Quicken Loans Mortgage Complaint

VA mortgage Application, originator, mortgage broker

Quicken Loans Mortgage department,

VA mortgage Application, originator, mortgage broker Florida

Date : - -, 2015To : CONSUMER FINANCE.GOVFrom : - - Quickenloans # -Re : Quickenloans # - -/-/-, 2015-Consumer - -, - Mortgage Refi./VA 30 Year Loan- Application Alleged Locked Rate at - until - -, 2015. - - -License ID-/Lender Representative ( AKA ) - -- - _License ID -_______________________________________________________________________________Quickenloans Staff unauthorized change of Consumer - - - - - -, 2015 original loan application, without prior discussion or consent. Lender Representative alleged consumer request Change of VA Loan Type without prior discussion or consent of Consumer - - - - Quickenloans # -. Lender Representative alleged Consumer requested new application without prior discussion or consent of Consumer.


On - -, 2015, Consumers contacted quickenloans. to inquire of - Mortgage Refi./VA loan. Quickenloans telephone staff referred Consumers to - - - - - - -- ( - - -. After Consumers provided initial inquiry information for Mortgage Refi. to Quickenloans Representative - - to obtain available Quickeloans Interest rate. Consumers were advised that a - - - - - $400.00 Appraisal fee was required and needed to lock the interest rate at - on - -, 2015. Consumers were advised by Quickenloans Rep. that was the only way to secure current rate. Consumers provided payment via Consumer Credit Card. On - -, 2015, after providing all required documentation and logging on the QuickenLoan Message. On - -, 2015, the Consumer discovered that the locked rate at - had changed and immediately contacted the Quickenloans Rep. - - around - -. The consumer was told that the Lender Representative was not logged in the system and to call on -, 2015. The Consumer logged back into the Quickenloans system and discovered that an alleged application dated -, 2015 had been generated with an alleged Interest Rate lock agreement of - and discount fee, expiring on - -, 2015. Also an alleged rate lock extension fee if not agreed to by Consumer. On - -, 2015, the Consumer unsucessfully attempted to contact the current assigned QuickenLoan Representative on the QuickenLoan Message Board with " NO '' response. .

Quicken Loans customer in Florida
Nov 13, 2015

* Source: CFPB Complaint Database

Quicken Loans response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3Quicken LoansComplaint HistoryComplaints1/20122/20123/20124/20125/20126/20127/20128/20129/201210/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20152/20163/20164/20165/20166/20160510152025Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Quicken LoansApplication, originator, mortgage broker0.5%90.3%3.3%0.5%1.2%2.6%1.2%0.5%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageApplication, originator, mortgage broker0.8%5.3%6.3%1.1%2.4%8.2%74.6%1.3%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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