CL Holdings, LLC Credit Card Complaints

Review and analysis of over 109 Credit Card complaints against CL Holdings, LLC

CL Holdings, LLC consumers have reported over 109 official complaints related to Credit card. Out of the 109 consumer complaints against CL Holdings, LLC, 15% were disputed by the consumer (i.e. the consumer was not happy with how CL Holdings, LLC responded to their complaint) and 100% were processed in a timely manner. 42% of consumer complaints against CL Holdings, LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 21% resulted in non-monetary compensation.

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New Credit Card Consumer Complaints


CL Holdings, LLC Debt collection disclosure verification of debt right to dispute notice not received

May 13, 2016 - This debt was purchased by Jefferson Capital -/-/2014. I did not receive communication, though they insist they sent it. Calls to Jefferson Capital informed me to first call their account reps to get my information. Another call said the debt had been sold to a company called -. A call to - told me it had yet been sold to another company. I have n't received any kind of information from these companies with debt validation or giving me the right to dispute. The last company 's rep said she " was n't sure '' if they still had the original account information. I feel as if I 'm being run...

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CL Holdings, LLC Debt collection disclosure verification of debt not given enough info to verify debt

January 24, 2016 - I do n't have proof of this is my debt I will like to have proof with my signature which they was n't available to provide me thanks ...

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CL Holdings, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

November 23, 2015 - there is a debt collection agency that continue to send me information on an account I never had after asking them for information that shows this lender info they stated that I will have to call the company myself after searching for the lender and also looking up reviews from this company, there is no way to reach the company that says I owed them money for a credit card I never had, I feel that if this is truly a debt I caused I should have the info. ...

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CL Holdings, LLC Debt collection disclosure verification of debt not given enough info to verify debt

October 23, 2015 - Jefferson Capital Systems listed an old ( un-owed and unsubstantiated ) debt in my report without any notice. The original claim was from 2008, and the orginal collector could never furnish any data to prove this. Jefferson Capital bought this debt and is listing in my credit report as new, has never contacted me, or provided evidence of what makes up this amount. This item should be removed from my credit report and this company should be fined. It now appears - times on my credit report, even though it ( 1 ) should not be there in the first place, ( 2 ) the debtor sold it to a third party...

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CL Holdings, LLC Debt collection disclosure verification of debt not given enough info to verify debt

October 15, 2015 - I have one negative item listed on my credit. The account was originally for a - - '' back in 2008. The account was paid as it should have been. I never heard anything from anyone until recently I inquired my credit reports and noticed that a delinquent mark was added for non-payment. This account was never in default or collections. The collection company that has claimed it is, is Jefferson Capital LLC. I have been going back and forth with them regarding this inaccurate item. I have sent numerous demands for validation regarding this account, which they have never responded to. I hav...

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CL Holdings, LLC Debt collection communication tactics threatened to take legal action

October 10, 2015 - Medical breach of records and have submitted proof and now they and their lawyers are trying to collect same debt ...

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CL Holdings, LLC Debt collection cont'd attempts collect debt not owed debt was paid

September 23, 2015 - I recently pulled my credit report and found that Jefferson Capital is still reporting on the credit bureaus a debt that was sold to another collection agency and was paid in full to the other collection agency. I contacted Jefferson Capital to advise them that they can no longer report on a debt they are not collecting. They sold my debt to - - - - in - of 2015 yet are still reporting it. The debt was paid in full to - - - and Jefferson Capital is unlawfully reporting it to the credit bureaus despite my request for them to cease. ...

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CL Holdings, LLC Debt collection disclosure verification of debt right to dispute notice not received

September 10, 2015 - I have attempted to dispute a charge off with - -, I have spoken with what they stated was the presidential office with a woman named -. She explained to me that the charge off happened three days previous, - and continued to tell me to deal with collections. She offered no support and when I was sent to the collections number, they did not have my account on file, thus I was never notified about this debt/charge off and now they are refusing to attempt to remedy the situation. I do not have any records showing I had a balance as I presumed the account was closed. Thank you for you...

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CL Holdings, LLC Debt collection cont'd attempts collect debt not owed debt was paid

July 9, 2015 - I have reviewed my credit file and have been turn down for credit due to Jefferson Capital listing me as still having active revolving line of credit with them. This item does show as - balance however it does show as an active line of credit which is incorrect. I was told by - Representative at the company on -/-/- that a request to delete my information was placed to all - credit reports. I still see this item listed and have been turned down for credit due to this situation. I spoke with - from consumer relations department at Jefferson Capital who researched and stated tha...

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CL Holdings, LLC Debt collection cont'd attempts collect debt not owed debt was paid

July 1, 2015 - this debit was paid to jefferson capital systems llc on -/-/2010 they never provided me a letter stating that the debt was settled in full. i did not settle for partial it was settled in full as the cards limit was anywere from $300.00 to $400.00 secured credit card i paid the balance they gave me of - which included fees and accrued interest. This i now that - time my settled in debit was sold by jefferson capital to another collections agency and i am quite frankly tired of cleaning up and being held responsible for something jefferson capital systems failed to do which is re...

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CL Holdings, LLC Debt collection disclosure verification of debt not given enough info to verify debt

June 11, 2015 - This company have been trying to collect on a debt that 's inaccurate I have requested that they validate this account but have not gotten a response they continue to report this account on my credit reports illegally, ...

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CL Holdings, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

May 23, 2015 - - - - - - is attempting to collect a debt that is not only a result of identity theft but is as we know junk debt that has been re-aged from 2004. I take my credit very seriously and anyone who violates my consumer rights and protection. This debt can not be validated per the FDCPA or the FCRA for identity theft victims. I 'm tired of the harassment rather it be calls or letters. Attached is the original copy of my police report and the letter I received from - - - -. ...

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