PNC Bank Mortgage Complaint

PNC Bank Mortgage department,

Home equity loan or line of credit Loan modification,collection,foreclosure Idaho

I called the bank who holds my second mortgage/home equity loan, before the payments were to go up from - to - per month. I called on - -, 2015 to modify my loan payment, which they say was to expire on - -. Today, it is - - and they still have not modified my loan. They are asking me to sign documents which they say are original loan papers. After four months of negotiations, and having never missed a payment, I have n't any modification. Why do they threaten me that if I do not sign these loan papers, that they will not give me a loan modification? They also threaten that if I do not sign quickly, I will have to begin applying for a loan modification all over again. I ask them why they threaten me with this every month since -? They do not answer this. I am a victim of bank greed and I need your help. I am also wondering if I am victimized because I am an -. I see that the courts ruled that National City ( my original lender ) was discriminatory to - and -. How about registered -? My payment increased 255 %, and my paycheck did NOT increase that much, but my husband did lose his job and we had to begin all over again. The economic downturn was caused by the banks and I tire of them preying on me, and all Americans, regardless of their culture or race. One more point : PNC was only able to buy NatCity because the US treasury gave them the money. Taxpayers money. Our money. My money. So, should n't I own a piece of PNC? I would be happy to give myself a modification. I am a good tax-paying person, who has never missed a payment. I have been treading water for eight long years now. I do not want to lose my house. Please help me.