Action Collection Service Debt Collection Complaint

Medical Cont'd attempts collect debt not owed debt is not mine

Action Collection Service Debt collection department,

Medical Cont'd attempts collect debt not owed Debt is not mine Idaho

Action Collection Services INC. is reporting a collection account ( - - - ) on my - Credit report that is not mine and they are damaging my credit with this. I contacted Action Collection Sevices Inc. on - ( attached : original letter to Action, & certified mail delivery ) asking them to send verification of the debt with in 5 days. By law a collection company has to verify any debt the consumer asks to verify.They still have not. They responded with a letter stating they can not locate the account ( attached : Action response letter ) I gave them all information needed to locate said account, obviously they are misreporting information to the credit bureaus and damaging peoples credit.

Action Collection Service customer in Idaho
Dec 12, 2015

* Source: CFPB Complaint Database

Action Collection Service response to complaint:
Closed with explanation

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