Financial Credit Service, Inc. Communication Tactics Complaints

Review and analysis of over 37 complaints against Financial Credit Service, Inc.

Financial Credit Service, Inc. consumers have reported over 37 official complaints related to Communication tactics. Out of the 37 consumer complaints against Financial Credit Service, Inc., 5% were disputed by the consumer (i.e. the consumer was not happy with how Financial Credit Service, Inc. responded to their complaint) and 86% were processed in a timely manner. 0% of consumer complaints against Financial Credit Service, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Communication Tactics Consumer Complaints


Financial Credit Service, Inc. Debt collection communication tactics frequent or repeated calls

December 3, 2015 - I have been receiving harassing and repeated telephone calls from an Asset Recovery Associates. However, they are calling using a spoofed name. On caller id it shows as " FCR '' and the telephone number as - - - -. After conducting an internet search I found the number associated with an Asset Recovery Associates an alleged debt collection firm located in - -, IL. Despite repeated and harassing telephone calls and usage of spoofed caller id information I have yet to receive written communication regarding this alleged debt per the Fair Debt Collection Practices Act. ...

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Financial Credit Service, Inc. Debt collection communication tactics used obscene/profane/abusive language

September 15, 2015 - I am writing on behalf of our business, an auto dealership, regarding harassment by a collection agency which arose out of billing errors on old invoice for transport services. Accounting needed to verify appropriateness of old debt invoices that were sent almost 2 years after the fact and paid all old invoices directly to the company. A balance remained that was being investigated and company referred the matter to collection agency with no notice to our company. Debt collection company claims entire amount assigned to them by other company including amounts already paid directly. Refused to ...

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Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action

July 2, 2015 - At - - eastern time this morning I received a call from a number I did not know. Upon answering the phone, a lady who identified herself as - - from ARA ( Asset Recovery Associates ) proceeded to tell me that I owed $ - to - and that she had received this claim in her office today. She stated that her office is in the process of filing a judgement against me for the amount they claim I owe. She informed me she was calling on a recorded line. When I told her : 1. I do not owe the money, and 2. Even if I did, it is time-barred. When I started writing down her information, she s...

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Financial Credit Service, Inc. Debt collection communication tactics frequent or repeated calls

July 1, 2015 - I have received repeated phone calls to my home phone, personal cell, work cell, and work phone starting in - of 2014, and once every ~- weeks from ( - ) -, ext -, referencing a court case against my ex-wife ( - - - - in - - - - - Their reference # is -. The caller - - - - - - or - - - have stated that my ex-wife has listed me as a character reference in the court case and the only way that they would stop calling is if my ex-wife provides and affidavit. They refuse to identify their company, provide an address, or refuse ...

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Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action

June 12, 2015 - They called and left a message on my cell phone for my husband, did not give name of company, just stated - needed to call - - part of the legal division of firm, that it would be going out today. To call her at - ext -. And refer to document number -. I called this number back and asked what the name was asset recovery associates. ...

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Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action

June 9, 2015 - I received several calls yesterday from - - at ARA. Phone number -. Case number - -. She left a message on my cell phone and repeatedly called my work number. I can not take personal calls on company time. It is not allowed. When I called this morning, she would not give me information regarding this debt. She said it was going to litigation and I was going to be served legal papers. She said she was a Process Server for the county ... but did not mention which county. The little bit of information I did receive was vague. She mentioned a bank account which I have not had for se...

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Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action

May 29, 2015 - I have received numerous calls from ( - ) - attempting to collect a debt I do not owe. The alleged debt is over 16 years old. The most recent caller claims to be - - calling about a case '' that has been placed with their legal division '' about a petition for judgment '' that has been filed against me '' and they will be processing through - County Courts. - - then goes on to say it would be in my best interest to call him immediately and left a number of - ext - with a case number '' of -. - - also called my husband and left the same message implying ...

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Financial Credit Service, Inc. Debt collection communication tactics threatened to take legal action

April 8, 2015 - Debt has been in default with no payments made since -/-/-. Company called me in -/-/- threating to file lawsuit. I reside in Texas and the statue is limited to - years. This item has been so old it had been removed from my credit report. Debt collector called from - ( - - - IL, - ...

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Financial Credit Service, Inc. Debt collection communication tactics frequent or repeated calls

April 8, 2015 - The name used is A RA FINANCIAL but when you answer they hang up. When I did a reverse number search, the complaints submitted were troubling. I will put the number on my block list but even the complaints have said this company gets around that, - person even stated that they had her husband 's SS #. I 've had identity thief issues in the past and now I worried that this may happen again. It took me along time to get those issues resolved, I ca n't afford another situation like this. ...

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Financial Credit Service, Inc. Debt collection communication tactics used obscene/profane/abusive language

April 3, 2015 - I was called about a debt that was written off - years ago, by the credit card company. It was then sold to several collection agencies, before ending up in the hands of - financial in Illinois. ( - ). They never stated this was an attempt to collect a debt, nor read the mini mirnada '' required by debt collectors. The guy then proceeded to insult me, calling me a child, a bum, loser and so on. I eventually hung up, but after working in collections for a short time, I know what they did is illegal and they need to be fined for this. ...

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