Review and analysis of over 20 complaints against Cottonwood Financial Ltd.
Cottonwood Financial Ltd. consumers have reported over 20 official complaints related to Communication tactics. Out of the 20 consumer complaints against Cottonwood Financial Ltd., 15% were disputed by the consumer (i.e. the consumer was not happy with how Cottonwood Financial Ltd. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Cottonwood Financial Ltd. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Cottonwood Financial Ltd. Debt collection communication tactics frequent or repeated calls August 25, 2016 - My spouse had to change her number because these people kept calling at odd times to ask about some address in Texas that I never lived at!!!!! We do n't have no $400.00 to pay them. We 're on a fixed income as it is, and these people just do n't leave well enough alone!... |
Cottonwood Financial Ltd. Debt collection communication tactics threatened to take legal action June 8, 2016 - I received calls today from - - -, - different numbers from - different states all stating the same thing. " Up now. Again this is a final call for - only. If you are not -. You must hang up now. This is your final call. This is - (? ) and your failure to respond has resulted in your file being audited. This call is to inform you that although your file was processed on Monday - -. Our client will allow us to resend this process if you call today. Again you have only today to rectify this matter. Please advise. You must call by - today Wednesday - - at ... |
Cottonwood Financial Ltd. Debt collection communication tactics called outside of 8am-9pm May 18, 2016 - I have not received any letters or other contact. They have indicated legal action or everything else about this. The company is not even the collection company the store indicated was the collector.I have tried to arrange a payment I can afford with in the beginning but without all of the other charges they are adding to it.The wrong company is saying they own and are calling at - and after -. ... |
Cottonwood Financial Ltd. Debt collection communication tactics threatened to take legal action July 24, 2015 - I keep getting automated calls that they will contact the Attorney Generals office and file a warrant on me. They have contacted family out of state saying I have a legal matter to take care. When talking to a person on the phone I requested verification of debt and I stated I was not giving my credit card information to a stranger over the phone, she then told me she could not help me and legal action would be taken. I hung up the phone and she called back seven more times in a row after I requested to not be contacted again. ... |
Cottonwood Financial Ltd. Debt collection communication tactics frequent or repeated calls June 25, 2015 - The Cash Store calls multiple times a day ( - ) Using different numbers - through -. They have also begin calling my workplace. ... |
Cottonwood Financial Ltd. Debt collection communication tactics called after sent written cease of comm June 6, 2015 - I have a debt I can not currently pay. In order to stop their continuous calls I sent a certified cease and desist letter in accordance with the law that was received on - -, 2015 at - per the post office ( electronic receipt ). A day later and on they are still calling me repeatedly. ... |
Cottonwood Financial Ltd. Debt collection communication tactics threatened to take legal action May 20, 2015 - I got a phone call from a woman from - - - saying i took out a payday loan from the cash store. They told me they were an installment loan place. the lady told me i was going to be charged with a misdemeanor and go to jail as well get sued. she got very nasty with me yelling at me and reading stuff off of my credit report. she called me at my place of business i asked her not to and she said they could do whatever they want. I asked her to mail me documentation on her allegations and she said no she would just have my county proceed with charging me. I know my rights but for someone w... |
Cottonwood Financial Ltd. Debt collection communication tactics frequent or repeated calls May 14, 2015 - My dad under the emergency contact was called. I was told I was being looked for. That they needed location information on me. I thought at first I was in legal trouble. It come to find out the Cash Store contacted a collection agency called - - - at -. I did not know military and their dependents are not allowed payday loans. That was not found out until a year after the payday loan. I was never asked the question if I were or not. I am not for sure of T- laws on that. As well I did not know a payday loan could send you to an collection agency. I was told could settle for $470.00... |
Cottonwood Financial Ltd. Debt collection communication tactics threatened to take legal action April 27, 2015 - Repeated calls to myself, place of work, all my family members saying there was a formal complaint in their office and that I would be served today ... today ... today. Never have been served yet. I told them I would love to take it to court. ... |