LTD Financial Services, L.P. Issue Resolution

Resources for resolving common issues with LTD Financial Services, L.P. products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to LTD Financial Services, L.P. and work to get a response. After your complaint is forwarded, LTD Financial Services, L.P. has 15 days to respond to you and the CFPB. LTD Financial Services, L.P. is expected to close all but the most complicated complaints within 60 days.

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New LTD Financial Services, L.P. Consumer Complaints


LTD Financial Services, L.P. Student loan dealing with my lender or servicer keep getting calls about my loan

January 5, 2016 - I set up a payment plan with LTD Financial Services to pay off - of my - private loans. We set up a 3 month payment schedule and upon confirming the plan I asked to not be contacted at my place of employment as it is prohibited. Upon the expiration of my initial payment plan, - - contacted my place of employment against my expressed wishes not to contacted. In fear of losing my job, I looked into whether or not they are allowed to contact my place of employment, under the Fair Debt Collection Practices Act she was only allowed to contact my job once, she has violated that. Upon fur...

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LTD Financial Services, L.P. Student loan can't repay my loan can't decrease my monthly payments

December 15, 2015 - COLLECTION NOTICE SENT TO MY DECEASED MOTHER IN LAW WHO,PASSED AWAY 12 YEARS AGO,THEN FORWARDED TO MY UNCLE WHO WAS THE E-ECUTOR OF HER WILL, HE IN TURN GAVE THE NOTICES TO US (PARENTS).NOW OUR ENTIRE FAMILY KNOWS OF THE DEBT. THIS COLLECTOR , -( HIS NAME AT THE LTD AGENCY HAS BEEN TOLD SEVERAL TIMES THAT MY MOTHER IN LAW HAD DIED, YET SENDS TWO NOTICES TO HER . MY PRIVACY HAS BEEN INVADED, NOW I AM APPALLED THAT MY UNCLE AND HIS FAMILY AND - KNOWS WHO ELSE KNOW ABOUT THIS DEBT.PERHAPS IF - WAS WILLING TO WORK WITH STUDENTS ,THEY (-) WOULD NOT HAVE SO MANY ACCOUNTS IN COLLECTIONS...

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LTD Financial Services, L.P. Credit card identity theft / fraud / embezzlement

December 11, 2015 - LTD Financial Services ( the same company I filed a complaint against noted in complaint number - ) continues to contact me. They responded to the former complaint and informed - that they have stopped collection activity. LTD Financial Services has since sent me a letter dated - -, 2015 ( see attached ). As I 've noted in the prior complaint, I contacted - and confirmed they are not pursuing recovery. In addition, the information provided in LTD 's former letters is not valid contact information for -. I also note, the - -, 2015 letter has a different telephone number ...

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LTD Financial Services, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine

November 27, 2015 - I had a personal and business checking account with - bank and what they did was allowing companies to take money out of my accounts that was not there. The companies that - allowed to do this bounced the accounts for fee 's and payments because they knew - bank would pay because of their reputation. All of this was done electronically but not on my behalf. - bank was notified of this and they did not to correct this errors on behalf of individual companies who did this maliciously and purposely with cruel intent on my behalf they did not protect me as a customer. ...

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LTD Financial Services, L.P. Debt collection taking/threatening an illegal action threatened to sue on too old debt

November 19, 2015 - I had a line of credit loan with a bank which I got behind on. It got turned over to LTD Financial Service Debt collections. They called and asked me to get another loan to pay - % of the debt. They said if I did n't they would sue me and according to the terms of my original loan I would be responsible for all the layers fees. I could not get a loan but plan to get a - job. LTD Financial offered to take a large payment followed by regular monthly payments. I said that would work as soon as I started the - job. They asked for my bank account number to make automatic drafts. I asked ...

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LTD Financial Services, L.P. Debt collection false statements or representation attempted to collect wrong amount

November 4, 2015 - LTD Financial Service demonstrated false representation by presenting themselves as a debt collector on behalf of -. They also, call and do n't leave messages. When questioned about why they do n't leave a message, you 're they ca n't leave messages. On -/-/15 I received a call from LTD Financial Service ( I spoke with - -, I was then transferred to - - ) advising they are collecting a debt on behalf of - and that I only had 45 days to pay them plus interest. I advised I did n't believe they were collecting on behalf of - because I received a letter from another de...

