Review and analysis of over 13 Conventional Fixed Mortgage complaints against MLD Mortgage, Inc.
MLD Mortgage, Inc. consumers have reported over 13 official complaints related to Conventional fixed mortgage. Out of the 13 consumer complaints against MLD Mortgage, Inc., 23% were disputed by the consumer (i.e. the consumer was not happy with how MLD Mortgage, Inc. responded to their complaint) and 85% were processed in a timely manner. 8% of consumer complaints against MLD Mortgage, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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MLD Mortgage, Inc. Mortgage loan servicing, payments, escrow account January 25, 2016 - I have a 30-year fixed loan with MLD Mortgage Inc since - 2015 with - % down for a single-family house. A few months ago I was calling and emailing their customer service to get quote in order to remove my PMI. First they said I can not remove my PMI for my loan with them is less than - years. I read some online forums and knew that as long as I can make LTV as - %, my PMI should be automatically removed. I gave them my second call, and presented the info I read online, they told me that I should be able to do so as long as LTV is - %, but to get an quote I need to put it in a f... |
MLD Mortgage, Inc. Mortgage credit decision / underwriting November 2, 2015 - I applied for a $120000.00 fixed rate 15y mortgage with - % down with The Money Store on -/-/-. We spoke about closing -/-/15 but did not since the commitment was issued -/-/-. I submitted all documents requested -/-/15. The contracted closing date was -/-/15, which they also now missed. Since submitting all my requested documents on -/-/-, The Money Store has continued to delay the closing requesting unreasonable documents, not originally requested. Each time I submit documents, they come back with yet another request. For example, there are beneficiaries... |
MLD Mortgage, Inc. Mortgage settlement process and costs October 26, 2015 - I applied for a conventional mortgage. I was approved for the mortgage. I received the mortgage commitment. I was told that we would close by -/-/15. Late Friday evening on -/-/15 I was informed by the mortgage company that they made a mistake and submitted my loan as conventional when in fact it 's supposed to be FHA. As a result the purchase is now postponed another 3-4 weeks. Once I received the commitment I notified my landlord who rented out my current house starting - -. I now have no where to go with a - year old son! ... |
MLD Mortgage, Inc. Mortgage settlement process and costs June 30, 2015 - I was charged points on final HUD that were never disclosed to me. When I received final HUD - hours before closing I immediately called my mortgage broker but he was unreachable. The following business day I followed up and pressed him about the points, he told me his disclosure department '' should have sent me the updated Good Faith Estimate and disclosures - before on the date the rate was locked. These were never sent to me and he could not produce any evidence that there was any attempt to send them. ... |
MLD Mortgage, Inc. Mortgage loan servicing, payments, escrow account March 26, 2015 - [ Summary ] 1. My property tax deposit on escrow account statement is incorrect ( 30 % more ). I submitted all required documents to request the correction but no response was received and no correction action was taken. 2. My property tax due on -/-/- was not disbursed from my escrow account. I had to pay property tax plus penalty myself to avoid adverse actions from local authority. 3. I requested a cancellation of my escrow account and was denied by the mortgage service company by terms that were never disclosed to me. [ Detail ] I refinanced my property in -/-/-. I realized the p... |