Midwest Recovery Systems Issue Resolution

Resources for resolving common issues with Midwest Recovery Systems products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to Midwest Recovery Systems and work to get a response. After your complaint is forwarded, Midwest Recovery Systems has 15 days to respond to you and the CFPB. Midwest Recovery Systems is expected to close all but the most complicated complaints within 60 days.

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New Midwest Recovery Systems Consumer Complaints


Midwest Recovery Systems Payday loan received a loan i didn't apply for

April 17, 2017 - This debt is not mine ( Midwest Recovery Systems ) and my identity has been stolen by this company operating under the name of - - - - - at least twice now. The first time I paid them because their phone calls were abusive and threatening ; this was in - . In the past years I have had numerous abusive, vulgar and threatening phone calls from this same company. I have filed 3 Police Reports regarding the phone calls and my most recent stolen identity with this company. I have also contacted the Attorney General, - - regarding the numerous times this co...

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Midwest Recovery Systems Credit reporting incorrect information on credit report information is not mine

April 10, 2017 - I filed a dispute with - weeks ago against Midwest recovery never had a pay day loan and I believe someone stole my identity. I 'm in the middle of a getting approved for a house and than this happens please help. It lowered my credit score by - points and it 's not mine....

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Midwest Recovery Systems Debt collection disclosure verification of debt not given enough info to verify debt

April 10, 2017 - I - makes a claim with the Consumer Financial Protection Bureau ( CFPB ) that the following attached attempt to collect a debt is highly fraudulent. My personal information is being floated in what is known in the debt collection business as a " Debt Pool '', whereas collection information is outdated and not even enforceable. The attached collection from Midwest Recovery Systems does not state that the debt is no longer enforceable, a stipulation by the Federal Trade Commission. The method of an illegal posting of a collection on my personal credit report, or an illegal collection against ...

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Midwest Recovery Systems Payday loan can't contact lender can't contact lender

April 6, 2017 - Pay day loan lender is prohibited in my state when I advised I could no longer pay high interest fees and advised that web pay day loans are prohibited in the state of PA they kept calling and harassing me about paying the loan. Now they have reported on my credit in collection. My credit score has been significantly effected by this, and I may not be able to qualify for Home loans to purchase a house....

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Midwest Recovery Systems Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

April 3, 2017 - This loan is illegal in the state. They have this on my credit report and would like it to be removed.They never sent me any verification of this debt. When I would receive harassing phone calls at work and at home. I sent them a ceased and desist letter. And now it 's on my credit report. As Midwest Recovery System. I do n't have this loan. and owe them nothing. - is what is owed. Please look into this matter. Thank you, - -...

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Midwest Recovery Systems Debt collection disclosure verification of debt not given enough info to verify debt

April 1, 2017 - They claimed I owed a doctor. I paid them ; gave them my routing number and checking account. They said they would remove the debt from my credit history. I did not check ... They said I would receive an email. No email. So far, no money taken out, but now I am subject to identity theft. Company is Midwest Recovery, and they can not be reached....

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt was paid

March 23, 2017 - I received a response from the collection agency that they have ceased making contact with me but I just received another call. These egregious collection efforts for invalidated/paid debt need to stop. Otherwise I will seek punitive damages!!!!...

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Midwest Recovery Systems Debt collection disclosure verification of debt not given enough info to verify debt

March 23, 2017 - This is my second request for " validation of debt '' in regards to this account. Why am I having to send a SECOND REQUEST? If you are confident enough in the accuracy of this account 's content to report it to the credit reporting agencies, why are you unable to honor my request in a timely manner? This is a simple request of validation that should be easily provided and not a refusal to pay. Would you just pay anybody just because they said you owed them? I work too hard for my money to just hand it away without sufficient proof that I am the correct debtor and am being billed the correct ...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

March 23, 2017 - I am in receipt of my credit report dated -/-/2017 attempting to collect a debt from me. I am for certain that I do not owe your company any money. I have never done business with you. In fact, i had never heard of your company until having received my credit report. What I find strange is your attempt to collect the debt with me when I do n't owe you any money in the first place! Please see this notice as me disputing this alleged debt with your company as well as requesting debt validation. Send me legal supporting documents bearing that I 've done some type of business with you, hence owi...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

March 20, 2017 - I have tried to contact the company via mail on 3 occasions and no response. They call and threaten me with lawsuit but when I ask for proof of debt they hang up....

