Review and analysis of over 104 complaints against TD Bank
TD Bank consumers have reported over 104 official complaints related to Late fee. Out of the 104 consumer complaints against TD Bank, 29% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank responded to their complaint) and 100% were processed in a timely manner. 50% of consumer complaints against TD Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.
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November 19, 2015 - I have a rooms to go credit card with TD Bank. I enrolled in online statements, but the company has not provided online statements. Nor has the company provided written statements, which include the charges, due date, or amount due. The agreement states that they are supposed to issue a bill 5 days before it is due, but, instead, they issue the statement 5 days or more after it is due, when they have already applied a late fee. The late fee is applied without giving notice before the due date of when the amount is due, or how much is owed. I put them on notice of the problem, and complained ab... |
October 12, 2015 - I made my credit card payment on a Saturday - the day it was due. I was assessed a late fee for the payment. I contacted the credit card company-target, they said the payment was due by - central time. I made the payment at - ( my time which is mountain time ). My understanding is that payments made on weekends, holidays etc are not 'late ' according to the new credit card protection laws. Last month my payment did not go through electronically, although I had a confirmation number-target issued a refund for that late fee due to the electronic mixup but that set me up for not having m... |
October 10, 2015 - I accidentally signed up for a Target Redcard ( store charge card through Target ) at the checkout counter at the Target store near me on - -. I thought I was signing up for the Target card that works like a debit card and debits amounts from my checking account. I realized my mistake on - - when I went to use my card at the store and they told me it was a credit card. I made a payment that day and told them I wanted my account closed. I started getting bills in the mail but thought my account was paid off and closed, so I did n't open them for a few months. I actually opened my -... |
September 17, 2015 - I signed up for eBilling and and set up automatic bill pay on my Target REDcard -/-/-. My monthly bill was due on the - of the month and I set the electronic payment to be sent one day before the due date. Beginning -/-/- every month my bank sent electronic payment the day before the due date, Target received the money and waited 4 days to post it to my account and subsequently charged late fees that escalated from $25.00 up to $35.00. For approximately 21 months consecutive months, I was charged a late fee and interest despite making payment in full. After I finally noticed t... |
September 11, 2015 - I made a purchase of $33.00 on -/-/2015 at Target Stores.I did not know that I signed up online statement only. Usually. I do mailing statement for all my credit cards. This is a better way for me to follow up the payments. For this Target bill, I simply forgot to pay even though I got an email from the store because I get a lot of emails from all the department stores. I thought all of them are for advertising, therefore I ignored them. I know I have to pay some fees and interest, but I do not agree that I have to pay $95.00 late fees for $33.00 purchase even though it was - da... |
July 10, 2015 - Here 's the short version ( the detailed version is in a letter I will attach ). In -/-/- I was talked into taking out a Redcard '' credit card at a Target store. I was told that the credit card would entitle me to a small discount on my purchases and also a free - coffee that day. After filling out an application in the store that day, I was given a paper receipt good for a short time as a temporary card and told that they would mail a credit card to my home address ( which is a house my husband and I own, that I have lived at for many years ). I used the card that day to buy items. ... |
June 10, 2015 - I had a due date of -/-/-, min payment -. I set up weekly payments of -, which were applied -/-/- -/-/-/-/- -/-/-, and -/-/-. Since the -/-/- payment was received & posted after the due date, i believe it should be applied to the -/-/- payment. It was NOT. They said because it was after the due date but before the statement closing date, it could not go towards the following months minimum. the next due date was -/-/-. Payments were applied -/-/-, -/-/-, -, & -/-/-. I was accessed a late fee because they say only - payme... |
June 3, 2015 - TDBank who is now the creditor for - -. We purchased furniture Back in -/-/- and in -/-/- they stated that we purchased more, which we never did. I contacted them to find out why all of us sudden our new monthly payment went up, my wife and i were astonished when they told us that this rat change had been done since -/-/-. Keep in mind that we were setup for electronic statements and searching the emails, no statements and been sent to us in any folder in the email account. We spent over 2 hours on the phones with representatives yesterday, including supervisors who could ... |
April 29, 2015 - TD Bank - ( - ) charged me late fees on the following dates:-/-/- $ 25.000-/-/- $ 25.00I never received a credit card statement for -/-/- nor did I ever receive a statement for -/-/-. I have also never signed up for electronic statements. I have been experiencing problems with TD Bank USA ( - ) delivering my credit card statements to me. I was not aware of the minimum payment due since I did not receive my statements nor was I able to access my account online because of issues with my login/password. Please credit me for the following : $25.00 for the late paymen... |
April 23, 2015 - My wife always pays the bills online and at least - month inadvance. lets just start in -/-/-. This was already paid on-/-/-, then - was paid on -/-/-, then - waspaid on -/-/-, Then - was paid on -/-/-, then -/-/-was paid on -/-/-, and finally - was paid -/-/-. Then -I received a bill with a due date of - - that included a late feefee for -/-/- of $25.00. As you can see, this charge should'NEVER ' have been applied because my wife was not just - ahead of payments but several months. I dounderstand that sometimes computer... |
March 25, 2015 - I am being harassed by Targets REDcard I had only - charge on the card for aprox $66.00 dollars around - of last year thats when I realized it was a mistake to do business with Target. They said i was late so i owed them 35 dollars on my 66 purchase I paid the 66 and at the same time communicted to them through my credit account electronically to request that they remove the 35 dollar fee/fine/extortion as the cost of doing business with them, they apparently do n't check there e communications because i waited and waited for a reply and never got -, - they charged me 35 fee/fine... |