Review and analysis of over 99 complaints against Red Rock Tribal Lending
Red Rock Tribal Lending consumers have reported over 99 official complaints related to Charged fees or interest I didn't expect. Out of the 99 consumer complaints against Red Rock Tribal Lending, 4% were disputed by the consumer (i.e. the consumer was not happy with how Red Rock Tribal Lending responded to their complaint) and 97% were processed in a timely manner. 0% of consumer complaints against Red Rock Tribal Lending resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 8, 2015 - I received a letter for a short term loan from a company called Castle Payday. Having been hit with unexpected expenses, I contacted them and received a loan in the amount of - and was told that finance charges would total -, though high, I accepted. The loan documents that I was able to view at that time did NOT show the " Truth in Lending Disclosure '' that is part of them now. that I would be making interest only payments totaling $1500.00 plus the amount of the loan for a total payment amount of $1800.00 for a $350.00 loan. The practice is beyond deceptive and a quick check... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 25, 2015 - Castlepayday.com proposed one amount and then fradulantly proposed a different amount on another document. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 24, 2015 - I applied for and was granted a payday loan from Castle Payday, which is an affiliate of the - - - entity. At no time was it explained to me that the $1000.00 loan was going to cost me $7600.00. Castle payday has been auto-deducting an average payment of $250.00, - a month from my checking account since - -, for a total of $1600.00. The only way I can get them to stop pulling money out is to pay the loan off in full. My contention is that I have repaid the debt in full at this point plus $620.00 and to pay an additional $1200.00 to consider it paid in full, or to ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 13, 2015 - I asked for a payday loan of -, payments of - on my payday ( never happened, they have been charging the opposite weeks ), these payments will continue until 2018, which means I will be paying over - for this - loan.I have paid -, and am willing to pay - by money order to complete this transaction.I was not aware of this payment length until after I signed.The charging of the payment on opposite weeks also caused my account to be overdrafted. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 12, 2015 - I received a payday loan from castle pay day and paid $370.00 I called on -/-/2015 and asked what I needed to pay to pay off loan in - payments. I was told I could pay - on - and next pay - in next two weeks. Then I was contacted an hour later and was told that I would need to pay another -. I do n't have a problem with paying off the - however I do n't think it 's fair to pay twice as much from what I borrowed. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 28, 2015 - Hello, I got a payday loan from CastlePayday.com after receiving a flyer in the mail. At the time I needed the money so you do what you have to do. When I was going through the process I thought my payments would be $100.00 per month. I only got a loan for $400.00. Well, each month this company is debiting $280.00 from my checking account. I have contacted them as asked for a specific payoff amount and also advised that debiting from my account is no longer authorized and I would like to call in and settle this account. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 21, 2015 - I took a - - dollar payday loan with a finance charge of -. in 8 weeks I paid them back -. They deducted - biweekly. I thought I was done when I received a message that there was another scheduled payment for -/-/-, that 's when I found out I was being charged 489.872 % rate with expected payments thru -/-/-. I 'm in the process of closing my checking account out so they can not take any more money. They have all my personal information including my social security number. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 18, 2015 - Borrowed - finance change every time l make a payment if not payed in fill is - .a when I asked about paying fill make excuse to get more money, so I made payments and still owe -.I do n't know what to do I will be paying the rest of my life. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect October 12, 2015 - This loan has a - APR I 'm pay - every two weeks for one year on a - loan I tried paying them off early only to get the run around as if the phone had a bad connection and I tried going online to pay them off and they said I could because I still had two more days before my due date and that I could n't use another debit card to pay off the loan ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect October 2, 2015 - I got a loan from castle pay day loan, at time I recived the loan I was given a quote of - dollars for a loan of - they have taken - dollars out of my account 3 times, iam assuming the loan is paid off, .When I looked at the account its stating I still have a balance of - called them they tell me I still owe - .This will be - for - loan at the time when I reuested the loan I changed my mind, an did not tell them to send it, 2weeks later it was in my acc.So I figured ill keep it an pay it off but now they are trying to get triple of what they quoted me. I need help.. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect October 2, 2015 - I am a single mom of - small children. Out of desperation I took out a loan for $970.00 to catch on bills. I have made - payments of $340.00, due every two weeks to pay it back. I knew I was getting close to paying it off so went in the system to check it out. Everything let me to believe the payoff balance was $1300.00, this would have been my last payment. What I found has left me speechless. A loan for $970.00 is showing a payback of $9400.00 with apr at 868.3411 %. Are you kidding me? Is this even legal? When I called they simply said I could to an early payoff of $1400.00... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect October 1, 2015 - Castlepayday.com charged me 700 % interest without my knowledge on a - loan. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect October 1, 2015 - I applied for a loan for $400.00 to help pay my mortgage since my husband passed away I got behind on my payments. When I applied because I was desperate I did not understand the terms and conditions, for a $400.00 loan I am being charged $1900.00 and if they take it out of my account I can stand to lose my home. I am on Social Security and $200.00 a month is more than I can afford. Please help ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect September 30, 2015 - I went on line for a Payday loan Castle Payday. They advertised that it would cost $200.00 to borrow $600.00 a total of $800.00. I paid them a total of $840.00 within 2 months. They sent me a email that they were going to take out another $210.00. I called them and they said that those payments ( - ) were for interest only. That I still owed them $800.00. That is CRAZY!!! Please help me, I do n't know what to do, I cant sleep I am so worried. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect September 25, 2015 - I went online and went to - -. Castle payday responded. We really needed the money to buy my son 's school clothes and pay our bills off. Well we called Castle Payday and talked to the associate. I asked her about the final bill and she even stated like the email said we would be paying back $800.00 for the $600.00 loan. The lady did say that the first payment would be $210.00 for the first payment and we could setup our payment plan or could pay more each time to get the bill paid off quicker. We have paid them the - back and now we find out that we have only been paying the fi... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect September 24, 2015 - I was loaned $800.00 from CastlePayday Installment Loans with the agreed terms I would pay a one time finance fee of $280.00 upon receiving the loan. They did not disclose to me a $280.00 finance fee every time I would make a payment. Now twice a month, I am expected to repay $280.00 plus a principle charge of $25.00 or more a month to repay this loan. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect September 22, 2015 - Deducted payments from my bank account and did not credit my account. I paid over - for a - loan and nothing was applied to my balance. They have also called me and my employer and threatened imprisonment. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect September 11, 2015 - I borrowed $800.00 from Castle Payday loans on - -, 2015. They have taken payments out of my bank account equal to $1600.00. and continue to try to debit my bank account $400.00 twice a month. I am on social security and my bank account continues to be overdrawn because of them trying to take my money out. As soon as my SS check goes into my account each month I have to draw it out and pay my mortgage and utilities to keep them from taking it. I have had a nervous breakdown and I ca n't take this stress, I ca n't talk to them on the phone because i ca n't understand what they are s... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect September 9, 2015 - on - I sign up with - - - - - Al - for assistance in help me with the payday loans.They sent nofication letters to payday loan companys, to provide validation of claim in pursuant of Fair Debt Collection A01 15 USC 1692 Section 809, ref the case -, - - - - - - -/-/- - - of -, Mi - was nofity.They did not Validation.Now they are pursing they with a collect agency. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect July 19, 2015 - This company does not show up in the California Business Oversight as having the legal right to charge a usury interest rate of over 1000 % to persons in the state of California or elsewhere. I received an undated letter from them on -/-/2015 claiming to turn this illegal account over to a collection agency IF I did not pay this illegal account # -. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect July 1, 2015 - I found Castle Payday Loan with a search engine listed as installment payday loans '' and applied. I was contacted the same day by a loan officer '' and told for a $350.00 loan I would make 4 installments of - ea, over a 60 day period. After making the first pymt I went online to check what the payoff balance was and it showed no difference to the original loan amt, and was now showing a - payoff. I decided to wait a week to see if it was just a website error The next time I got online was 4 days before the next pymt was due and it was still showing the same payoff, so i looked at s... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect June 29, 2015 - On or around -/-/15, I receive a loan from Castle Payday ( - ) in the amount of $500.00. I was informed that if I paid this loan off by -, my total amount to pay off would be $670.00, to which I agreed. On -, I called to ensure that the loan plus interest would be paid off in full ( $500.00 + - ). When I called, the rep informed me that the systems were down and he would call me back to complete the transaction. I did n't receive a callback so I assumed that everything was taken care of. On -, I noticed that only $170.00 was taken out of my account so I called to f... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect June 22, 2015 - Hi I took out a payday loan ( Castle Payday ) back in - of 2013 for $400.00 in which i would pay $540.00 back, I originally missed the first payment due -/-/2013, I made my first payment -/-/2013 and after which - - up until -/-/2013 in total i paid $560.00. Now 2years later I 'm receiving calls saying I never paid and charges are being filed against me. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect June 10, 2015 - I obtained a - loan from castlepayday.com not knowing that the company held no license to transact business in my resident state of Ohio. I was rushed into signing an agreement during a desperate time and did not understand the terms and the outrageous interest rate I was being charged. The person on the phone barely spoke English ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect June 5, 2015 - I was told their was - intial fiance fee of - they rest would be payments of - on a - loan so today would been last payment of - ... they took - and still said i owed - so i called and talked to them they were jerks to me, and said you get charge - fiance fee every - wks unless u make bigger payments!! That was not how it was explained to me when i called and asked questions..Im not paying them another cent they got their money plus some. how can they lie and get away like this. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect May 29, 2015 - Dear Madams, dear Sirs, I took a loan of $200.00 with a fee of $50.00, in total $250.00 from castle payday. I already paid $50.00 on -/-/2015Yesterday I wanted to pay off the rest of the $250.00 but was told they do n't take my credit card and I owe $320.00. When calling collections they told me that every - weeks I will be charged a Finance fee '', which I heard at that point for the first time. They said they would send an HS form so I can fill in my new bank account info ( I closed mine 1 week ago ), but never received that form. I sent - emails to support @ castlepayda... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect May 21, 2015 - I received a payday loan for - dollars. I was not sent the contract terms, and I was n't called by a representative to explain the terms. It turned out that the repayment was on a schedule I could not keep up with, and when I asked the lender to adjust the schedule they refused, while informing me that there would be a - dollar finance charge for each missed payment. For me, that meant that I would never be able to pay this loan off. Now I am receiving harassing phone calls at work from a representative who tells me that it will cost - dollars to pay off this loan. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect May 13, 2015 - Application accepted on -/-/15 for $350.00 at $ - pay period. Because I 've had payday loans before, with NO problems, I did n't think anything of this one. I called today ( -/-/15 ) to find out when my last pay date was because I figured it should be coming up pretty soon, and she said -/-/15, which was odd since it was opened in -, I did n't think it should take 10 months to pay off $350.00. I went online to look at the pay schedule and calculated how much I will have spent by -/-/15. On a $350.00 loan, I will have given this company $1600.00. She said t... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect May 1, 2015 - Online payday loan stating they are licensed and are not as I am just finding out payday lending is prohibited in GA. Also they told me the balance with finance fees was a little over - dollars but after I agreed and got the written contract by email, the loan shows payments for 24 months for over 3000 dollars. ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect April 16, 2015 - I applied for the loan. When I asked them if the $500.00 fee was a - time fee they said yes it was a - time fee. They asked for my credit card information so they could take out payments. they charged me $500.00 for my - payment on - - and recharged me $500.00. The person I spoke to never said that they were going to charge that monthly till the loan was paid off with their montly fees. If I would have known that I would not have taken the loan. for them to take out payments was - think to take back $1500.00 which would have been the $1000.00 loan and the $500.00 ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect April 7, 2015 - This is submitted on behalf of my mother. She is a - year old, retiree living on Social Security and minimal monthly retirement check. She requested an online loan from Castle Payday Loans.com for $750.00 in - 2014. After making - payments of $370.00 I assumed that she was finished making her payments since her pay off amount is $1100.00. However I was surprised to learn that she is scheduled for an additional - payments ranging from $370.00 to $400.00. As stated she is on a fixed income and is unable to come up with the pay off amount therefore if she continues with the ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect April 6, 2015 - I got a - payday loan from Castle Pay Day Loans. I was told it would be - a month and it would be - to pay it back. When they took my - payment out of my account they charged me -. I am on fixed income and this could have caused an overdraft if I had not seen it in time. When I contacted them they told me the - was bi-weekly. They did not tell me that when I got the loan. And when i looked at the info on the website, they are showing that i will be paying them - over a period of - mos. It is showing - pymts of -, - pymt of -, - pymt of -, - pymt of ... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect April 2, 2015 - I was in a bind and took out a loan with CastlePayday.com, which is actually Red Rock Tribal lending. When I applied someone called me immediately and rushed me through the process of the loan. After reading some things about this company online i realized ... ..Oh no, i better go print my papers. I log into my account online and it reads loan amount $800.00, Finance Charge $280.00, pay off balance $1000.00. I print the contract and it says finance charge of $6000.00 and annual percentage rate of 787.4136 %, total pay off $6800.00. HOW IN THE WORLD. So I immediately contact the compa... |
Red Rock Tribal Lending Payday loan charged fees or interest i didn't expect March 30, 2015 - Niece took out loan with Castle Payday loans in Michigan in my name. Loan was for $800.00 with $280.00 interest. She did n't tell me when the - payment was due, so I did not put money in her checking account to pay it. But then I got an email from the bank saying that Castle Payday tried to take the money out. So after this, I tried to talk to Castle Payday to make a payment but they would n't tell me anything because I did n't know what email address my niece used, and she could n't remember which - she used. This was after I provided my name, social security number, DOB and address... |