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Midwest Recovery Systems Credit reporting incorrect information on credit report information is not mine

March 9, 2017 - I have a - charge in collections on my credit report that is not mine. I have tried to call the company several times and get a voice mail were I have let numerous messages with no response. I would like this removed from my credit report which is affecting my score. I have never gotten any bills or documentation of this charge....

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

February 28, 2017 - On Saturday, -/-/2017 at - a.m., I checked my credit score as a regular action as I frequently do. I was proudly checking to see if since I have made a year of perfect payments as of -/-/2017 on my very first auto loan, if any thing positive point-wise happened. I have worked very hard to keep my payments on time, on top of setting up payment arrangents for at-fault debts. Upon opening my - app on my cell phone, I noticed that my score instead of increasing, has actually dropped by - points. I was very confused and scrolled down to see why ; only to find that I was charged a singl...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

February 27, 2017 - Visited - today and noticed a collection from Midwest Recovery Systems for $770.00 representing the original creditor - - - ( out of business per BBB ). This is obviously not my debt, when looking up the Payday Loan company that they say I got this loan through, all comments and reviews are it being a scam Payday loan company using threats to get money for unproven loans. I will be contacting all - credit bureaus, the CFPB, FTC, and reporting this to the local police. Of course no letter in the mail either....

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

February 3, 2017 - Midwest Recovery Systems LLC appeared on my credit report in the amount of $890.00. I have never heard of this company before. When I contacted them, they said that I had taken out a payday loan on -/-/- I did not take out such loan on that day as I was not working at the time. As well all of the banking, home and email address information was old. I have not had that bank since -/-/- and that bank went defunct in -/-/-. I have not lived at that address in over - years. As of -/-/- it had been over - years. That email address had not been my email address since -/-...

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Midwest Recovery Systems Bank account or service using a debit or atm card

January 27, 2017 - Please remove this from credit report. This item is past statue of limitations according to the state of Georgia....

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

January 16, 2017 - -/-/2016, a $690.00 collection account from Midwest Recovery was added to my credit report. I disputed it with both - and - and since the company did not verify within 30 days that it was a true debt, it was removed. Now -/-/- I have received calls on my cellular, at work, my friends and family have been contacted by a company called - - - - - - they are trying to serve me papers for a pending lawsuit. This is completely embarrassing and they are harrassing me and family members for something i do not owe. the number they call and text from is - and stating i s...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

January 16, 2017 - Was recently notified by -, - and - - - that a collection account was added to my credit report by Midwest recovery Systems alleging an unpaid debt of $660.00. This is fraudulent as I have not opened any credit accounts with this company or the one listed as - -. I have reported this entry as fraudulent " account not mine '' per FCRA -. I have also verified that Midwest Recovery has numerous complaints - with - for similar entries against other consumers additionally have multiple complaints filed with the CFPB all stating they were notified through credit monit...

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Midwest Recovery Systems Payday loan received a loan i didn't apply for received a loan i didn't apply for

November 28, 2016 - I am seeing a debt on my credit report, I have no payday loan with any company for the last 10 years....

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Midwest Recovery Systems Payday loan payment to acct not credited payment to acct not credited

November 22, 2016 - Received calls that I had a payday loan. Any loan I ever had was paid in full Asked for written proof of the debt to be mailed to me. They would not. They claimed they had emailed us and sent us letters. Both untrue. We have had same email address for 15 years and same residence for 37 years. Feel the whole thing is a fraud....

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Midwest Recovery Systems Payday loan payment to acct not credited payment to acct not credited

November 22, 2016 - Received calls that I had a payday loan. Any loan I ever had was paid in full Asked for written proof of the debt to be mailed to me. They would not. They claimed they had emailed us and sent us letters. Both untrue. We have had same email address for 15 years and same residence for 37 years. Feel the whole thing is a fraud....

