Review and analysis of over 236 Fha Mortgage complaints against M&T Bank
M&T Bank consumers have reported over 236 official complaints related to FHA mortgage. Out of the 236 consumer complaints against M&T Bank, 18% were disputed by the consumer (i.e. the consumer was not happy with how M&T Bank responded to their complaint) and 99% were processed in a timely manner. 6% of consumer complaints against M&T Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.
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M&T Bank Mortgage loan modification,collection,foreclosure December 9, 2015 - I fell behind in my FHA mortgage due to unemployment and could not afford to make payments since - -. My servicer, M & T Bank, refused to accept partial/late payments so the missed payments continued to accrue. On - -, - they sent me a letter saying I qualified for their special unemployment forbearance program. The requirements were as followed : - Sign the agreement - Pay $25.00 due -/-/- -Pay the total arrears, $11000.00 to bring my account current on -/-/- I signed the agreement and paid the $25.00 forbearance payment in late - -, well before t... |
M&T Bank Mortgage loan modification,collection,foreclosure December 3, 2015 - To whom it may concernI am having an issue with my mortgage company M & T Bank. I have had some family issues that involve my some medically that made us have to pull him out of daycare. My son now - care of our - sons. Now this has made us loose an income. So we have started a loan modification with M & T Bank. Here is where the problems start. The bank approved us for a loan modification. We had agreed on a price and I am already began paying the agreed to price. Now M & T Bank is telling me that there is a lien on the title and they can not do the loan modification. This so called lea... |
M&T Bank Mortgage loan servicing, payments, escrow account November 18, 2015 - I was through a some financial difficulties back in the beginning of the year ( layoff ). I was late on some of my monthly payments. I requested a payment plan to my mortgage company which they did and I started paying it off. By the time I sent out my last payment, I was told it was a mistake on the calculation and they needed to get another - and with that I would be up to date including any late fees. I just got off the phone and they said I still owe over - hundred dollars of late charges. Can they keep charging late fees on calculations they made? ... |
M&T Bank Mortgage loan servicing, payments, escrow account October 12, 2015 - I have submitted a Declaratory Judgment, & Slander of Title complaint with the Superior - Office. I have written several letters to the M & T BANK requesting specific information related to my mortgage/security. I have requested they answer specific detail facts that I am entitled to know. ... |
M&T Bank Mortgage loan servicing, payments, escrow account September 28, 2015 - M & T mortgage required me to send my Fire and Casualty claim check to be held in escrow for home repairs. My damages were - - and they hold my money even though i have been displaced. I am not going to have a place to live due to the amount of time it has taken to get started on my home repairs. They have my check for $44000.00 and are in no hurry to help me. ... |
M&T Bank Mortgage loan servicing, payments, escrow account September 26, 2015 - I had a problem with my hazard insurance earlier this year. M & T Bank said they resolved the issue by refunding my money. I just received a notice from M & T Bank that they are AGAIN trying to put hazard insurance on my account. ... |
M&T Bank Mortgage loan servicing, payments, escrow account September 21, 2015 - This is a follow-up to case # -. I read over all the bank had to say. What they forgot to mention is that they had put up the house for sale a week prior the court date. They listed our home one week before the court date that was established to cancel the sale. This is what I 've been trying to explain to the courts and the appeal courts, but it 's like they 're overlooking this. ... |
M&T Bank Mortgage loan modification,collection,foreclosure September 8, 2015 - I applied for a modification over a year ago at M & T Mortgage Company. It was a long and grueling process, but I patiently and cooperatively did EVERYTHING THEY asked me to do, and I was approved for the modification. I made my - trial payments on time, as required. Then I got the final modification documents to be signed and notarized. I did just that. I did n't notice that they were requiring my wife to sign on the documents, due to the fact that she is not on my loan nor Deed, so I did n't think I needed to look for a place on the documents for her to sign. So I signed, notarized, and r... |
M&T Bank Mortgage loan servicing, payments, escrow account July 17, 2015 - My mortgage was bought out by M & T Bank - - - -, NY -. I pay my payment through bill pay and it is set up to be delivered to M & T Bank by a certain date. If it arrives -/-/- or after they will charge me a late fee according to their statement. They have gotten my payment before -/-/- and charged me a late fee on several occasions. I brought this to their attention and they have failed to refund the fees for all of the times they have charged me a late fee when it was n't late, according to their terms. It happens often that they charge the fee regardless. I usually p... |
M&T Bank Mortgage loan servicing, payments, escrow account July 13, 2015 - My Loan was transferred from - - - - M & T bank on -/-/2013 after never missing a payment but we had applied for Modification and they did n't tell M & T, I had perfect credit or M & T would not have bought the loan. We sent the first payment in -/-/- from my billpayer company at my bank. Which I have the check and the statement proving it cleared. They have reported the payment as a bounced check and ruined my credit. I have a letter from them stating - took the money from them. Because of - mix up. Does a bank get to lie about you make up lies about your payment ... |
M&T Bank Mortgage loan modification,collection,foreclosure July 11, 2015 - I completed a modification and my credit was never adjusted to reflect payments made. ... |
