Review and analysis of over 20 Installment Loan complaints against Ballybunion Enterprises, Inc
Ballybunion Enterprises, Inc consumers have reported over 20 official complaints related to Installment loan. Out of the 20 consumer complaints against Ballybunion Enterprises, Inc, 30% were disputed by the consumer (i.e. the consumer was not happy with how Ballybunion Enterprises, Inc responded to their complaint) and 100% were processed in a timely manner. 5% of consumer complaints against Ballybunion Enterprises, Inc resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease January 3, 2017 - The original contract only stated a fixed payment of $56.00 on a financed amount of $1100.00. There was no interest rate indicated nor a installment end date ( my fault for not noticing ). I have been paying on said account for 11 months now and called in -/-/2017 to get the principle balance so I could pay it off and was advised it was $940.00. I then started asking questions as to how and she told me my interest rate was - % however had no clear explanation as to how only $150.00 of $610.00 was applied to the actual principle balance with $460.00 going to interest. The compa... |
Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease December 8, 2016 - I used a company called Freedom Electronics as well as Freedom -, I currently am still paying on both loans. My balance seems to be increasing. I took out the loan with Freedom - in -/-/2014 and electronics in -/-/2014 as well. I have yet to receive a payment history of which cant be viewed online. When I asked for a payment history I receive attitude. I also checked my credit report and see nothing about this loan. A monthly statement would be nice to see what the heck my money is actually going.... |
Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease October 21, 2016 - -/-/- i visited a Freedom Acceptance website ( Affiliated with Military Credit Services LLC ). The reason for this visit was to book a plane ticket to - due to a family emergency I had. Shortly after my return home I was facing financial difficulties resulting in late payments as well as non payments. The company I company listed above filed for a Lien on my - - - account using a court out of - while I was -, this occurred -/-/-. The lien was placed on my account -/-/- while I was preparing for the -, this made it all the more difficult to dispute. I was una... |
Ballybunion Enterprises, Inc Consumer Loan problems when you are unable to pay January 18, 2016 - We purchase furniture through freedom acceptance corp, I was recently reviewing our credit report and found that we have a judgment in - against us that was filed in 2011. I do n't understand how a judgement in - can be filed against us when we dealt with and made the initial purchase in -. Freedom Acceptance Corp also has debited our bank accounts for unauthorized payments, charged unreasonable fees to make automatic purchases, made collection calls 5-7 times per day. I asked for a written invoice several times and I have never received one. ... |
Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease January 3, 2016 - Freedom Furniture and Electronics closed all of it 's stores. I had - line of credit with this company and when I added a computer and refinanced, they reported - separate accounts for me to credit bureaus. They agreed over email and the phone to remove the 60 day late reporting in - and - of 2015 and they have not. ... |
Ballybunion Enterprises, Inc Consumer Loan managing the loan or lease December 16, 2015 - I have a loan with Military Credit Services. This company has a few affiliations. I am military and while moving from my past location to my present one I experienced significant financial hardship. I attempted to communicate this to their office to no avail and the account went to collections. Since then, with the intervention of CFPB I have a lower payment which has been made on time since - 2015. Therefore my agreed payments have been made on time for -, -, -, - and - ( 5 Months!! ) and the company updates my credit profile with " account in collections '' for all of t... |
Ballybunion Enterprises, Inc Consumer Loan problems when you are unable to pay problems when you are unable to pay October 20, 2015 - They call us and harass us and I let them know our problem me they threaten us to take my husband pay and get other involved we stop payment do to low funds told them we could only afford - we bought stuff worth over 2000 but have to pay them - they scam military members plus the items we bought was like 2 years old and always out of date ... |
Ballybunion Enterprises, Inc Consumer loan problems when you are unable to pay July 13, 2015 - - / Military Credit Services charged me $5900.00 for air travel to - -/-/-. The cost of the travel at the time was $3500.00. I asked for less interest and a lower rate but was told that that was what they had to offer. I took the offer because my father-in-law died suddenly and I had myself and my - children to purchase tickets for with very little time to spare or available resources. I did the best I could and paid $360.00 mthly on this loan since -/-/- to -/-/-. -/-/-, I could not afford the pay back amount anymore as I relocated and had a lot of unexpecte... |
Ballybunion Enterprises, Inc Consumer loan problems when you are unable to pay June 16, 2015 - I currently have an account with Freedom - -. I have been a customer with them for over 2 years now, from the beginning it has been stressful. I originally applied for financing for a flat screen television for a family member. I thought the pricing was good so I continued with the loan. I thought I would be done paying this off within a year but now I am still owing them over - - dollars. This company has been continuously harassing me about a payment that I try to make every month. Being in the military I can not fall delinquent in any payments because it was cause my security cl... |
Ballybunion Enterprises, Inc Consumer loan problems when you are unable to pay April 7, 2015 - I have a judgement with this company and I am trying to pay it off, but for the last 3 months I have tried to get the pay-off amout with no results. I have contacted the - time, - in - - in - another time in -. The - time I was told she needed to check with the lawyer and get the total. The next - times I told them what was going on and was told they would research the account and get back with me. I gave them my current phone number each time and heard nothing. I feel they are just running up the intrest and are waiting to do garnishment. I have had the means to make m... |
Ballybunion Enterprises, Inc Consumer loan managing the loan or lease March 19, 2015 - We opened an account with Freedom Funiture in - paid as agreed and refinanced in -. We paid as agreed until we became unable to pay the full amount in -. We made an agreement to pay a lesser amount per month and kept paying via allotment. Freedom got a judgement against us while I was training. I was not served with the judgement prior to court or after ... I was informed of it when my wages began to be garnished. They got the judgement in - VA. - # - Filed -. I did not sign a contract in VA I signed my contract in GA. They garnished my wages causing finacial distress. I w... |