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Midwest Recovery Systems Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

November 8, 2016 - I 'm not even sure the original company that issued the payday loan. Which every company it is, it has been well over 5 years ago when I discovered that these payday loans were issued illegally in the state of NC. A few days ago I received a notification on my credit report that I owed MIDWEST RECOVERY SYSTEM. After researching them, it shows that they are trying to collect on a payday loan. I used the - complaint system to have them remove this account from my credit report as their contract was illegally issued in the state of NC. - however only updated the account saying it was valid....

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Midwest Recovery Systems Payday loan received a loan i didn't apply for received a loan i didn't apply for

November 7, 2016 - On -/-/-, I received an alert that I have a new collection activity on my credit file. I found that it was this company ( Midwest Recovery Systems ) that supposedly purchased this account from another debt collector. I contacted them and -, the recovery specialist informed me that it came from a payday loan that was taken out in - and that he did not have the original paperwork that I asked for. I told him that I wanted to dispute this, and he told me that it would stay on my file until it was paid in full. He did say that he could make payment arrangements in order to settle th...

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Midwest Recovery Systems Payday loan can't contact lender can't contact lender

November 7, 2016 - I received an alert from - that Midwest Recovery Systems placed a negative item on my credit report. When I called them, they said I took out a loan from - - - in - of 2011 and that I owe $660.00. Midwest Recovery Systems did not send me a letter about this debt before this negative item was put on my credit report. In addition, I do n't remember taking out this loan. Also, Midwest - - is not licensed to do business in - Illinois, so the loan is invalid....

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Midwest Recovery Systems Payday loan can't contact lender can't contact lender

November 7, 2016 - I 've never applied for a pay day loan, nor have i ever recieved one. this is being reported on my credit reports just received notice today and i want it removed.this is fraud and i should n't have to deal with this....

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

November 7, 2016 - Today, - -, I received an alert regarding my credit reports ; therefore, I login to see a new collection account from the creditor. I 've never had a payday Looan with original creditor nor have I been contacted by the creditor. My credit toke a - to - point hit over something I 've never owed. I research company and noticed many other consumers stating they received hits on their reports this month as well unexpectedly. This should be illegal. I 'm just asking for relief. Repairing my credit after a bad marriage has been hard enough and to have this happen makes it feel useless....

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Midwest Recovery Systems Payday loan received a loan i didn't apply for received a loan i didn't apply for

November 7, 2016 - I received an alert from my credit monitoring system that I had new changes. When I reviewed, there were - new collections, dated - from Midwest Recovery for - - for - and - - for -. I then contacted Midwest Recovery because I have NO knowledge of these debts. They informed me that they were payday loans take under my SSN through my personal email on -/-/- and -/-/- respectively and in my former name. I did not take out these accounts and have n't used my former name since -. I also do not hold a bank account with the bank that the funds were deposi...

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

November 7, 2016 - Got an alert from credit monitoring for a new collection account Midwest Recovery Systems for a supposed payday loan account that I never took out for $760.00. I received no debt validation in the mail and do not know who this is or what it 's for....

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

November 6, 2016 - Midwest Recovery Systems reported a collection debt to my - Credit file on - -, 2016, - for $840.00.. I never received a 30 day disclosure of any collection activity. I filed for bankruptcy in - and never knew anything about this debt until I reviewed my credit file and saw that it had dropped - points as a result of this company. Midwest Recovery Systems has violated federal law by not sending me a 30 day notice to validate the collection to my address on file-. Again, this caused my credit score to drop - points and I intend seeking full restitution and damages if this is not r...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

November 6, 2016 - On - I received alerts from both - - and - - that new items were on my credit report. Midwest Recovery Systems reported that I have a collection account on my reports. I do not have any collections, I pay all of my bills on time. I have never received any dunning letter from this company whatsoever....

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

November 6, 2016 - Midwest Recovery Systems placed an account in collections under all three of my credit bureau reports - as of -/-/- in the amount of $810.00. I have not received any written or verbal communication from this company regarding this collection nor have they allowed me the chance to validate this debt prior to placing it into collections on my reports. My credit reports state this account went unpaid as of - which is not true! I have not had any unpaid accounts in more than 7 years as I have watched my credit reports vigorously. Therefore, this can not be correct. The account number ...

