignored my pleas to use my right to dispute the debt. As a matter of fact, just - months ago was the first notice I had ever received about this debt collection effort. I have lived at the my current address for - years, and I am just receiving this now? - years after the fact? This is unacceptable, and extremely unethical.