Capital One Bank Account Or Service Complaint

Other bank product/service Account opening, closing, or management

Capital One Bank account or service department,

Other bank product/service Account opening, closing, or management California

I have maintained a large balance in a Capital One Bank, NA " rewards '' checking account for several years. Over time it has been credited with over - rewards points which I have never used. In addition, my wife has a Capital One Visa credit card with a " rewards '' feature as well. About - days ago I received notification that the Bank was terminating the " rewards '' feature for the checking account effective - -, -. I telephoned customer service shortly afterwards and inquired whether the accumulated rewards in the checking account could be transferred to my wife 's credit card account. A representative by the name of - checked and told me the points were transferable, I did not have access to my wife 's credit card at the time, so I said I would call back when she was home. Yesterday, -/-/-, I called back to do the transfer to her account and I was told that it was not possible. I asked for a supervisor and spoke with a person who identified herself as -. She confirmed that it was not possible to transfer banking rewards to credit rewards any longer. She said the company changed transfer policy in - -. She also indicated that transfers between credit accounts was reinstated in - of -, but not between checking and credit accounts. I requested a copy of the Banks notification for the change of transferring between accounts since I could n't remember ever seeing any notice in - -. She said she was not able to send a copy of the notice she indicated had been sent to me. When I pressed harder she checked with another department and told me it is available in my branch office. Since Capital One has no branches in - I was told I was pretty much out of luck in getting a copy of the notice that was supposedly sent to me. She had no explanation as to why I had been told by " - '' I could make the transfer.

Capital One customer in California
Jun 07, 2016

* Source: CFPB Complaint Database

Capital One response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3Capital OneComplaint HistoryComplaints3/20124/20125/20126/20127/20128/20129/201210/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20168/2016051015202530Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Capital OneAccount opening, closing, or management1.4%79.7%7.4%6.4%1.7%2.7%0.7%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageAccount opening, closing, or management0.1%8.6%3.3%1.8%3.7%15.8%66.2%0.6%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact Capital One

http://www.capitalone.com/
(703) 720-1000
richard.fairbank@capitalone.com
1680 Capital One Dr
McLean VA 22102
Capital One
Capital One

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