Loan Science, LLC Student Loan Complaint

Non-federal student loan Dealing with my lender or servicer keep getting calls about my loan

Loan Science, LLC Student loan department,

Non-federal student loan Dealing with my lender or servicer Keep getting calls about my loan Nebraska

I applied for and received a loan from - - - when I was in college 10 years ago. My loan was later sold to Loan Science. - - - is the servicer of my loan. I have always paid my loan on time and have never had any problems until 2 weeks ago. My aunt, who is the cosigner on my loan, called me and said that Loan Science called her to ask for the payment. I told her I would take care of it. When I got off the phone, I got a phone call from Loan Science saying that I was short on my last payment. It was now 15 days past due. I asked how much and they said a little over $1.00, but because I was short that amount when I paid, they also assessed a late fee for another dollar and some change. They were calling me because I now owed them $2.00. They explained that they talked to my aunt and she had paid it, but wanted to let me know what my new monthly payment was. It had changed because of a variable interest rate. I thanked her and thought it was


I told her I would take care of it and pay through my bank. Since that day I have received 15 more phone calls from Loan Science. This has all been within a 10 day time span. I have never been left a message, they just continue to call until I pick up and ask the same question over and over again. I feel that I am being harassed by Loan Science for a small mistake. I had moved recently and gotten married and in the shuffle had n't had time to update my correct address and name change. I just sent the same amount I always sent every month. I can not stress enough that I am responsible and always pay on time. I think it was absurd the amount of phone calls I received regarding such a small amount of money. When I tried calling - about changing my address the woman who received my call refused to talk to me because she said my account was past due and I had to talk to Loan Science. She rudely cut me off and transferred me to Loan Science who can not help me with name or address changes. They said I would have to call - for that. I finally got - of someone who would help me after Loan Science called - to explain what I was wanting. This boils down to a simple mistake but was treated as a crime and harassed by the many phone calls from Loan Science.

Loan Science, LLC customer in Nebraska
Mar 08, 2016

* Source: CFPB Complaint Database

Loan Science, LLC response to complaint:
Closed with monetary relief

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