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Midwest Recovery Systems Debt collection disclosure verification of debt not disclosed as an attempt to collect

November 6, 2016 - I received a notice from - on a new collections account appearing on my - credit report. 1. I know nothing about this debt 2. I was never notified in writing prior to this debt collector being put on my credit report 3.I never had an account with the original creditor...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

October 30, 2016 - I just recently saw an account that appeared on my credit report from Midwest Recovery Systems. I have never received any type of letter, bill, phone call, or anything from this third-party debt collection company. They have not verified or validated any type of debt with me. I do n't know who they are collecting for but I do not who these people are and do n't owe any original creditor this amount of money....

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Midwest Recovery Systems Payday loan can't contact lender can't contact lender

October 29, 2016 - On -/-/2016 a collection appeared on my - credit report for midwest recovery sysyems for a balance of $790.00. This is not an expense I have incurred and I have receiced no paperwork on this matter....

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Midwest Recovery Systems Debt collection disclosure verification of debt not given enough info to verify debt

October 25, 2016 - Midwest Recovery has put a collection on my credit reports for a debt that I do not owe. I paid the loan off many years ago. Midwest Recovery called me - time and I requested they send me proof of the debt, I did not hear any thing else. So now they have put a collection on all - of my credit reports for $2300.00 I did not even borrow close to that amount....

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Midwest Recovery Systems Debt collection taking/threatening an illegal action threatened to sue on too old debt

October 18, 2016 - A few weeks ago a collection agent called my - year old mother upsetting her looking for me about an emergency case and left a number. I called back and a lady said I was being sued for - account from 2008. I told her to stop calling this was way past 7 years old. Two days ago I was notified by credit karma that a collection account was put on my credit report. I called number on my collection account and spoke with -. He emailed me a letter of collection but claimed he did n't have original creditor info....

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

October 17, 2016 - Received notification of newly added collections account on - - from Midwest Recovery stating that I owed $1300.00 to fictious original creditor - - - -. The account was opened with Midwest recovery - - does n't even include the original date they claim I received a pay day loan from the fictious - - - - company. Never once did I receive any written communication requesting that I confirm the debt in question. If the debt or account truly accurate my current address should have been in the file when transferred to Midwest Recovery for collections. I 'm mor...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

October 15, 2016 - On - - 2016 on - of my reports, - and - was reported $600.00 and on a balance of $2000.00 ... .. this borrow of bank money or whatever, I never have money from MW REC SYS I do n't know who this is. Midwest recovery Systems LLC is supposed to be the company doing the collection, I have never had anything in collections ever and I have over - accounts and all of them 100 % on time paid off zero balance I have never owed anybody ... - has hundreds of complaints against this reporting agency. Midwest recovery systems - - - - - - - - -...

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

October 11, 2016 - Midwest Recovery Systems altered date that a charge-off was entered by 9 yrs. Charge-off was removed from my credit report almost 2 yrs ago. Midwest Recovery Systems changed date of last payment in order to put debt on credit report .Then offered to remove if I agree to a settlement. Resulted in almost a - point drop in credit score....

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

October 11, 2016 - Midwest Recovery Systems altered date that a charge-off was entered by 9 yrs. Charge-off was removed from my credit report almost 2 yrs ago. Midwest Recovery Systems changed date of last payment in order to put debt on credit report .Then offered to remove if I agree to a settlement. Resulted in almost a - point drop in credit score....

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Midwest Recovery Systems Debt collection taking/threatening an illegal action threatened to sue on too old debt

September 20, 2016 - At around - on -/-/-, I received a call that was a recorded voice. At no time was a company named. The recorded voice offered no identity. The gist of the message was, " I received an order for you. I 'm calling from the processing division. It looks like - charges pending against you. If I do n't hear from, you, I will actively pursue you at your place of employment and your residence. You have the right to contact the client directly to resolve this voluntarily. Understand that once you are located, you forfeit that right. If you have any questions call ( another recorded voice, a...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

September 14, 2016 - On -/-/- - ; Amount $800.00, totaling $1200.00, appear on my credit report. I filed Bankruptcy on this -/-/-. The case number is # - and it was - on -/-/- .It has been 7 years and they 're trying to collect on this. I want this removed from my credit report....

