Review and analysis of over 63 complaints against Financial Credit Service, Inc.
Financial Credit Service, Inc. consumers have reported over 63 official complaints related to Cont'd attempts collect debt not owed. Out of the 63 consumer complaints against Financial Credit Service, Inc., 16% were disputed by the consumer (i.e. the consumer was not happy with how Financial Credit Service, Inc. responded to their complaint) and 90% were processed in a timely manner. 0% of consumer complaints against Financial Credit Service, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 15, 2015 - I been contacted several times by some individual claiming to be a representative of ARA Inc, a collection company based out of IL. Despite having made clear the fact that I owe no such debt and I have never engaged in any business with the associates bank the original creditor of the collection account.ARA Inc has continued to contact me about an outstanding account in the sum of $5200.00. The contact has been through phone call as well as letters. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 10, 2015 - Caller continues to call my cell phone using NO CALLER ID, then leaves a message telling me to call her back ( - - ) at - - because of a claim that has been filed with her office. This is nothing but a scam as I have no outstanding debts and good credit ratings. This is the second time within 3 months they have tried this threatening me with a previous - debt/lawsuit by end of business today, " but would take a few - as a down payment to delay the filing ''. However, they would need to draft my bank account so I must provide them with my routing number/account number. What a ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 10, 2015 - I was outside the country for more then 25 years, I recently received my - card because because my wife and kids are Americans. I do not know this company and neither the origins of the debt claim. Claiming Company name and date ) ctober -2015ARA INCPoBox - Park, IL - person : - - - : ( - ) - ext - Creditor : - - Bank - - # : ****************Current balance $1900.00 ( due in full ) ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt was paid October 14, 2015 - I received a letter today from ARA INC attempting to collect a debt on an old - credit card that has been paid in full with another company. I do not owe this debt. I have been contacted by phone regarding this account before threatening to serve me with a complaint, and have explained that I have paid the debt in full and will file a complaint with consumer protection if they contact me again. Inevitably, I am contacted a few months later by a different company claiming I owe the same debt I have paid. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 1, 2015 - I received a caller-ID blocked call. The voice message stated that I needed to call - regarding notice - and to contact - -. I called the number back and was told their company was ARA and Associates, - - -, -, VA, and that their only phone number was the one listed above. She was very rude and stated that I would be charged with issuance of a bad check '' and theft by deception ''. I asked for verification of the debt and was told it was mailed in - 2015 and they would not send it again. They also contacted my ex-wife of 20 years with the same notification number ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft July 15, 2015 - For the past two yearsAsset Recovery AssociatesPhone : ( - ) - Box -, - -, IL - -ww.arainc.usHas been calling myself, family and third parties at my employment threating regarding a debt not owed. This might be identity theft. However they will not respond to repeated demands to stop harassing. This has escalated to blatant fraud on their part by pretending to be calling from court clerk and local police using an APP that fraudulently shows the phone number of those agencies. I have contacted those agencies to verify that no messages where sent from those numbers. The main... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 25, 2015 - Ara Financial- - - - - -, IL - been calling me and threatening arrest and legal action on a debt that is not mine. The debt is with a family member that I do not speak with. when I told them they do not have business with me they hung up and have called back again. These calls are in the early morning hours when I am sleeping, and they wake me up. I work a job that requires proper sleep and they are interfering with that. I have sent a certified letter to them, so now they have another branch office call. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 22, 2015 - Company claims that they are collecting for a company that I have never heard of but they have all my details, called ex husband that I have not spoken to in years with threats and false accusations demanding that he tracks me down to call them. I think that they are the same company in the past pretending to be someone else. When I call the number they refuse to send anything in writing, They become aggressive when I refuse to give them money over the phone, threating to have me arrested and my social security and credit ruined. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 17, 2015 - The representative was completely belligerant and rude when I ATTEMPTED to let him know that I did not owe this debt. I made him aware that I was elderly and he was not legally allowed to call me anymore at that point he told me there would be a legal judgment placed on me and hung up. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 9, 2015 - They keep calling with the right name wrong Soc. sec. # wrong addresses? Wo n't stop calling? they are very rude, and the langue? company is ARA, -, calls are more then - a day, I did get a Gentle man - and did explain to him.. he said the phone calls would stop..? but they did n't? They are looking for - - - # lastfour/-not mine ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 26, 2015 - Recieved a letter from - - with ARA Inc. Stating that i owe a debt for a bank account with - - Bank which ive never held an account with. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 15, 2015 - The Asset Recovery Associates is trying to claim a debit of $3.00 they claimed I open with a - in the state of Virginia in -/-/-. I explained to this company that was in - at that time and have been there until - - - when I return to the -. In -/-/- I did make a police report in - for possible identity theft. I also will be filling another one. I contacted this company, which has been brought by - and they related there was not outstanding account with them with my name or SSN. I sent this company a cease and desist letter to stop threatening and harassing m... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 13, 2015 - ARA Inc, - - - -, IL - keep calling us for the acct no # - for my daughter who is only - years old. She CAN NOT obtain any credit 12 years ago. This is a big mistake from them but they keep making harassment phone call to home every day. ... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 6, 2015 - Recieved from ARA Inc., a demand for payment of dept totally $7100.00 off a Bank called -. I have never heard of -, much less owe anyone 7k. I contacted them, they threatened to take me to court and I would pay all attorney fees '' they claimed. I demanded the proof I ever owed thisy be sent to me. They refused ( woman claiming she is '- ', and a Supervisor he claimed, saying he was '- ' ) - was threatening, obnoxius and refused to speak to me after my request. I then was connected to this -, who claimed they were about to take me to court. I told them go for it, because t... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 31, 2015 - I received a phone call today from -. The man on the phone said that they were preparing a suit against me out of Illinois for a credit card that I supposedly refused to pay. I immediately told him I did n't have any cards that were not current. The man on the phone said that this was a credit card that was opened in - and then said the company reported to them that it was open until - with no issues. I told him I did not have that card and I did n't have a card in - that was open until - and I asked him to reiterate that he was planning to file a suit to collect. He said they w... |
Financial Credit Service, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine March 25, 2015 - I have received regular calls every few weeks on my - - - number from agents of ARA Services who say threaten to sue ( if I do n't immediately make payment arrangements ) to collect a debt allegedly owed to -. I was told that I 'd receive a summons in the mail. I owe nothing to that company although I believe that if I did that it would be a zombie debt from an account that I may have had over 25 years ago ( which was closed with a - balance I believe in the -. I have demand that ARA stop calling me ) but the calls keep coming regularly every - weeks, the latest being this... |