Review and analysis of over 127 complaints against Southwest Credit Systems, L.P.
Southwest Credit Systems, L.P. consumers have reported over 127 official complaints related to Debt is not mine. Out of the 127 consumer complaints against Southwest Credit Systems, L.P., 16% were disputed by the consumer (i.e. the consumer was not happy with how Southwest Credit Systems, L.P. responded to their complaint) and 92% were processed in a timely manner. 0% of consumer complaints against Southwest Credit Systems, L.P. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.
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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine May 10, 2016 - Southwest Credit Systems is trying to collect a debt for - - which is not mine. The person whom they are looking for has a similar name but different social security number.I have received harassing and threatening calls and they reported the false information to - This derogatory information is preventing me from closing on my new home. It 's frustrating and unfair. As a consumer I feel powerless, how can I protect my credit from such situations. I have contacted Southwest Credit Systems several times and although they have admitted the social security numbers are different they refu... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine January 18, 2016 - SOUTHWEST CREDIT SYSTEMS Address : - - - # - -, T- - ( - ) - Account Number : - Original Creditor : - Address Identification Number : - Status : Collection account. $180.00 past due as of - -. Status Details : This account is scheduled to continue on record until - -. Date Opened : - Reported Since : - Date of Status : - Last Reported : - Type : Collection Terms : 1 Months Monthly Payment : $0.00 Responsibility : Individual Credit Limit/Original Amount : $180.00 High Balance : NA Recent Balance : $180.00 as of - Recent Pay... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine January 13, 2016 - Southwest Credit Systems on behalf of - reported derogatory collection information to the - major credit bureaus - of 2015. I have not had a - account in approximately 5 years and believe that my account was paid in full. On -/-/15, I sent Southwest Credit a certified letter requesting an explanation of the charges. To date I have not heard from them. In addition, I - to dispute this collection. - removed the information. After filing - - - - disputes with each of them, - keep insisting that the information was verified. By verified, they mean that they a... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine January 6, 2016 - Southwest credit collection agency continues to report wrong information about me to the credit agencies even after it is determined that I am not the person there looking for, Ive disputed the issue multiple times sent my SS # and documentation. Ive spoke with a supervisor - - who said that Equifax and her company got my name mixed up with someone eles. Southwest reports information to the credit agencies without first contacting the consumer about the debt. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine November 25, 2015 - We received a debt collection notice from Southwest Credit in the mail claiming they were collecting a debt for one of our creditors ( - ). We do not owe a debt to - and are always current with our bill. We also have a monthly automatic withdrawal set up with -, so we know we are always current. We contacted - and verified that we do not owe a debt and also that we have never been sent to collections. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine November 18, 2015 - I got cable TV through -, and about a month later I decided to move and I called - to see about moving my service and they ask for the address I was moving to, they ran the new address and told me that they do not service that address. I told them that I had to move and I would just have to cancel my cable and internet. I paid for the time I had and used the service up until I moved. I sent the equipment back and I still received a bill for $350.00. I called - and explained to them I had called and canceled the service and they tried to tell me that I did not cancel that it went two... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine November 13, 2015 - They keep calling for a debt that 's in my husbands name, that we wholeheartedly intend on paying but I asked them to stop calling and to put me on the DNC list. He said okay. Now they keep calling but not speaking. They call up to 3 times a day. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine October 30, 2015 - I recently received this letter from this company informing me that I owe them money, to my knowledge this company has never provided me a service and neither have I entered into a contact with them to pay them for said services ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine September 17, 2015 - sw credit systems inc. for -. my credit report states i owe them -. I have no idea what this debt is? ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine August 31, 2015 - Southwest Credit Systems never contacted me about item they posted to my credit report and has not validated the debt, I called them and they said that the item they put on my credit is from - years ago, I never knew anything about this debt until I checked my credit report. I did a quick check online and found many bad reviews about Southwest Credit Systems, this company is accused of harassment, scamming, fraud, verbal abuse, producing false documentations etc. I do n't believe that they are licensed to collect in my state and I have reason to believe that this might be a scam. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine August 25, 2015 - This is not my debt. I have reported it to - and - and they will not remove it. THIS WAS LISTED ON MY REPORT IN THE PAST FEW YEARS WITH A DIFFERENT COLLECTION COMPANY AND A DIFFERENT HOME ADDRESS. I HAVE NEVER HAD A DEBT WITH -. This is fraudulent. I have never been contacted by - OR THIS COMPANY. I did not request or use any services from this provider. I have no idea why this is on my report. EVERY FEW YEARS IT APPEARS AGAIN, I COMPLAIN FOR MONTHS TO EVERY AGENCY WRITE NUMEROUS LETTERS ; THEN IT GOES AWAY FOR A FEW MONTHS AND COMES BACK AGAIN WITH ANOTHER COLLECTION COMPANY. I wa... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 21, 2015 - this company has placed a collection account on my credit but the debt does not belong to me and it was not validated. I have sent this company certified letters since - 2015 and they continue to ignore me and report the unknown account on my credit. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 21, 2015 - Southwest Credit Systems is trying to pin a fraudulent zombie debt on my credit file ( - ) for the amount of $160.00. I called to verify and they told me it was for a person living in Virginia a place I have never lived for a debt from 2004. I also called - and they could n't understand how they came to the conclusions of amounts, debtor and Date Opened '' they have listed because the record they pulled does not show the same information. This is a scam of a company. Fraud! Cease and desist all communications. Remove this fraudulent debt from my credit report. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 20, 2015 - I have had this number for almost two years now and have been called by - to - collections agencies to include this Southwest which I called on - -, 2015 to tell them I am not the party they are attempting to collect from and have no idea whom they are. They ask for - or - - each time. I am not sure if I spelled - correctly. I again called this collection company on - -, 2015 for a call I received on Sunday - -, 2015 to let them know I was reporting them and a - claimed I have never been called by them. Seems they all say that, but I maintain a scrap pape... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 16, 2015 - sw credit for - for $510.00. I believe this is not mine. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 13, 2015 - ( The choices above do not accurately describe this situation, I selected the one that I felt was best. ) Southwest Credit Systems ( SWCS ) has been reporting a collection account on the - main credit bureaus for a - account ( # - - since -/-/2015, in the amount of $330.00. SWCS was made aware of the fact that these charges are not accurate and in dispute based on the cramming activity - was engaging in ( Federal Trade Commission v. - - , - ). I was not contacted by -, as I have moved from my previous address and never received information from them regarding... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine June 30, 2015 - I have received a collection letter from Southwest Credit for a - cable bill.I called - cable and they stated that they do not have any record of me owing any money from any account with them.They have never heard of this company. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine June 26, 2015 - I am not aware of this debt, Please help to remove from collection report / credit report asap. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine June 25, 2015 - In - I rented a home - .I only rented the home for about 9 months. I had - as a internet and cable provider. Around - - contacted me and stated that I owed them $200.00 for unpaid cable bill. I told them I had not lived there for years and I had paid my bill and had my services turned off when I moved back -. They insisted that I pay this bill 2 years after I had moved out. The last two times in - and - I have applied for credit this shows up on my report. I do not owe these people one dime and yet they filed a negative report. The people of - are crooks ... ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine June 12, 2015 - I canceled my - - service, returned the equipment and paid the bill. - misplaced the equipment and/or mis-shuffled the paperwork. $260.00 charge was sent to Southwest Credit Systems ( SCS ) collection agency. - has since acknowledged I was never in debt. SCS is reporting $260.00 on - credit report and after phonecalls and letters they are unable or unwilling to remove it. Just today I noticed a $18.00 charge-off account on my - report - only a matter of time before something appears on - and who knows where else. - of the phone calls to SCS, I was told that they a... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine May 18, 2015 - Southwest Credit Systems sent several harassing phone calls to my parents and, a few weeks later, sent me a bill saying I owe - $400.00. I contacted - which confirmed that my balance was paid and that I did not owe anything. - faxed confirmation of this to SCS. SCS refuses to confirm that they received fax and insists I pay this bill that I do not owe. