Capital One Incorrect Information On Credit Report Complaints

Review and analysis of over 126 complaints against Capital One

Capital One consumers have reported over 126 official complaints related to Incorrect information on credit report. Out of the 126 consumer complaints against Capital One, 10% were disputed by the consumer (i.e. the consumer was not happy with how Capital One responded to their complaint) and 100% were processed in a timely manner. 6% of consumer complaints against Capital One resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 22% resulted in non-monetary compensation.

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New Incorrect Information On Credit Report Consumer Complaints


Capital One Credit reporting incorrect information on credit report information is not mine

April 5, 2016 - Credit Card was opened under my name when i was fourteen years old. The information does n't match. ...

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Capital One Credit reporting incorrect information on credit report information is not mine

December 29, 2015 - IT is something 's on my credit that is mine but it 's a lot of things that are on here that is not please help me and I do n't want this to mess up anything else on my credit report ...

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Capital One Credit reporting incorrect information on credit report account status

December 20, 2015 - I am disputing Capitol One 's report regarding the delinquency of my platinum - account. I request investigation because : 1 ) The terms of my credit account and debt with Capitol One are incorrect ; 2 ) Capitol One 's report as to my payment performance and conduct on the account is incorrect ; and 3 ) Capitol One 's report as to my payment relationship with that entity, especially regarding creditworthiness, is incorrect. This is my - and only Capitol One account. This account was opened on - -, 2015. I set up monthly recurring auto-debit payments for the full balance of each st...

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Capital One Credit reporting incorrect information on credit report public record

November 18, 2015 - I had a judgement against me with Capital One about 8 years ago. The judgment has been satisfied for several years now. The account was suppose to be removed once the account was closed. The account is over seven years old and should be removed from my credit report. I spoke with the courthouse to remove the account and provided full payment info, which they already had on file. I was told the Capital One has to remove the file. After speaking to Capital One over the past several years I seem to get nowhere. Capital One tells me that I have to have the courthouse remove it. I seem to get the r...

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Capital One Credit reporting incorrect information on credit report information is not mine

November 6, 2015 - I sent Capital One a disputed and validation letter on - -, 2015 under the fair credit act they keep send me a letter that the account has been sold but i got - to delete these from my credit report because they could not prove they are my accounts. So i am trying to get Capital One to do the some thing but they keep trying to send me to - -. ...

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Capital One Credit reporting incorrect information on credit report account terms

November 3, 2015 - I have contacted Capital One Auto Finance, several times since -/-/-, as well as contacting the credit agencies to inform them that there are duplicate credit inquiries on my credit report. I have asked both to remove the duplicate entry. It was reported on my credit report as of -/-/-. All I am asking is for the duplication to be removed ; however, the lending agency has ignored my previous requests. ...

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Capital One Credit reporting incorrect information on credit report account status

October 27, 2015 - The creditor is capital one. They are reporting that I owe $150.00. I settled the balance in -/-/-. They reported it as unpaid in -/-/-. They are refusing to update the credit bureau. I called capital one numerous times and they will not correct the records. ...

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Capital One Credit reporting incorrect information on credit report account terms

October 7, 2015 - Capital One is reporting the incorrect past due balance, balance, payment amount, and date of - delinquency. These factual errors are purposely ignored by Capital One and have prove to be detrimental to my financial rating. I have been denied and received unfavorable credit terms because of the careless reporting by Capital One.The Fair Credit Reporting Act ( FRCA ) says the information on your credit reports must be accurate. Credit Reporting Agencies are only suppose to report accurate information. ...

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Capital One Credit reporting incorrect information on credit report information is not mine

July 2, 2015 - I am looking at my credit score and i am seeing a few things wrong with this information. - i have a name on there that is not mine. The spelling is different which leads me to believe that someone is stealing my identity. Second there are credit cards on there that do not belong to me. I have never owned a credit card. I would like this information reviewed. The credit card i noticed right off hand was kohls credit card. I have never shopped at this store. Please let me know how this can be handled. ...

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Capital One Credit reporting incorrect information on credit report account status

July 2, 2015 - We agreed to a settlement via phone with Capital One and she set up automatic withdrawals from our account. We paid the final settlement payment -/-/-. In -/-/- I later received collection calls for the same account that was settled -/-/-. I checked my credit report and it showed my settled account was not paid. I called Capital One and they said they did not receive any payments. Where did our payments go? Capital One automatically withdrew the agreed amount per month from our account. Our check copies showed receiver is Capital One, the account number, and date. I faxed copies...

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Capital One Credit reporting incorrect information on credit report account status

June 22, 2015 - I cited my rights under the Fair Credit Reporting Act and asked Capital One Bank to provide me with full details regarding the proper timely billing of my credit card account. I asked them to provide proof that they billed me on time and that my payments were in fact late. Capital One ignored my request and insisted that they were correct in their billing efforts. Attached to this complaints are the letter that they issued in response to my request and the certified mail receipt dated - -, 2015. ...

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Capital One Credit reporting incorrect information on credit report information is not mine

April 17, 2015 - an account that does n't belong to me is reporting on my credit, even though, I previously disputed this and it was corrected, it is now on my report again - which might have to do with my ex-husband marrying a girl with the same first name as mine ) ...

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