Cottonwood Financial Ltd. Debt Collection Complaint

Cottonwood Financial Ltd. Debt collection department,

Payday loan Communication tactics Frequent or repeated calls Texas

My dad under the emergency contact was called. I was told I was being looked for. That they needed location information on me. I thought at first I was in legal trouble. It come to find out the Cash Store contacted a collection agency called - - - at -. I did not know military and their dependents are not allowed payday loans. That was not found out until a year after the payday loan. I was never asked the question if I were or not. I am not for sure of T- laws on that. As well I did not know a payday loan could send you to an collection agency. I was told could settle for $470.00 I would have to start payments right away. That the company is not willing to wait any longer. I told the lady over the phone their not my - priority to even pay I have other bills to pay that are more important right now. I did agree to - every - weeks. I am starting to regret this agreement because I felt rush. At the time of the payments I was making only $500.00 a month at my job. The total payday loan including interest was $610.00.