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

September 10, 2016 - I did not recieve 30 day notice to dispute the debt and the balance date of the debt is stated - 2001. That makes the debt 15 years old so should have never been put on my credit report. Since I never received a disclosure I ca n't figure out what they claim the debt is for....

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt was paid

September 2, 2016 - I do not dispute that I took out a payday loan with - but I repaid the loan years ago. I had to get a mortgage in 2014 and ensured my credit report was squared away well in advance of the home purchase. It seems documentation of the repayment has become lost in the shuffle as the debt was bought and resold ( who knows how many times ) and a new random debt collector has reported the debt back to all - major credit bureaus. I 've disputed with all -, - came back as deleted, the other - show 'remain ', I called this debt collector ( Midwest Recovery Systems ) and - woman told m...

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Midwest Recovery Systems Consumer Loan managing the loan or lease

August 22, 2016 - In - -, I received a loan from the - for - with a fee of -. In the next few months, I made payments of -. In - -, I was struggling to pay. I received a email in - - about the loan and indicated I would pay off within the month. I received no further correspondence. I called and was told I would receive a final payoff statement notice, I never received any hard copies copy of the loan agreement or requests for payments. All documents were sent via email. In my email documents. I keep all my email but can not find an application or signed documents of any loan agree...

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Midwest Recovery Systems Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

August 5, 2016 - I had a online payday loan with - a few years ago after making several payments, I fell behind on making payments. I started to get harassing phone calls at home, work and also friends and family started getting calls regarding this loan after a while they stopped. On - 2016 I noticed a collection on my credit reports from Midwest Recovery Systems for $2200.00, they never sent me any paperwork validating the terms of this loan or the amount owed. I only borrowed $800.00 and I paid most of that back....

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Midwest Recovery Systems Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

August 5, 2016 - I had a online payday loan with - a few years ago after making several payments, I fell behind on making payments. I started to get harassing phone calls at home, work and also friends and family started getting calls regarding this loan after a while they stopped. On - 2016 I noticed a collection on my credit reports from Midwest Recovery Systems for $1300.00, they never sent me any paperwork validating the terms of this loan or the amount owed. I only borrowed $500.00 and I paid most of that back....

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

July 20, 2016 - - is my original case number here. The creditor responded it would remove from my credit report I just received another copy of my report and it is still on there. This is not my debt. I was never made aware of this and -/-/- it showed up as a collection on my report. I filed a dispute please reference the case number above and it was to be removed from my report. It was not....

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Midwest Recovery Systems Debt collection false statements or representation attempted to collect wrong amount

June 26, 2016 - ON -/-/16 MIDWEST RECOVERY SYSTEMS SUBMITTED A DEROGATORY ENTRY ON MY CREDIT REPORT FOR - $ BUT AFTER A COMPLAINT TO THE ( CFPB ) THE ORIGINAL CREDITOR [ - - - - ] RECALLED THE DEBT FROM THEM AND THE DEBT WAS FORGIVEN FOR - $ ACCORDING TO - - - RESPONSE ON -/-/16 .THAT IS A + DIFFERENCE OF - DOLLARS THAT MIDWESTERN RECOVERY SYSTEMS TRIED TO E-TRACT FROM ME ILLEGALLY.I DEMAND THAT MIDWESTERN REMOVE THE NEGATIVE ENTRY ON MY CREDIT REPORT BECAUSE THEY NO LONGER HAVE THE AUTHORITY OR PERMISSION TO ACCESS MY CREDIT REPORT FOR ANY REASON DUE TO THIS DEBT BEI...

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Midwest Recovery Systems Debt collection disclosure verification of debt not disclosed as an attempt to collect

June 24, 2016 - Midwest Recovery Systems, LLC reported to the credit bureaus that I had an account placed in collections. According to - data the company placed the account into collections on - -, 2016 and reported an unpaid balance of $480.00. Midwest Recovery Systems, LLC indicated that the Date of 1st Delinquency -. I was never notified in write about the attempts to collect a debt nor any information sent to my address indicating what I had a debt with this company....

