M&T Bank Loan Modification,Collection,Foreclosure Complaints

Review and analysis of over 529 complaints against M&T Bank

M&T Bank consumers have reported over 529 official complaints related to Loan modification,collection,foreclosure. Out of the 529 consumer complaints against M&T Bank, 16% were disputed by the consumer (i.e. the consumer was not happy with how M&T Bank responded to their complaint) and 98% were processed in a timely manner. 2% of consumer complaints against M&T Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.

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New Loan Modification,Collection,Foreclosure Consumer Complaints


M&T Bank Mortgage loan modification,collection,foreclosure

December 9, 2015 - I fell behind in my FHA mortgage due to unemployment and could not afford to make payments since - -. My servicer, M & T Bank, refused to accept partial/late payments so the missed payments continued to accrue. On - -, - they sent me a letter saying I qualified for their special unemployment forbearance program. The requirements were as followed : - Sign the agreement - Pay $25.00 due -/-/- -Pay the total arrears, $11000.00 to bring my account current on -/-/- I signed the agreement and paid the $25.00 forbearance payment in late - -, well before t...

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M&T Bank Mortgage loan modification,collection,foreclosure

December 3, 2015 - To whom it may concernI am having an issue with my mortgage company M & T Bank. I have had some family issues that involve my some medically that made us have to pull him out of daycare. My son now - care of our - sons. Now this has made us loose an income. So we have started a loan modification with M & T Bank. Here is where the problems start. The bank approved us for a loan modification. We had agreed on a price and I am already began paying the agreed to price. Now M & T Bank is telling me that there is a lien on the title and they can not do the loan modification. This so called lea...

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M&T Bank Mortgage loan modification,collection,foreclosure

September 8, 2015 - I applied for a modification over a year ago at M & T Mortgage Company. It was a long and grueling process, but I patiently and cooperatively did EVERYTHING THEY asked me to do, and I was approved for the modification. I made my - trial payments on time, as required. Then I got the final modification documents to be signed and notarized. I did just that. I did n't notice that they were requiring my wife to sign on the documents, due to the fact that she is not on my loan nor Deed, so I did n't think I needed to look for a place on the documents for her to sign. So I signed, notarized, and r...

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M&T Bank Mortgage loan modification,collection,foreclosure

July 11, 2015 - I completed a modification and my credit was never adjusted to reflect payments made. ...

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M&T Bank Mortgage loan modification,collection,foreclosure

June 10, 2015 - I sold a property in - NY mortgaged by M & T Bank. The proceeds did not pay off the loan, $4100.00 short although this was not a short sale, the sale closed -. I tried negotiating with the bank to re-fi the amount owed, they would not help. I was able to pay them off in -/-/- by then the amount was $8200.00. I was charged for $3000.00 for property insurance and county and city taxes although I did not own the property, the new owner was on title. The taxes were paid for the new owner, double paid. I had to pay the entire amount as the property was already taken to foreclosure ...

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M&T Bank Mortgage loan modification,collection,foreclosure

June 4, 2015 - I wish to raise an official complaint in respect to the treatment of my mortgage account with - - - ( - ) on the basis that I do not believe that I have been treated fairly. When I was on a - Leave of Absence - placed me on an unemployment deferment and stated that once my employment resumed that the options were deferment where I would put earnest money down to show good faith and then make payments that would pay off the arrearages over time but there was no formal process for this other than them asking a few questions. I answered the questions and was constantly deferred ...

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M&T Bank Mortgage loan modification,collection,foreclosure

June 2, 2015 - My home loan was with - - - and I went into a slow pay with them and started paper work with them at that point. I was told that they would not work with me at all and I was told to wait till I was 2 months behind and maybe said they may want to help.. They did not do anything for me. Then a few months later they sold my loan to M And T bank and they send me a letter telling me that I was now with them and to start making payments to them ASAP. I called to make my payments and they told me that I could not make anymore payments till we sent in a modification package to see if they cou...

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M&T Bank Mortgage loan modification,collection,foreclosure

May 19, 2015 - I submmited a fully document Request for a Loan Modification with mortgage company M & T Mortgage - Investor - - - to reduce my mortgage payment ; instead to consider my case for a HAMP review, they approved me for a Streamline Loan Mod that reduced my mortgage payment to 43 % of my monthly gross income ( $2200.00 ). Also they decided to charge me $980.00 modification fees. ...

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M&T Bank Mortgage loan modification,collection,foreclosure

May 19, 2015 - Good Morning All, I wish to have these very important & relevant questions answered by the Plaintiff, Wilmington Trust, the entity claiming to be the holder of my mortgage note that was allegedly sold on the secondary market -/-/- by the servicer, - - - - , - ( loan originator as well ). The Plaintiff in its sole capacity claims the mortgage was sold into the deal - at some point between -/-/--/-/-. Your office retains a copy of the note with endorsements. Please note that - did not exist any longer in -/-/-/-/-/- for failure to file annual return...

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M&T Bank Mortgage loan modification,collection,foreclosure

April 7, 2015 - I have been misled by the representatives of M & T Bank and I can not understand the poor treatment I have received during the servicing of my mortgage loan. I have lived in my home since -/-/-, and I 'm an active member of the community ( I volunteer with my church and with my son 's school ). But I am in jeopardy of being forced out of my house through foreclosure because M & T Bank refuses to work out a reasonable solution. This property has had its issues since I purchased it. The appraisal and inspections failed to inform me of the - unit being old ( I had to immediately replace i...

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M&T Bank Mortgage loan modification,collection,foreclosure

March 27, 2015 - -/-/- - Initiated Short Sale with - -. -/-/- - Spoke with - to winterize the property. -/-/- - Spoke with -, short sale packet received & house confirmed as winterized. -/-/- - Attempted to call - -, not at desk. -/-/- - Received email from : - -/-/- - Offer received by bank and in review phase. -/-/- - Spoke with -, escalation clause submitted. Checked to see if house was winterized b/c recent showing by local agent said she noticed condensation on the windows. -/-/- - Spoke w/-. Appraisal done yesterday. 2nd mortgage on file ...

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M&T Bank Mortgage loan modification,collection,foreclosure

March 24, 2015 - The lender/servicer ... - - has indicated that the SOLE PLAINTIFF, Wilmington Trust is the beneficiary/investor of loan # - related to the property - - - -, - -, WA -. Counsel for the Sole Plaintiff, - - for - - - - who has filed the complaint against me in the JUDICIAL foreclosure case in Washington State CASE # - has stated in her complaint that her client, Wilmington Trust for the - - - Trust is the HOLDER of the NOTE! The Plaintiff has indicated through responses from their subsidiary, M & T Bank, that Wilmington Trust is acting i...

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