Shellpoint Partners, LLC Mortgage department,
FHA mortgage Loan modification,collection,foreclosure Minnesota
My situation started -/-/- when I finally separated and moved out of the house, during this time I provided a total of - mortgage payments, some of which where directly debited from my business account. Because of issues with my ex wife signing check out of the account without authorization, I came to an agreement of providing her with monies for the mortgage and needs for my kids. Mortgage payments never made it to - and instead I found out later by my daughters that the house was going on foreclosure by the somewhere around - -. I contacted - immediately and told them of my situation and ask for help. I was then contact by an organization Located in - - MN that stated needed my signatures for a modification being sought by my ex wife. I attended the place and signed paper work, but I never heard from them again. It was then -/-/-, when I contacted - again to find out, whether a modification had been done or what the status of the property was?. I found out that my ex wife was going trough bankruptcy, that the foreclosure process was not possible until some legal terms
wrongly filled out, same happen in -/-/- 4 times and -/-/- 3 times -/-/- 1 time. now -/-/- is about to end the house is being sold on - - - by the sheriff as I understand and many tries after trying my best to modify this loan I will loose a house I always intended to keep. I explained -, Resurgent Mortgage and Shell point mortgage, to please give me a viable path to catch up, to put the existing debt on back of the loan, anything other then t=come up with a huge amount of money to bring the loan current. The most frustrating information on this case of mine is that I was never denied until the year -/-/-, because I simply make to much money. I have a hard time understanding this process, being able to make payments disqualify me? being able to provide and be responsible takes me out of the favorable result of a modification. I have counted at least 17 time that I have tried for a modification, one single time of those I was denied for the reason already mentioned, this have to be a unique case? a single out case? or I do n't know what to call it. Please I bag like I did form the beginning, give an opportunity to keep my house and to work together with the bank to find a favorable solution to this modification, for me to be able to provide a roof for all my love ones that depend of me.
Shellpoint Partners, LLC customer in Minnesota
Nov 18, 2016
* Source: CFPB Complaint Database
Shellpoint Partners, LLC response to complaint:
Closed with explanation
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