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

June 23, 2016 - i received an update on my credit report and I now have a collection reporting from a company names MIDWEST Recovery. I have no knowledge of this company any why they are reporting on my credit file. I was never sent any documentation or a DV. I would dispute this debt because i have no knowledge of this company...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

June 23, 2016 - While checking my credit report I noticed a collection account from a Midwest Recovery Systems stating that I owe $500.00 from an - - -. I have had dealings with them in the past after I had received several spam/fraud emails from another collection agency - that was threatening to " take me to the courthouse if I do not pay '' I asked for proof of the debt being that I am a victim of identity theft in past. The never sent me any proof of the debt. I filed a complaint with my states attorney General, and they stated that the emails I was receiving were fraudulent. I also filed a ...

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Midwest Recovery Systems Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay

June 22, 2016 - recieved call on -/-/16 from MIDWEST RECOVERY SYSTEMS telling me that the local district attorney office had a warrant for my arrest and would be arrested and sent to jail today for a pay day loan check that is 11 years old.of course no one came and was only a scare tactic. the DA told me they dont take payday loan cases by texas law....

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Midwest Recovery Systems Debt collection disclosure verification of debt not given enough info to verify debt

June 22, 2016 - I am trying to rebuild credit due to a divorce and get copies of my credit report on a regular basis. Yesterday a collection popped up on my account from a place called Midwest Recovery for $1000.00 it says was opened -/-/2016. From - - -. I have not any loans with any of these people. I have not received any communication of any form from this company but yet they put something on my report. I am in the process of disputing with the credit reporting agency as well. But this is not fair. This is not my bill....

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

June 14, 2016 - Good Day In checking my credit report with - I noted that Midwest Recovery System is attempting to collect a $760.00 debt for VIP Cash. I am not familiar with either of these companies and in - I found it to be a payday loan. I did not take out any payday loans and their practice of placing such a debt on my credit report without proper notification is not only improper but false. I am asking for assistance in getting this item removed from my report and their seeking to collect on a debt that is not only illegal in - but that is not mine. Thanks ...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

May 16, 2016 - this debt was included in a chapter - BK - filed -/-/- this the collections company was already notified and continued collection practices are being made by the creditor. this account should be removed from my credit report and all collections efforts should cease. This company bought this account from - - from -/-/- and it was originally filed in my Chapter - that was converted to a Chapter - in -/-/-. This company has reported this on my credit report as a new account from -/-/-...

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Midwest Recovery Systems Debt collection false statements or representation attempted to collect wrong amount

May 13, 2016 - On -/-/- : Notified of unexpected dip in credit. Credit Karma listed " collection '' as reason. I had no idea I had been sent to collections before I checked my credit score! I called the agency listed as " Midwest Recovery Systems, LLC '' to question the collection. I was told that on -/-/- I received medical care from " - - - -, '' a company associated with a local hospital. I requested information and hinted that I wanted to dispute. -/-/- : I called my local hospital and doctor, both of which had no record of me being ordered or receiving care on -...

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Midwest Recovery Systems Payday loan can't contact lender can't contact lender

March 15, 2016 - This old lender continues to sell old debt that keeps showing up on my credit report after being taken off several times. Then the new collector puts it on my credit report likes its a new debt and its a debts from -/-/- or -/-/- ...

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Midwest Recovery Systems Debt collection improper contact or sharing of info talked to a third party about my debt

January 18, 2016 - This company has placed an account in collections in 2015 for a payday loan from -. It 's been over 7 years so it should no longer be reported on my credit not that it was just placed for collection so that it will fall off my credit in -. I have not received any written communication from these shady people either. ...

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Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt is not mine

December 10, 2015 - I checked my cred it report and it now shows a debt from a collection company I have no knowledge of this debt that is in the amount of $350.00. The original creditor was - and it is indicating that the the debt was made in -/-/2015??? ...

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

September 17, 2015 - Midwest Recovery Systems reported a collection debt to my - Credit file on -/-/- for $300.00 medical bill. I never received a 30 day disclosure of any collection activity. When I called them on -/-/- after finding out this debt was placed on my credit file by - monitoring service, I was told this was a medical office debt with - - for -/-/- and that the debt was sold from another collection agency ( - or -? ) to Midwest Recovery Systems. Midwest Recovery Systems has violated federal law by not sending me a 30 day notice to validate the collection to my addres...

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