LJ Ross Associates Debt Collection Complaint

Attempts to collect debt not owed debt is not yours

LJ Ross Associates Debt collection department,

I do not know Attempts to collect debt not owed Debt is not yours California

I have previously contacted CFPB ref:-- as of -/-/2019 the respondent has Sold the Debt to L J Ross Associates In. Reported By L J Ross Associates In - - -, -, MI - ( - ) - Account Number - Date Reported -/-/2019 Creditor Class Utilities Client Name - - - - Original Amount $550.00 Again, Multiple Letters have been sent to -, and their collection representatives now AT LEAST 5 times ( including over 30 phones calls in the last 2 years ). I am writing this letter in response to the information your company has placed on my credit reports.. In conformance to my rights under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting you to provide me with a validation of the debt. Please note, this is not a refusal to pay, rather a statement that your claim is disputed and validation is demanded. ( 15 USC 1692g Sec. 809 ( b ) ) I do hereby request that your office provide me

I have agreed to assume the debt Valid copies of the debt agreement stating the amount of the debt and interest charges Proof that the Statute of Limitations has not expired Complete payment history on this account along with an accounting of all additional charges being assessed Show me that you are licensed to collect in my state ; and Your license number and Registered Agent Number If your office fails to reply to this debt validation letter within 30 days from the date of your receipt, all instances related to this account must be immediately deleted and completely removed from my credit file. Moreover, all future attempts to collect on the said debt must be ceased. Your non-compliance with my request will also be construed as an absolute waiver of all claims to enforce the debt against me and your implied agreement to compensate me for court costs and attorney fees if I am forced to bring this matter before a judge. Sent Via USPS TRACKING - ADDITIONALLY : I HAVE SPOKEN TO -, REPRESENTATIVE OF - ADMITTED VIA TELEPHONE CALL IN - of 2019 THAT THE ACCOUNT USED IN QUESTION WAS A FRAUDULENT ACCOUNT AND WOULD BE CLOSED/BLOCKED/BAN. - HAS BEEN PROVIDED WITH COPIES OF MY STATE ISSUED ID AND COPIES OF MY TA- RETURNS FOR THE YEAR IN QUESTION.

LJ Ross Associates customer in California
Sep 07, 2019

* Source: CFPB Complaint Database

LJ Ross Associates response to complaint:
Closed with explanation

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