Resources for resolving common issues with Ballybunion Enterprises, Inc products and services
You can reduce the number of unwanted calls from Ballybunion Enterprises, Inc you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease January 3, 2017 - The original contract only stated a fixed payment of $56.00 on a financed amount of $1100.00. There was no interest rate indicated nor a installment end date ( my fault for not noticing ). I have been paying on said account for 11 months now and called in -/-/2017 to get the principle balance so I could pay it off and was advised it was $940.00. I then started asking questions as to how and she told me my interest rate was - % however had no clear explanation as to how only $150.00 of $610.00 was applied to the actual principle balance with $460.00 going to interest. The compa... |
Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease December 8, 2016 - I used a company called Freedom Electronics as well as Freedom -, I currently am still paying on both loans. My balance seems to be increasing. I took out the loan with Freedom - in -/-/2014 and electronics in -/-/2014 as well. I have yet to receive a payment history of which cant be viewed online. When I asked for a payment history I receive attitude. I also checked my credit report and see nothing about this loan. A monthly statement would be nice to see what the heck my money is actually going.... |
Ballybunion Enterprises, Inc Debt collection false statements or representation attempted to collect wrong amount November 17, 2016 - I am submitting a complaint against Freedom Acceptance. I had opened a case on this already and it was not addressed that the amount owed was accurate. I had a balance of $750.00 and keep increasing the amount, currently they just updated my amount owed this last week $9.00 bringing it to a total of $3500.00. I have not have not received a payment history or a itemized bill stating all charges and fees. This has also been addressed in Attorney General - - - vs. Freedom Furniture & Electronics, Military Credit Services , LLC, and Freedom Acceptance Corporation which is addressed ... |
Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease October 21, 2016 - -/-/- i visited a Freedom Acceptance website ( Affiliated with Military Credit Services LLC ). The reason for this visit was to book a plane ticket to - due to a family emergency I had. Shortly after my return home I was facing financial difficulties resulting in late payments as well as non payments. The company I company listed above filed for a Lien on my - - - account using a court out of - while I was -, this occurred -/-/-. The lien was placed on my account -/-/- while I was preparing for the -, this made it all the more difficult to dispute. I was una... |
Ballybunion Enterprises, Inc Debt collection cont'd attempts collect debt not owed debt is not mine July 9, 2016 - I have had MCS ( Military Credit Services ) call me several times saying they are trying to collect a debt from me that is well over two thousand dollars. I told them it was n't mine and to send me a copy of the account and whatever else that proves it 's mine. They said I should receive this courtesy letter since they already sent out -. They asked me for my mailing address and I told them that if they were speaking to me then they had my address. I never did receive that copy of my account with them. Yet, they called me again a few months backs. When she told me who she was, I inform... |
Ballybunion Enterprises, Inc Consumer Loan problems when you are unable to pay January 18, 2016 - We purchase furniture through freedom acceptance corp, I was recently reviewing our credit report and found that we have a judgment in - against us that was filed in 2011. I do n't understand how a judgement in - can be filed against us when we dealt with and made the initial purchase in -. Freedom Acceptance Corp also has debited our bank accounts for unauthorized payments, charged unreasonable fees to make automatic purchases, made collection calls 5-7 times per day. I asked for a written invoice several times and I have never received one. ... |
Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease January 3, 2016 - Freedom Furniture and Electronics closed all of it 's stores. I had - line of credit with this company and when I added a computer and refinanced, they reported - separate accounts for me to credit bureaus. They agreed over email and the phone to remove the 60 day late reporting in - and - of 2015 and they have not. ... |
Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease December 16, 2015 - I have a loan with Military Credit Services. This company has a few affiliations. I am military and while moving from my past location to my present one I experienced significant financial hardship. I attempted to communicate this to their office to no avail and the account went to collections. Since then, with the intervention of CFPB I have a lower payment which has been made on time since - 2015. Therefore my agreed payments have been made on time for -, -, -, - and - ( 5 Months!! ) and the company updates my credit profile with " account in collections '' for all of t... |
Ballybunion Enterprises, Inc Debt collection taking/threatening an illegal action threatened to sue on too old debt November 11, 2015 - Freedom - is being sued for unlawful suits against several servicemembers, that is why they are going out of business for the harm they done. People are still trying to contact me regarding payment, I was involuntary discharged and I was told they would waive all debts. I guess not, I am being harrased every single day via email and phone. ... |
