U.S. Bancorp Consumer Loan Complaint

Vehicle loan Managing the loan or lease

U.S. Bancorp Consumer Loan department,

Vehicle loan Managing the loan or lease New York

I bought a car in - on -/-/- as I was living there at the time. US Bank is the lienholder on the car. In early -/-/- I moved back to -. My registration on the car came due at the end of -/-/- and I tried to get the car registered in -. I made at least - trips to the - over the course of about - months and and spent countless hours on the phone with US Bank trying to get the title information to the - in a form that was acceptable. I was never able to register the car in -. Apparently - is a digital title state and - is a physical title state. While this should not have been much a problem it was a significant and apparently unsurmountable obstacle. First, it took - weeks for US Bank to create a physical title. The first copy they sent to the - - never arrived. The second copy they sent was tracked to a - in - that was hours away from my location. The third time also never arrived. In early -/-/-, I moved to - for a job transfer and decided to


am on my third attempt to get what I need to register the car from US Bank. The first time a rep handwrote a letter and took a - photocopy of a title that said void all over it. The second time I got a typed letter and the same - photocopy of the title. I am now on the third try with US Bank. In the meantime once my - registration expired. I was never able - - the car as it was unregistered, although I was expected to continue making payments to US Bank. In total I have been paying for a car that I have not been able to register for - years, - months, - days and counting!! How can a bank not know the process and what is needed to legally register their cars?

U.S. Bancorp customer in New York
Jan 04, 2017

* Source: CFPB Complaint Database

U.S. Bancorp response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3U.S. BancorpComplaint HistoryComplaints3/20125/20127/20129/201211/20121/20133/20135/20137/20139/201311/20131/20143/20145/20147/20149/201411/20141/20153/20155/20157/20159/201511/20151/20163/20165/20167/20169/201611/20161/20173/201702.557.51012.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3U.S. BancorpManaging the loan or lease73.5%12.3%11.1%0.8%2.0%0.4%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageManaging the loan or lease0.3%8.4%1.4%0.5%1.9%9.2%76.9%1.4%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact U.S. Bancorp

http://www.usbank.com/
(800) 872-2657
andrew.cecere@usbank.com
800 Nicollet Mall Ste 200
Minneapolis MN 55402
U.S. Bancorp
U.S. Bancorp

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