Bank of America Credit Card Complaint

Bank of America Credit card department,

Florida

You have failed to respond to a certified letter date - -, 2016 within the 30 day required time frame. You are in violation of the Fair Debt Collection Practices Act and liable for willful noncompliance as per FCRA 623 ( a ) ( 3 ) ( false or misleading representations [ 15 USC 1962e ]. As you have now violated federal law, by not properly investigating within the required time-frame, and I have of such, via certified mail receipts, you must now remove the item. Your failure on your behalf to provide a copy of any alleged contract or other instruments bearing my signature gives me no choice but to pursue this matter in the court system. I will be seeking $5000.00 in damages for the following : 1. Defamation 2. Negligent Enablement of Identity Fraud 3. Violation of the Fair Credit Reporting Act You will be required to appear at the - - County, FL Courthouse in order to defend yourself. Filing was made today -/-/2016. Your court date is - -, 2016 and my attorney will be sending you the summons via certified mail to your registered agent. Should you remove the item forthwith with notification as such, we will cancel the lawsuit.