Review and analysis of over 77 complaints against ACS Education Services
ACS Education Services consumers have reported over 77 official complaints related to Can't repay my loan. Out of the 77 consumer complaints against ACS Education Services, 31% were disputed by the consumer (i.e. the consumer was not happy with how ACS Education Services responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against ACS Education Services resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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ACS Education Services Student loan can't repay my loan can't decrease my monthly payments April 4, 2016 - - back in school he can not make payment. I am co-signer and an - years onld with finncial hardship. ACE refuses to work with me. ... |
ACS Education Services Student loan can't repay my loan can't decrease my monthly payments November 3, 2015 - In -/-/-, I took out a few private loans which to help cover the high cost of living in - -, where my school, the - - - - is located ( I earned a - ). These loans were eventually consolidated ( without my consent ) into - large loan which has since been purchased by ACS ( original lender was - - - ). The lender has changed several times during this process but ACS has been the main servicer. Since graduating in -/-/-, I have found work but none of it has paid very well. During this time, I have used as much forbearance, deferment, and income-sensitive... |
ACS Education Services Student loan can't repay my loan September 22, 2015 - In -, 2015, I called ACS, one of my private loan providers, ( note, this is not the original lender and it has been changed during the length of the loan a number of times without my consent ), to ask about options to help me while I am unemployed and without income. At this time, I received a letter which offered the ML ( MGRS Plan ) where for 6 months your monthly payment on the private loans are reduced at - % of level ( fixed ) installment followed by 6 months the monthly payment is at - % of level installment followed by 12 months of interest only payments followed by level repa... |
ACS Education Services Student loan can't repay my loan July 11, 2015 - While attending - University I was denied federal student grants that i had previously been granted. The next semester I was told I did n't make the deadline for turning the paperwork in even though the paperwork had been continuously sent back for missing information which I had already provided several times. I was forced to apply for a loan with ACS, which totaled - to accommodate the - semesters dues. I was advised by financial aid that i had exhausted my borrowers limit with ACS and I was forced to apply for a private loan and in order to continue my education I took out THIS pri... |
ACS Education Services Student loan can't repay my loan June 15, 2015 - At the age of - years old, due to my poor decisions in terms of agreeing to take out private loans, and my inability to pay them when I was supposed to pay them, I now currently have - lawsuits against me. - is for a credit card, totaling the amount of - dollars of which I had used to pay off some student loan debt, and the other for the - student loan in the amount of $- dollars. These lawsuits have essentially ruined my credit, have placed me in an impossible position to receive any form of refinance from any lender to lower my outrageously high interest rates with - and... |
ACS Education Services Student loan can't repay my loan June 1, 2015 - I am a - who as been in practice - years. My monthly student loan payments are almost - of my monthly income. I struggle to make my payments every month. I am current on my loans and have never missed a payment. When I asked my loan servicer to modify my loan terms, I was told that borrowers can only take advantage of reduced monthly payments for a - year period and this option is only offered once throughout the term of the loan. I understand that servicers have options to modify loans because they do so when borrowers are in default on their loans. servciers should offer these sa... |
ACS Education Services Student loan can't repay my loan May 4, 2015 - For the past year I have been trying to negotiate an affordable student loan payment on my private loans. However, ACS refuses to work with me and my payment amount keeps rising. My only option was to consolidate my federal loans to get more deferment since I could not afford to pay both private and federal loans at the same time ( $900.00 and $ 600/month ). As a result I ca n't participate in IBR for my federal loan. My firm just did a massive layoff and now my only income is unemployment. ACS will only grant one month of forbearance and will not lower my $ 900 monthly payment. I do not wan... |
ACS Education Services Student loan can't repay my loan April 14, 2015 - I was a first time - student. I was offered a private student loan with similar terms '' to a federal student loan. What was not clearly explained is this loan included compounding interest, not simple interest. And, that there were major restrictions on deferment and forbearance options. Therefore, when I was in school finishing my degree. And, later earning my -, this loan would not defer and had no forbearance options. For a new - student, the loan documents and language were too complex. The ramifications were devastating : An $ 30k loan that doubled to almost $ 60k, then went in... |
ACS Education Services Student loan can't repay my loan March 27, 2015 - I attended - - - from -. I took out private loans. I have since been repaying them on time. I only had - six month forbearance for the life of the loan and used that in -. I was laid off last - and was collecting unemployment insurance. That ran out at the end of -. I called ACS Education who I make my payments to and requested some sort of hardship forbearance. This was on - -, - and I spoke to - -. This call took place around - central time. I made my request, she put me on hold, then came back and told me that I was granted a two month hardship forb... |