Review and analysis of over 101 complaints against 21st Mortgage Corporation
21st Mortgage Corporation consumers have reported over 101 official complaints related to Loan modification,collection,foreclosure. Out of the 101 consumer complaints against 21st Mortgage Corporation, 25% were disputed by the consumer (i.e. the consumer was not happy with how 21st Mortgage Corporation responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against 21st Mortgage Corporation resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 6% resulted in non-monetary compensation.
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21st Mortgage Corporation Mortgage loan modification,collection,foreclosure December 1, 2016 - I have been without a job for five months and I am trying to make ends meet, I have a counselor whom is trying to help me and the lender, 21st Mortgage, says that I can pay a lower amount for certain time but they keep sending me regular bills eventhought they are acepting the lower payment and I dont believe they are doing it in a good faith, my loan has gone thru problably more than - servicers and there are a lot of things that are not right. They keep telling me that my loan can not be considered because I was in a 2008 bankrutpcy and I included the mortgage on it and I had a - allre... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure May 25, 2016 - To whom this may concern, my name is - -. I reside in - -, Tx. I am very concerned that my mortgage servicer, 21st Mortgage, is steering my mortgage into foreclosure without offering me an alternative or an option to avoid foreclosure. I am a full time nurse but have fallen on some hard economic times because of the economy here in - Texas. Oil production has suffered and has trickled down to the hospital 's business because of job loss and people here losing their health insurance. Loss of business has resulted in decrease in hours and loss of any overtime where I work. My in... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure May 10, 2016 - We filed an application for a loan modification in - of 2016, but the application was too close to the sale date and was denied. We obtained a cancellation of the sale date because we filed for bankruptcy and immediately sent in a new application for a loan modification. We enlisted the assistance of the MHA who is trying to help us with a loan modification. The non profit organization accelerated the process and referred it to the escalation team, who tells us that they will not receive a response until the - of this month. The bankruptcy was dismissed at the creditor 's meeting but tha... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure April 12, 2016 - 21st Mortgage aquired my loan from the now defunct - Mortgage. When I fell behind on my mortgage I tried to get assistance from 21st Mortgage to modify my loan. They refused and forced me into bankruptcy. Because me & my wife are on a fixed income I could n't afford to keep up the payments in bankruptcy and my case was dismissed. I learned that - Mortgage was the subject of a multistate class suit brought by the attorneys general of - states where they found that - Mortgage used fraudulent practices and originated predatory loans on poor minorites. After reviewing my loan I was abl... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure April 7, 2016 - Hi, I had a multifamily home, and I moved out to a single, it was rented out, the bank that owned the loan file bankruptcy, the new company that brought the loan said I did n't qualified for a modification because I did n't live there and its considered and investment property so they foreclosured when I did n't agreed to there terms. I told them I should get a modification and that mgl - for foreclosures states that, they claimed that the mgl. - does n't apply to me, because I did n't live at the property I was n't entitle to any modification or a 150 days right to cure, and was not all... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure December 3, 2015 - - - credit reporting is violating my rights by inaccurately reporting a Deed in Lieu between me and 21st Mortgage. First they do not state it was a voluntary surrender deed in Lieu or that it is a closed account and has been since -/-/-. Instead they are marking this as an active loan and unpaid account for a balance I do not owe on an account that was closed five years ago. 21st Mortgage is a predatory lender who sold me a house in a flood way in -/-/- which flooded multiple times per year with - foot rapids crossing my yard, flowing on both sides of the house, which carri... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure October 30, 2015 - I called to make a payment by phone to cure a debt of a mortgage that was two months past due. I informed the representative of my intentions to pay in full to get the account current. The representative puts his manager on the phone, who consistently asks why I have not returned some phone calls that were made within the past two months. This manager made degrading comments and refused to accept payment of the past due amount unless the next month 's payment was included. This was not yet due at the time of the phone call. The manner that this representative addressed the issue was both verba... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure July 17, 2015 - I am a short sale negotiator negotiating a short sale. A short sale is when a property is worth less on the market than is owed ( i.e : home is worth $ - and Seller owes $ - ) and the seller is going through financial hardship. The bank will approve to waive the deficiency if the seller can present a buyer. My seller owes - to her - mortgage, - and - to her - mortgage, 21st Mortgage. The house is work -. She is behind on payments for almost a year and is well in the foreclosure proceedings. - has just approved the HAFA short sale ( government program ) for - to th... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure July 15, 2015 - Inaccurate closing documentation was signed at closing. They set our loan up knowing we could n't afford the payments. We were told to just make the payments for 2 years and then refinance the loan to where we could afford it. After many complaints to them they have yet to resolve setup and delivery issues. We had to hire an attorney to help get this fixed. We tried to get them to modify our loan to make it more affordable and they refused. ... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure May 29, 2015 - I called to make arrangements to pay - payments next month on my - mortgage with 21st Mortgage. The rep - was so unkind and said what are you spending your money on? '' I asked for a supervisor - who came on with pretty much the same tone. Saying they have the right to know what I spend money on if I owe them. Maybe so, but there 's a better way of them getting the information they need than just being so rude and blunt. I do n't have to show them my receipts of what I spend my money on. The point is that I 'm trying to work with them to get caught up and they harrass me with emai... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure May 13, 2015 - I am not quite sure why - in 4 months time did not question - Mortgage for information listed on my credit file as them being a creditor of mine. I had my attorney review this credit report from - - - - and that is when he found 21st Mortgage is listed as a creditor on my credit file. I have advised - over - times I did not and do not have a mortgage with any financial institution. Please remove this off of my credit file immediately. I have written to 21st Mortgage and asked these people why would they place themselves as a creditor on my credit file when they know the... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure April 14, 2015 - We are a military family -. We purchased a home in - - - in 2006. 3 years later we were sent -. We could n't sell the home because the value had depreciated. We rented out for a few years, but after finding we would not be able to return to - - we began the short sale process. We have stayed current with our payments but our home has been vacant for a year. We 've used up all of our savings and are struggling to make ends meet. We currently have an investor who has made a reasonable offer on our home. We have - lenders servicing our loan, unfortunately, - of them, 21... |
21st Mortgage Corporation Mortgage loan modification,collection,foreclosure April 7, 2015 - We are filing this complaint on behalf of our client who is seeking a short sale since -, 2014. We are the agents for this file. Since -, we have been working with consistent delays for processing this short sale through our first lien holder. Our - Lien holder had originally agreed to extend our short sale approval up until the day we lost the first buyer. Upon the re-review of the file for our substitute buyer, the - Lien holder-21st Mortgage- increased their required distribution to $6100.00. We advised the - lien that the first investor is - - and noted that $6000.0... |