LTD Financial Services, L.P. Debt Collection Complaint

LTD Financial Services, L.P. Debt collection department,

Other (i.e. phone, health club, etc.) False statements or representation Attempted to collect wrong amount California

LTD Financial Service demonstrated false representation by presenting themselves as a debt collector on behalf of -. They also, call and do n't leave messages. When questioned about why they do n't leave a message, you 're they ca n't leave messages. On -/-/15 I received a call from LTD Financial Service ( I spoke with - -, I was then transferred to - - ) advising they are collecting a debt on behalf of - and that I only had 45 days to pay them plus interest. I advised I did n't believe they were collecting on behalf of - because I received a letter from another debt collector for the same account. I advised LTD that if they legally owned the account to mail me a copy of the original terms & agreement and that I would then make payment arrangements. LTD sent me a letter dated the day of over conversation ( -/-/15 ).


they own the account. The rep offered a telephone number -. I advised that I would use the telephone number that I have. On -/-/15 I spoke with - at - and explained what was happening and I asked if they are continuing to collect the debt. - advised they are not collecting the debt because charged it off and that they would have contacted me if they sent it to a debt collector. - also let me know that she was unable to verify the telephone # - and the address ( - ) noted within LTD 's Financial Services letter. I called and spoke with - - on -/-/15 to relay the conversation I had with -. I was transferred to - -. After letting - - know - is not attempting to collect the debt she attempted to continue to convince me that they were a debt collector on behalf of -. Within moments, - - then told me that they no longer have the account in their office and the debt was cancelled as of -/-/2015 based on the conversation with them on that day. Note : the -/-/15 conversation was recorded ( with disclosure it was recorded ). On -/-/15 I called the telephone number LTD alleged was the number to -, a prerecorded was received indicating, hello, thank you for calling, the number you called has changed, hang on, you may qualify for one of the following options ... Clearly, this appears to be a company attempting to scam consumers.