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine May 12, 2015 - I would like to report Southwest Credit, which is attempting to collect a debt on behalf of -. I had automatic bill payment with -. I cancelled my - service when I moved, and promptly sent back the equipment. Somehow, - is claiming I have an outstanding debt and is trying to use Southwest Credit to get that back from me. Alternatively, Southwest Credit is purely a scam trying to get my credit card information. Please instruct - and/or Southwest Credit to leave me alone, as I do not owe them a dime. I am paid in full with - and will mercifully never need to use their services ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine May 11, 2015 - I originally signed up for - service on -/-/2015. The service never worked properly and I cancelled my service and returned all the equipment ( I have a receipt for the return of the equipment ) before - -, 2015. Their service never worked properly, and the cancellation falls under - 's publicly advertised 30-day guarantee, '' as stated below : '' We will give you a 30-day, money-back guarantee. If you 're not satisfied with our TV, Internet, Voice or Home services and wish to cancel for any reason, you can do so in the first 30 days and get your money back. Simply return al... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine May 4, 2015 - I receive a phone call from - saying they are - Credit, that there is a - account in my name, not at my address, that has a bill for $500.00. They leave no voicemail, and are never able to answer when you call back. This has been going on for months. I have had my credit checked and fraud alerts on and nothing matches what they are saying is the issue. I need this to stop. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine April 29, 2015 - On - -, -/-/2015 I sent 300.00 to the incorrect credit card company Southwest Credit Card through money gram. I already faxed the company a letter stating I did n't have an account with them and I was wanting my money refunded so I can properly pay my debt that I owe to another company. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine April 24, 2015 - This number, -, keeps calling my husband without leaving a message. They claim to be looking for me. They said they were Southwest Capital calling about a debt but provided no other information. If you call the number it is an automated voice, and the only option is to give them your credit card to pay a debt. I checked my credit and am very aware of my financial statuses, I do not have any debt outside of my known loans. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine April 21, 2015 - I 'm victim of identity teiff and I reach out to this company but they still want me to pay for it. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine April 21, 2015 - - -, 2015 I received a - page document from Southwest Credit Systems, L.P. stating that a delinquent account they claim is allegedly mine in the amount of $310.00 for an apparent - - - cell phone bill. On - -, 2015 I spoke with a representative who went by the name of -. I requested for - to re-verify the account was in deed mine. He claimed that his firm had already validated the debt by using my address. I attempted to explain to him and disputed the debt was not mine. I also requested he cross reference my social security number, middle initial, any previous ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine April 3, 2015 - My complaint is with - - service. I was under contract with them to pay $120.00 per month for bundled service ( TV, internet, phone ) through -/-/15. This past -, - changed their billing system and, because of a glitch '' in the new system, I began to be charged $210.00 per month. I have made repeated attempts to resolve this issue by phone ( over - hours on the phone ) and in person but have not been able to get it resolved. I grew so frustrated that I cancelled the service and tried to calculate what I thought I should pay. I forgot that the monthly bill is paid in ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine April 2, 2015 - I closed this account in -/-/-/-/-/2014 and established service with another carrier. - - - continued to charge/bill me for services, I had closed/canceled. I 've called and wrote letters to resolve this issue with no avail. I mailed a check showing where account was paid in full. - - - never responded to my letters disputing these charge. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine March 30, 2015 - SOUTHWEST CREDIT SYSTEMS LP has issued a collections to all - credit reporting agencies. I called and when I called they said it was a bill from - - - - this is not possible as I have been a - year client of - - - in good standing. When I asked for more specific information I was passed to - different people - all of whom said it was a - - - bill. When I had said this was not possible and they needed to remove it from my credit report I was told We understand, but we ca n't do that '' - I insisted they could. I was passed up the food chain and was told the ... |