LJ Ross Associates Complaints

LJ Ross Associates consumers have reported over 38 official complaints. Out of the 38 consumer complaints against LJ Ross Associates, 18% were disputed by the consumer (i.e. the consumer was not happy with how LJ Ross Associates responded to their complaint) and 94% were processed in a timely manner. 0% of consumer complaints against LJ Ross Associates resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

Get Help

Get personal financial help today. Free tools, recources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop harassing phone calls, know your rights and what you can do to stop them

Stop Calls

New LJ Ross Associates Consumer Complaints


LJ Ross Associates Debt collection attempts to collect debt not owed debt is not yours

November 5, 2018 - 1. Alleged Name and Address of Creditor 2. Name on File of Alleged Debtor : 3. Alleged Account # : 4. Amount of alleged debt : 5. Date that this alleged debt became/becomes payable : 6. Date of original charge off or delinquency : 7. Amount paid if debt was purchased : 8. Please attach a copy of any signed agreement alleged debtor/claimant has made with debt collector, or other verifiable proof that debtor/claimant has a contractual obligation to pay debt collector. 9. Furnish a copy of the original promissory note/agreement redacting my social security number to prevent identity theft and st...

Read more

LJ Ross Associates Debt collection false statements or representation indicated shouldn't respond to lawsuit

September 21, 2015 - I formally dispute the validity of this debt. Please provide me with the following documentation that supports why you believe this debt belongs to me, and why you believe I owe this amount. invoices from - to my address mentioned above. Please send me copies of the original application for this account, any signatures associated with this account, any bills associated with this account, etc. ...

Read more

LJ Ross Associates Debt collection disclosure verification of debt not given enough info to verify debt

July 27, 2015 - Phone call received stating they were collecting a debt and I had nothing from them stating what it was for and verifying it was correct. They said they would mail to me but that I owed this money. Less than a week later, they called again and I told them again I still had not received anything documenting what the debt was for. They told me it was sent a week prior and that I needed to contact my post office to see why I had not gotten the letter yet and that I needed to set up payments immediately. I told them I would not do so until I had received something from the post office and it was t...

Read more

LJ Ross Associates Debt collection cont'd attempts collect debt not owed debt is not mine

July 1, 2015 - I originally submitted a claim Case number : - requesting that the credit reporting agency - remove an item on my credit report that the original creditor - ( - ) had resolved as not being my account nor responsibility. In the response - stated that the collection agency LJ Ross Associates states that the debt is valid, whcih is contrary to the information from the creditor in letter dated - -, 2014 which is attached. As the creditor states this is not my responsibility the collection agency can not continue to keep this item on my credit report thereby negatively impactin...

Read more

LJ Ross Associates Debt collection cont'd attempts collect debt not owed debt is not mine

June 30, 2015 - I owed - medical bills in the amount of $94.00 each for my - sons in -/-/-. My sons had medicaid at the time of service. The hospital submitted the bills to medicaid for billing. The hospital claims there was a billing error and they were billed incorrectly. I NEVER received notification of this nor did I receive notice when it was taken over by a debt collector. When I pulled my credit -/-/- I saw they were now on my credit. I disputed them. They took it off of - of my credit reports but not - other. I called them directly, L.J. Ross and Associates, and they were absol...

Read more

LJ Ross Associates Debt collection communication tactics frequent or repeated calls

May 22, 2015 - LJ Ross assoc has an account on my credit report from consumers energy in - mi. from -/-/- in -/-/- they threatened to take me to court. It was for $2000.00 with fees and interest it came to $2600.00 so i took out a loan from my retirement fund and paid it off in -/-/-.I am trying to clean up my credit report and asked LJ ross to delete the account, they said only if the original creditor asked them to delete it.I contacted consumers energy and they were willing to help me out and made a call to LJ ross. - at consumers - - was refused. So i called LJ ross back an...

Read more

LJ Ross Associates Debt collection cont'd attempts collect debt not owed debt was paid

May 11, 2015 - I have made continous payments toward my - - account and the agreement was to have these items removed and they were not. ...

Read more

LJ Ross Associates Debt collection cont'd attempts collect debt not owed debt was paid

May 11, 2015 - I have been paying on my accounts with - and the agreement has been to remove the items after they have been paid and on some of my reports this has yet to happen especially months after the accounts were paid. ...

Read more

LJ Ross Associates Debt collection improper contact or sharing of info talked to a third party about my debt

April 16, 2015 - i paid off all accounts with understanding that it would be removed from credit report. it wasnt and when i attempted to contact them and have it removed they said there is nothing they will do ...

Read more