Ballybunion Enterprises, Inc Consumer Loan problems when you are unable to pay problems when you are unable to pay October 20, 2015 - They call us and harass us and I let them know our problem me they threaten us to take my husband pay and get other involved we stop payment do to low funds told them we could only afford - we bought stuff worth over 2000 but have to pay them - they scam military members plus the items we bought was like 2 years old and always out of date ... |
Ballybunion Enterprises, Inc Debt collection taking/threatening an illegal action seized/attempted to seize property July 14, 2015 - freedom acceptance corp. put a lien on my - account in -/-/-. i fear they will continue to peruse debt collection from a -/-/- debt in - ca. The Bureau 's investigation also found that Freedom Stores , Inc. violated the Electronic Fund Transfer Act by failing to properly disclose the terms of preauthorized transfers, and that Military Credit Services violated the Truth in Lending Act by failing to properly disclose the terms and interest rates on the loans it offered ... |
Ballybunion Enterprises, Inc Consumer loan problems when you are unable to pay July 13, 2015 - - / Military Credit Services charged me $5900.00 for air travel to - -/-/-. The cost of the travel at the time was $3500.00. I asked for less interest and a lower rate but was told that that was what they had to offer. I took the offer because my father-in-law died suddenly and I had myself and my - children to purchase tickets for with very little time to spare or available resources. I did the best I could and paid $360.00 mthly on this loan since -/-/- to -/-/-. -/-/-, I could not afford the pay back amount anymore as I relocated and had a lot of unexpecte... |
Ballybunion Enterprises, Inc Consumer loan problems when you are unable to pay June 16, 2015 - I currently have an account with Freedom - -. I have been a customer with them for over 2 years now, from the beginning it has been stressful. I originally applied for financing for a flat screen television for a family member. I thought the pricing was good so I continued with the loan. I thought I would be done paying this off within a year but now I am still owing them over - - dollars. This company has been continuously harassing me about a payment that I try to make every month. Being in the military I can not fall delinquent in any payments because it was cause my security cl... |
Ballybunion Enterprises, Inc Debt collection cont'd attempts collect debt not owed debt is not mine June 12, 2015 - freedom furniture in -, va. contacted my command repeatedly even after i returned the merchandise and secured a letter from the store manager releasing me from any contractual obligations as i was ordered by my command., contacted my command numerous times. this continued action caused me to be - from the -. they have filed numerous times with different account numbers on my credit report for the same contract i was told by the store manager i had been released from. they have filed with the court of virginia after i left the state post discharge for wage garnishment. they have contin... |
Ballybunion Enterprises, Inc Debt collection false statements or representation impersonated an attorney or official June 10, 2015 - I bought some Jewelry from a company that is charging and outrageous amount for their jewelry and when I tried to return the items they claimed there is no return policy just a trade value for the items of the same price that it was bought for. After that I left and decided that I was n't going to keep the allotment going through my account and stopped it. a few months later I get a phone call at work claiming that it was a military legal officer on the other end of the line and I received a number to a company that the finance company that was used. When I called the company they threatened t... |
Ballybunion Enterprises, Inc Debt collection taking/threatening an illegal action sued where didn't live/sign for debt May 7, 2015 - I received a loan from Military Credit Services in -/-/-, I purchased a debt protection clause with the loan that would grant me relief of the debt if I was discharged for medical reasons. I was discharged in -/-/- and found - service connected -. The company failed to grant me the relief as stated in the debt collection clause of the loan and has sued and reported a judgement on my credit report as well as reporting a collection lawsuit for the same loan. ... |
Ballybunion Enterprises, Inc Consumer loan problems when you are unable to pay April 7, 2015 - I have a judgement with this company and I am trying to pay it off, but for the last 3 months I have tried to get the pay-off amout with no results. I have contacted the - time, - in - - in - another time in -. The - time I was told she needed to check with the lawyer and get the total. The next - times I told them what was going on and was told they would research the account and get back with me. I gave them my current phone number each time and heard nothing. I feel they are just running up the intrest and are waiting to do garnishment. I have had the means to make m... |
Ballybunion Enterprises, Inc Consumer loan managing the loan or lease March 19, 2015 - We opened an account with Freedom Funiture in - paid as agreed and refinanced in -. We paid as agreed until we became unable to pay the full amount in -. We made an agreement to pay a lesser amount per month and kept paying via allotment. Freedom got a judgement against us while I was training. I was not served with the judgement prior to court or after ... I was informed of it when my wages began to be garnished. They got the judgement in - VA. - # - Filed -. I did not sign a contract in VA I signed my contract in GA. They garnished my wages causing finacial distress. I w... |