U.S. Bancorp Mortgage Complaint

U.S. Bancorp Mortgage department,

VA mortgage Loan modification,collection,foreclosure Georgia

I have a VA home loan through US Bank. In -, I left my work position - to care for my - mother living in my residence in - -, - I continued to make payments from my savings and was up to date on all payments. My mother passed a year later. At the time she was renting my property while I lived in -. Upon her death, I consulted a real estate agent and property management company who told me my property was significantly lower than what I paid. If I tried to rent, it would also cost a significant amount of money and I probably would n't make enough to cover my loan payment. So I spoke with US Bank and decided to do a short sale under. During my short sale - - to - ) I received at least - to - sales proposals that US Bank took so long to make a decision that the proposals fell thru. Mostly due to US Bank asking for information they already held, unreasonable time limits for information, and just plain inability to be timely. I missed - deadline where the information came in over a holiday weekend


this period. So my savings was all I had. Once the last application was rejected, I put in a request for deed-in-lieu. This was early -, I have yet to get an update from the bank. I started working again in - -. I called the bank and wanted to see what my options were for the loan. I was told, I would be unable to make payments if I could n't pay in full. I asked was there a chance for a payment plan and was told no. No options were provided to remedy the situation from the bank. So I left my loan in deed-in-lieu status request. This is a small listing of the issues I have had with US Bank. I really feel personally the bank is taking advantage of me and veteran 's in general trying to personally ruin credit and defraud the federal government in delaying veteran short sale requests. Not really sure where to go from here, but I want this situation over ...