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LTD Financial Services, L.P. Debt collection communication tactics frequent or repeated calls

October 7, 2015 - Ltd financial is calling my place of employment and repeatedly leaving messages for me to return their calls. ...

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LTD Financial Services, L.P. Debt collection improper contact or sharing of info contacted me after i asked not to

September 14, 2015 - I have told them many times not to call my office of work. I work in a medical clinic and they harass me during operation hours, blocking up - of the few lines we have for clientele needs. ...

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LTD Financial Services, L.P. Credit card billing disputes

September 9, 2015 - Good morning-My husband, - - -, passed on -/-/-. I was trying to get all the creditors he had cards with in his name notified. I contacted -, and I assume they thought the card was originally issued to him. However, he was only an authorized user. - recognized the program and reinstated my card, # -. For some reason, this collection company, LTD Financial Services, - - -, -, T- -, has contacted me - claiming that I owe $330.00. I pay my - credit card 's entire balance each month. My balance is - as of -/-/-. I work for the - and can not ...

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LTD Financial Services, L.P. Debt collection communication tactics called after sent written cease of comm

July 16, 2015 - I ask - - - to stop calling our home, I told her this would wake up my wife, I told her not to call anymore, and if she can mail any letters instead, she said the calls will continue until the bill is paid off, I said is n't that against the law, she said as long as you owe money, calls will continue. this is not my account it is my wifes, I told her I am recording this phone call she said o'k ...

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LTD Financial Services, L.P. Debt collection improper contact or sharing of info talked to a third party about my debt

June 24, 2015 - The collector contacted people around me who has no idea that I owe money, and they are people who are my family member and my friend who has nothing to deal with my personal life. They stated who they are, but then when ask for more detail, they just keep asking to speak with me. My sister has told them not to contact any other third parties other than myself, yet they tried to contact my ex room mate the next day. ...

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LTD Financial Services, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine

June 10, 2015 - Over the past - - - - months I 've received phone calls for someone referred to as - - - for an owed debt. I have owned the current contract number for four ( 4 ) years prior to receiving these numerous calls. I 've repeatedly informed the company I do not know anyone by this name, and have owned this telephone number for years and to please stop contacting me and the company employee just hangs up the call. ...

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LTD Financial Services, L.P. Debt collection communication tactics frequent or repeated calls

June 9, 2015 - I 've never made business with LTD Financial Services and do not know what they want. ...

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LTD Financial Services, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

June 4, 2015 - on the week of - - 2015. I received a Debt settlement offer '' dated - -, 2015 '' from LTD Financial services for a debt in the amount $1500.00. I did not recognize this debt as mine so I attempted to called LTD financial services to inquire about this alleged debt. I asked the phone representative to verify the social security number on the account. I gave him the last - numbers of my social and he said that it did not match the number that they had on file for the debt. I asked him if they could then remove the fraudulently assigned debt from my credit report. the represen...

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LTD Financial Services, L.P. Student loan can't repay my loan

May 1, 2015 - I went to - universities with the promise that I would get a job that would enable me to make good on my investment in student loans. My whole life I have also struggled with -. My family took good care of me and wanted me to be successful, and I strove for that - especially in the wake of my parents ' divorce. I was high school -, -, -, etc. I had - and - GPAs at my universities, respectively. I am a good person, and I pay my bills on time. I currently have a full-time non-profit job. However, my credit score - which is terrible on account of delinquent student loans -...

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LTD Financial Services, L.P. Consumer loan managing the loan or lease

March 31, 2015 - Last month, approx -/-/-, I received a call from LTD Financial Services regarding a car loan from - - - -, which I have not paid on since -. However, they claimed that I made a payment on this account back in - - of $10.00, which is ridiculous. Why would I pay $10.00 on a $ 6k loan? Not to mention, I was laid off in - - and did n't have any money to pay anyone. I thought this account had fallen off of my credit because it has not been on my credit report for many years. Now, they are sending me letters and calling me to pay a $6400.00 debt. Someone fal...

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