Review and analysis of over 3 complaints against Bay Equity
Bay Equity consumers have reported over 3 official complaints related to Credit decision / Underwriting. Out of the 3 consumer complaints against Bay Equity, 0% were disputed by the consumer (i.e. the consumer was not happy with how Bay Equity responded to their complaint) and 100% were processed in a timely manner. 33% of consumer complaints against Bay Equity resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Bay Equity Mortgage credit decision / underwriting December 26, 2016 - - - - - - - -, T- - -- -/-/2016 The mortgage lender Bay Equity made many mistakes and treated me very poorly. I have many recorded phone conversations and emails. Here is a list of things they did wrong : - They told me they would easily close on the house within 45 days. However, I had to get multiple extensions and had to finally cancel the contract with the seller. - There were lots of unnecessary delays. They would contact me after days and weeks of no communication and would tell me to hurry on my end and sign documents and get new requirements fr... |
Bay Equity Mortgage credit decision / underwriting May 19, 2016 - I started working with Bay - -/-/-. I came to them seeking a refinance of my current mortgage in order to lower my interest rate and secure a better financial standing with the consumer credit bureau for credit reporting because my current mortgage is with a private lender. I was advised -/-/- that my closing would be on - -. Both verbally and in writing. With hopes of earlier if they could get underwriting to finalize everything sooner. They were made aware that I would be traveling with my family from - - - - and would be unavailable during those dates. -/-/-... |
Bay Equity Mortgage credit decision / underwriting October 19, 2015 - On - - 2015, I filled out an application w/Bay Equity, LLC to refinance my home. On - - 2015, I paid $490.00 to have my home appraised per Bay Equity, LLC instructions. The Lender notified me on - - 2015 that they had underwriter 's approval for my loan. Then, I was scheduled for 'closing ' on - - 2015. During the 'closing ' I talked to Bay Equity personnel 3 times at numbers : - & - ; while in the process of signing all relevant documents. At no time during this process did Bay Equity personnel cite any derogatory complaints concerning the funding of my loan. A... |