Navient Solutions, Inc. Student Loan Complaint

Navient Solutions, Inc. Student loan department,

Non-federal student loan Dealing with my lender or servicer Received bad information about my loan New Jersey

Personally, I would like to stop paying because of - reasons : 1. A large part of my debt does not fall under the classification : " Qualifies Higher Education Expense '' The - - Private Signature loan paid for tuition and living expenses. I received a check to pay for all of my living expenses off-campus because - - University does not have dormitories. The check I received paid for the condo unit, electricity, Internet/TV/phone, washer/dryer rent and groceries. I still have copies of what I paid each month and what I received from - in a check towards those expenses. I believe that the amount needs to be readjusted due to their incorrect information received from -.


- does not say the interest % on there and none of the documents I signed stated the interest written on any document. I did not see any statement until the quarterly interest form then the payment schedule and disclosure statement. They increased the interest rate for no apparent reason. I have attached the document that explains this. 1. Full Sail Signature Student Loan for Academic Year -/-/--/-/- through - - - -. ( -/-/- ) Amount $ - 4 % fee at disbursement = $41000.00 -. - - Alternative Loan for Full Sail from -/-/- to -/-/-. Amount $17000.00 + 4 % at disbursement= $18000.00 List of months and interest rates : - -, - : Quarterly Interest Statement # - Loan Date : - -, - Annual Percentage Rate : 12.00 % Original Loan Amount : $40000.00 Outstanding Principal : $41000.00 - -, - : Received Payment Schedule and Disclosure Statement # - Annual Percentage Rate : 12.458 % Financed Charge : $44000.00 Amount Financed $49000.00 Total Payments : $94000.00 # - Annual Percentage Rate : 12.458 % Finance Charge $26000.00 Amount Financed : $17000.00 Total Payments : $44000.00 Current Index : 8.75 % School : 3.750 % Grace : 3.750 % Repayment : 3.750 % - -, - : Quarterly Interest Statement # - Loan Date : - -, - Annual Percentage Rate : 12.00 % Original Loan Amount : $40000.00 Outstanding Principal : $41000.00 # - Loan Date : - -, - Annual Percentage Rate : 12.00 % Original Loan Amount : $17000.00 Outstanding Principal : $18000.00 Outstanding Interest : $3700.00 on # - & # - - -, - : Capitalized interest on principal of $59000.00 as of this date is $5500.00. Interest while in school 11.5 % - -, - : Capitalized interest on principal of $59000.00 as of this date is $ -.Interest after completing school and during Grace Period. 11.0 % - -, - : Capitalized interest on principal of $59000.00 as of this date is $ -.Interest after completing school and during Grace Period. 10.250 % ***I sent 2 letters explaining the information below to the Office of Customer Advocate and received an answer without even discussing the discrepancy. I know they do not want to deal with this. **Payment Totals as of -/-/- I have paid the following : Principal : $16000.00 Interest : $35000.00 Total : $51000.00 According to Navient : Principal Originally ( Loan # - -/-/-/Loan # -/-/-/- ) : - Principal Now ( Loan # -/Loan # - -/-/- ) - Total : $4400.00 There are discrepancies and I believe I have paid more than enough due to what I have outlined. I would appreciate any and all help to end this and/or get a refund. Lawyer? -- I am a prisoner in my own life. This is the story the magazine did about me : -t