Review and analysis of over 36 complaints against FirstMerit Bank
FirstMerit Bank consumers have reported over 36 official complaints related to Problems caused by my funds being low. Out of the 36 consumer complaints against FirstMerit Bank, 17% were disputed by the consumer (i.e. the consumer was not happy with how FirstMerit Bank responded to their complaint) and 100% were processed in a timely manner. 39% of consumer complaints against FirstMerit Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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FirstMerit Bank Bank account or service problems caused by my funds being low June 30, 2016 - Firstmerit bank is moving items around in the bank account that is causing an over draft fee to be charged after the amount was put in to cover. On -/-/2016 I checked my bank account and showed I had $17.00 and some change in the bank and all the pending charges had come out of the bank. When checking my account on -/-/2016 it showed that a check had come through after - and caused the account to over draft, I went in that same day and put the money in to cover the amount and when checking my account it showed I was in the positive $2.00 and some change. Well when checking m... |
FirstMerit Bank Bank account or service problems caused by my funds being low December 16, 2015 - First Merit Bank has charged hundreds of dollars in inactivity fees. Upon realizing this, I decided to make a payment of $100.00 from the account, which would take the balance down to a minimal amount ( and, presumably, avoid the inactivity fees ). Most recently, - separate inactivity fees - $35.00 each, $70.00 total - which hit my account at the same time as the $100.00 payment I attempted, caused the account to be overdrawn. It does not seem right that they can cause my account to be overdrawn as a result of their fees. Any assistance would be greatly appreciated. ... |
FirstMerit Bank Bank account or service problems caused by my funds being low November 13, 2015 - Charged over draft fee that employee could n't explain. The overdraft was the only thing that overdrew my account ... |
FirstMerit Bank Bank account or service problems caused by my funds being low October 7, 2015 - FirstMerit recommended that I turn on overdraft allowances to my account so that I can overdraw and they will let me but charge a fee. I did opt in for this. In their Online Banking, it talks about what a great program this is for you and why you should use it. They are just scamming people into entering a program to steal our money basically. I made a few transactions with my debit card and there were plenty of funds in my account to cover them. I then waited a few days and then withdrew $140.00 at an ATM, knowing that I was going to use the program and overdraw my account and be charged a ... |
FirstMerit Bank Bank account or service problems caused by my funds being low September 8, 2015 - My bank is small and only in Michigan. I was out of town for 3 weeks and needed to make a deposit via an app in order to avoid an overdraft fee. First Merit Bank does not allow overdrawn accounts to use any online/app features. So I was unable to make the deposit necessary to avoid the overdraft fees. They also would not close or suspend my account ( because it was overdrawn ) to avoid the overdraft fees. So - $35.00 overdraft fees were charged for being $0.00 overdrawn with no means available to me to make a deposit while out of state, or stop further overdraft fees from being added. F... |
FirstMerit Bank Bank account or service problems caused by my funds being low March 19, 2015 - I opened a checking account with First Merit Bank because there was a flyer that was sent to my home stating that I could receive $150.00 worth of credits to my account if I followed certain procedures for opening an account. The procedures are in $25.00 increments. I have ( 1 ) opened a checking account with Mobile Banking ( 2 ) enrolled int he merit rewards program and ( 3 ) I do participate in the direct deposit program to the account. Since I have opened this account I have been receiving fees of $35.00 stating that I have had many overdrafts. I have discussed with the bank that I ha... |