Financial Management Solutions Complaints

Financial Management Solutions consumers have reported over 37 official complaints. Out of the 37 consumer complaints against Financial Management Solutions, 17% were disputed by the consumer (i.e. the consumer was not happy with how Financial Management Solutions responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Financial Management Solutions resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Financial Management Solutions Consumer Complaints


Financial Management Solutions Debt collection written notification about debt didn't receive notice of right to dispute

August 12, 2018 - Received a letter on -/-/2016 from - - - - stating that I owe $1300.00 for new carpet from an apartment that I had moved out of. At no point, was I ever given an opportunity to settle or dispute this amount prior to going into collections. I wrote a letter to - - on -/-/2016 requesting a summary of charges for the damages or receipts and they could not produce. I have no proof that these charges are valid. Now this dept is entered as a collections on all 3 of my credit reports....

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Financial Management Solutions Debt collection disclosure verification of debt not given enough info to verify debt

March 28, 2017 - FinancialreturnedThis is my 3rd complaint against this particular Collection Agency. First, the Collection Agency called my personal cell phone about the debt and threatened to ruin my credit if I did n't agree to attempt to resolve the debt, even though I denied the debt being mine. Secondly, the Collection Agency did not send me a Dunning Letter the required 5 days after contacting me by phone, but placed the collection on my credit files, which is in fact a violation of FDCPA. Only after I disputed the validity of the collection, did the Collection Agency attempt to " Partially '' validate ...

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Financial Management Solutions Debt collection communication tactics threatened to take legal action

February 3, 2017 - Financial Management Solutions contacted me on my personal cell phone in - of 2015 attempting to collect a debt from an apartment complex that I believe I do not owe. While speaking with the representative, I explained to him that in - 2015, I gave proper 60 day notice of my intent to vacate the property due to me having - young children, - being - dependent, as a result of an uninhabitable unit that consisted of mold, a non working refrigerator, and a thermostat that had no mercury in it, which I repeatedly for 4 consecutive months complained to the management about, which were...

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Financial Management Solutions Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

November 13, 2016 - I was a victim of identity theft and noticed a collection from FMS - I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against FMS - in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you...

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Financial Management Solutions Debt collection cont'd attempts collect debt not owed debt was paid

July 27, 2016 - The item is FMS ( Premiere Property ), it should never have been listed for the following reason : A ) It is illegal in the state of Maryland for judgments to be placed on credit reports unless the money judgement box is checked, B ) The amount on my credit report is $9000.00 but the judgement amount was $4100.00 C ) I filed an appeal to vacate it and it was granted and D ) By law credit bureaus are supposed to delete inaccurate information and by no means should those accounts still be listed after I provided substantial proof. My next step will to file a lawsuit against - if they keep...

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Financial Management Solutions Debt collection disclosure verification of debt not given enough info to verify debt

January 18, 2016 - On - -, - I sent a notarized affidavit to Recorder of Deeds in the county of - County, -, Georgia stating the following : I have received correspondence from the - credit bureaus : -, - and - that they verified this account FMS FINANCIAL MANAGEMENT SOLUTIONS via phone, email or fax. I acknowledge this account/debt was established without my knowledge and I have no contractual agreement with FMS FINANCIAL MANAGEMENT SOLUTIONS, ( - - - - -, -, MD - ; - - - - - -, MD - ). On - -, - I received official correspondence f...

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Financial Management Solutions Debt collection communication tactics used obscene/profane/abusive language

January 14, 2016 - I called to verify the address to send my request for removal of a paid debt that is on my credit report. I spoke with - - at Financial Management Solutions, she stated that the address on the - credit file for company was not correct. I requested the correct address to send my request for removal. As I proceeded to tell her that I was sending correspondence to have this debt removed, she became very nasty, would not answer my questions, and kept asking for my number, I requested again an exact explanation of the process she refused and begin to say I was arguing with her about my " u...

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Financial Management Solutions Debt collection communication tactics used obscene/profane/abusive language

November 20, 2015 - Representative of FMS Financial '' contacted me at approximately - via my work phone and cell phone. Representative - - '' ( I beleive was his name ) was extremely agressive and hostile, yelling and screaming and would not allow me to ask questions or otherwise speak. He was also huffing and puffing '' in anger during the call. Before I could request that his company only contact me in writing, - - slammed the phone down threatening to sue. The number he called from was -. ...

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Financial Management Solutions Debt collection cont'd attempts collect debt not owed debt is not mine

October 3, 2015 - I recently relocated and during my relocating, I have been made aware that I have a fraudulent debt on my credit report from Financial Management Solutions LLC ( FMS ) located at - - - - -, MD - for $1300.00. They are claiming this debt was acquired from money owed to a rental management company called - - that went into default -. I did not move into the property until -/-/- and when I moved in -, my lease was well expired, I was up to date with my rent payments and had a good walk through and relationship with the management company. I never received ...

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Financial Management Solutions Debt collection taking/threatening an illegal action seized/attempted to seize property

September 30, 2015 - I 'm writing to request an investigation into - - - and FMS Financial Solutions ' business and debt collection practices. I believe that their practices violate the Fair Credit Reporting Act found at 15 United States Code - U.S.C. - -/-/- as well as the Consumer Credit Protection Act found at 15. U.S.C. -/-/- - Title VIII - Debt Collection Practices [ Fair Debt Collection Practices Act ]. - - has entered and received a judgment against me in order to garnish my wages at 25 % per instance with interest accruing daily on the outstanding balance. However, this co...

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Financial Management Solutions Debt collection communication tactics threatened to take legal action

August 18, 2015 - On - -, 2015 around - this morning I contacted FMS debt collection regarding a debt I have from an apartment. - gave me the information of what I owed. I later asked -, can I settle the debt, and he stated that the - - '' does not take settlements. I said, well if I pay half would they settle? - responded, they will only take settlements if it 's close to what I owe. I then asked - could this be removed from my report if I paid it in full, - response was Nah ''. I responded to - nah or do you mean no ''? He then replied to me in an ill-mannered tone and said...

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Financial Management Solutions Debt collection communication tactics used obscene/profane/abusive language

June 30, 2015 - On -/-/- I received a letter from - - of FMS Financial Solutions ( - - -. - -, -, MD -, - ) regarding a supposed early lease termination fee from -/-/-. I can provide the details of my dispute if you need, but when I called - - he started yelling at me in a most belligerent manner, and threatened a lawsuit. His conduct was most unprofessional and overly aggressive. He was trying to collect for -, ( - - - -. -, MD -, - ). ...

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Financial Management Solutions Debt collection cont'd attempts collect debt not owed debt is not mine

June 3, 2015 - This is being reported on my credit report. It is not mine. Agency Address : - - - - -, MD - ( - ) - Reported : - Assigned : - Classification : Medical/Health - Name - - - - Number : - Owner : Individual Account. Original Amount Owned : $ - of - - Delinquency : - Date : - Owned : $ - Payment Date : - Date : - : M - Wage EarnerComments : Bankruptcy chapter -, Collection accoun ...

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Financial Management Solutions Debt collection cont'd attempts collect debt not owed debt is not mine

April 28, 2015 - Call is for my - year old mother who is in a - home and is - pending - calls a night from - - '' -.FMS Financial ...

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