Stop North American Credit Services Phone Harassment

Resources for resolving common issues with North American Credit Services products and services

You can reduce the number of unwanted calls from North American Credit Services you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.

How do I register?

Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)

If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.

How long does it take?

Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.

Reporting Illegal Calls

Where can I file a complaint about an illegal sales call or a robocall?

To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).

Will I hear back from the FTC regarding my complaint?

Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.

What's a Robocall?

If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.

What Should You Do If You Get a Robocall?

If you get a robocall:

  • Hang up the phone. Don't press 1 to speak to a live operator and don't press any other number to get your number off the list. If you respond by pressing any number, it will probably just lead to more robocalls.
  • Consider contacting your phone provider and asking them to block the number, and whether they charge for that service. Remember that telemarketers change Caller ID information easily and often, so it might not be worth paying a fee to block a number that will change.
  • Report your experience to the FTC online at or by calling 1-888-382-1222.

New North American Credit Services Consumer Complaints


North American Credit Services Debt collection cont'd attempts collect debt not owed debt was paid

December 14, 2015 - This bill is for lab work as part of a physical that would be covered @ 100 %, however, it wasnt billed correctly. The doctor was to bill this as well visit, I have advised them several times that they need to re-bill this, however, they have refused too and sent to to collections. ...

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North American Credit Services Debt collection communication tactics frequent or repeated calls

June 26, 2015 - NACS, North American Credit Services calls to collect debts and uses - - '' as the name of company calling. ...

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North American Credit Services Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

June 17, 2015 - Had previously reported personal identity theft to FTC. Personal information was used to purport a false medical claim against my credit resulting in a lower credit score. I did a search for the collection company, North American - -, which only resulted in a private - page. Then did a search with the given #, - - - -, resulting in a list of consumer complaints - this same # posing as a telemarketer, a collection company and also a warranty service. Checked the BBB page which stated the company was closed. ...

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North American Credit Services Debt collection disclosure verification of debt not given enough info to verify debt

May 21, 2015 - This collection agency reported on my credit report while other collection agencies are trying to collect the same medical debt. My employment offered - health insurance and I went to be seen at the ER and used the insurance. I was not aware that I was billed for the services and waited to see if my employment was taking care of it. The contract ended and then I received several notices from ( - ) different collection agencies about this. I received a letter stating that I had ( - ) days to dispute the account. I sent ( - ) letters off, certified mail, to a - Solutions and a law...

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North American Credit Services Debt collection communication tactics threatened to take legal action

May 15, 2015 - My actual issue was not listed above, however what happened was that I was sending small payments to - -. That was n't good enough for them so they turned my account over to North American Credit Services. When I finally sent written communication to NACS attempting to have them contact the hospital on my behalf to find out if the hospital was willing to do a professional courtesy '' or negotiate a payment, NACS completely ignored my request/attempt at communication to resolve the debt through them. I received no answer to my letter whatsoever after requesting the above. The next thing ...

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North American Credit Services Debt collection cont'd attempts collect debt not owed debt was paid

May 13, 2015 - Paid the debt by Money order ...

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North American Credit Services Debt collection cont'd attempts collect debt not owed debt is not mine

April 7, 2015 - I have received a multitude of calls for a - -. I have had this number for over - years. There is a large - - here and I looked up her former addresses and she has lived in - -, - and - -, -. They have called - times today and - times since - -. Usually - times a day, - a week. Most collection agencies do n't call so much. I have the number blocked. According to - these people are very rude. ...

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