Resources for resolving common issues with Immediate Credit Recovery products and services
You can reduce the number of unwanted calls from Immediate Credit Recovery you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
Immediate Credit Recovery Student loan dealing with my lender or servicer need information about my balance/terms May 3, 2016 - I - in 2014 and had a loan with -. However, my loan was handed over to a collecting agency - Immediate Credit Recovery without notices, which incurred a fee of $ -. Moreover, as I wanted to see a detailed information of loan : interest rate and how it 's been accrued, the loan collecting agency refuse to provide me such information saying they do not have it. ... |
Immediate Credit Recovery Debt collection communication tactics threatened to take legal action December 9, 2015 - There a a student loan from 1986 i was only - years old and I was n't even informed about this loan. I signed something that I was n't even sure what I was signing I do n't recall going to that school for a week. ... |
Immediate Credit Recovery Debt collection disclosure verification of debt right to dispute notice not received November 7, 2015 - Data furnishers are required by law to fully investigate any dispute that 's brought to their attention. If they do n't, they could face substantial regulatory action from the Consumer Financial Protection Bureau. In -/-/-, the CFPB issued a formal bulletin warning lenders and other data furnishers, such as debt collection agencies, that they will be penalized if the CFPB finds they are n't properly investigating consumer disputes. First, Immediate Credit Recovery , Inc. sent a collection agency notice to my parents house and not to me at my address in Texas. Second, Immediate Credit ... |
Immediate Credit Recovery Student loan dealing with my lender or servicer September 29, 2015 - I had a student loan that went into collection with Immediate Credit Recovery twenty or more years ago. The original loan amount was $10000.00 and the interest rate 10 %. I set up automatic payments of $250.00 a month that were deducted twice a month for at least ten of these years. I believe it was -/-/- when they disclosed to me they could no longer make automatic deductions, so they began calling me to authorize payment. The original servicer was extremely rude and nasty and I had to speak to a supervisor in order to get someone humane. I also reduced my payments to once monthly, o... |
Immediate Credit Recovery Student loan dealing with my lender or servicer September 4, 2015 - I had a student loan in 2007. I was unable to continue to pay after a certain point. The - - - - put a lein on my tax refunds and took the balance. The loans have been paid. Now there is a credit company trying to threaten me with court. I responded with a cease and desist until they sent a verification of debt because the loans are paid. they show payment on my credit reports ( which I monitor ) and this debt collector is reporting the same accounts that the - are reporting and screwing up my reports. I tried to contact this company on multiple occasions and finally heard from ... |
Immediate Credit Recovery Debt collection cont'd attempts collect debt not owed debt is not mine June 9, 2015 - I recently checked my student account from the - College of - and there is a so-called Hold '' from ICR ( Immediate Credit Recoveries ). I 've never done business with this company and I pay my tuition with Federal Financial Aid and have already resolved my payment option through the Financial Aid Office of my University. I have not received any written nor electronic communication from this company nor from my school about this issue. ... |