M&T Bank Mortgage loan servicing, payments, escrow account July 8, 2015 - My mortgage company advised me -/-/- that it would suspend all collection and interest activity due to me having experienced a home fire and the home not being habitable. Since - MT Bank has held funds in excess of $89000.00 and is aware of my intent to payoff the principal balance due, especially since they had failed to cease collection, interest and unlawful escrow practices. I spoke with a supervisor -/-/- who assured me that all erroneous interest and escrow balances that have increased the amount due since -/-/- would corrected, removed and my payoff balance adjusted ... |
M&T Bank Mortgage loan servicing, payments, escrow account June 17, 2015 - I have a home loan with M & t bank. I 've never been late. Even now. Part of my loan had a requirement that I open an M & T bank account and the loan payment is pulled from there into the loan. For - yrs I 've had an automated transaction from my - - account to move $580.00 into my M & T account. The loan payment is about $570.00. I always check my digital email receipt of the wells transaction and my physical loan mailing update to make sure all is ok. A week ago, M & T calls me to tell me I have overdraft charges. I assumed my automatic transfer of $580.00 from - - to M ... |
M&T Bank Mortgage loan servicing, payments, escrow account June 5, 2015 - I have a mortgage held by M & T Bank - -, N.Y. The loan is FHA. I 've been making payments for 5 years - not a single late payment. Due to an increase in home values in California over the last five years, my LTV is now much less than the 76 % threshold needed to cancel private mortgage insurance. M & T says it wo n't accept an appraisal to verify the current home value and therefore wo n't cancel PMI until the outstanding loan reaches the 76 % ratio solely through principal reductions to the original loan balance This is absurd, given that I could refinance ( but do n't want to ) and a ... |
M&T Bank Mortgage loan servicing, payments, escrow account June 5, 2015 - In - 2010 I got a mortgage through M & T bank on a home thatneeded some repairs so I took extra money out to do repairs thebank told me it would make my loan go faster if I got a contractorsquote I asked them several times if I could still do the work myselfwith a contractors quote they told me yes well needless to say itdid not turn out that way after the closing I never received any of theextra money. I could not live in the home until these repairs wheredone and the bank knew this. - years ago the bank tried toforeclose on me I got a lawyer and we went to court the judge toldM & T the... |
M&T Bank Mortgage loan modification,collection,foreclosure June 2, 2015 - My home loan was with - - - and I went into a slow pay with them and started paper work with them at that point. I was told that they would not work with me at all and I was told to wait till I was 2 months behind and maybe said they may want to help.. They did not do anything for me. Then a few months later they sold my loan to M And T bank and they send me a letter telling me that I was now with them and to start making payments to them ASAP. I called to make my payments and they told me that I could not make anymore payments till we sent in a modification package to see if they cou... |
M&T Bank Mortgage loan servicing, payments, escrow account June 1, 2015 - I signed up to M and T auto draft on -/-/2015. The purpose of auto draft was for M and T to automatically draft my payments for my mortgage. M and T sent me an email thanking me for signing up for the service on -/-/2015. The email stated that I did not need to reply and I received no further correspondence in regards to the auto draft. All bill notices I receive from M and T indicate that if I am signed up for auto draft, the bill will be automatically paid. I have attached those emails. On -/-/2015 a letter was sent to me indicating that I could lose my home due to failure ... |
M&T Bank Mortgage credit decision / underwriting May 21, 2015 - Issues were-. M & T Bank requested our credit report without our approval. -. M & T Bank dispersed out property tax payment on - -, 2015, however the did not actually pay our taxes to the - - County Tax Assessor. Eventually we were able to have them pull our payment from their pending wire transfer and refund us. They did not pay us interest until we complained. ... |
M&T Bank Mortgage application, originator, mortgage broker May 15, 2015 - I have a mortgage with M & T bank on my home that I have lived in since 2009. We received several marketing letters from M & T bank via - regarding possibly refincing our loan to get a lower interest rate and payment. I called to inquire about this and was told by the loan officer I was working with that I should be able to refinance my loan and save at least - per month depending on what our house appraised for. They took a payment from me of - including - for the appraisal and - for an application fee. They hired an appraiser who came out and did an appraisal that their underw... |
M&T Bank Mortgage loan servicing, payments, escrow account May 9, 2015 - WE SEND ( - ) ACCEPTANCE FOR VALUE AS A REMEDY FOR SET-OFF OR DISCHARGE OR PAYMENT AS ANINSTRUMENT TO PAY THE MORTGAGE. E-EMPT FROM LEVY AND CHARGE THE SAME TO OUR NAMES. - ORDER / DATE/USING OUR E-EMPTION IDENTIFICATION NUMBER. I IT WAS MAILED VIA CERTIFIED MAIL WITH RETURN RECEIPTS. IT WAS DONE USING OUR CHARGING SHEET. WE HAVE RECEIVED THE RETURN RECEIPT SINGED. -/-/- WE MAILED. THE BANK/OR MORTGAGE CO. RESPONDED WITH THEIR LETTER AND WE RESPONDED TOO ALONG WITH OUR LETTERS THE WE RETURNED THEIR LETTER USING THE WORDS ACROSS IN DIAGONAL WAY : -/-/- HOUSE JOINT RESOLUTION -... |
M&T Bank Mortgage loan modification,collection,foreclosure April 7, 2015 - I have been misled by the representatives of M & T Bank and I can not understand the poor treatment I have received during the servicing of my mortgage loan. I have lived in my home since -/-/-, and I 'm an active member of the community ( I volunteer with my church and with my son 's school ). But I am in jeopardy of being forced out of my house through foreclosure because M & T Bank refuses to work out a reasonable solution. This property has had its issues since I purchased it. The appraisal and inspections failed to inform me of the - unit being old ( I had to immediately replace i... |