Real Time Resolutions Home Equity Loan Or Line Of Credit Complaints

Review and analysis of over 33 Home Equity Loan Or Line Of Credit complaints against Real Time Resolutions

Real Time Resolutions consumers have reported over 33 official complaints related to Home equity loan or line of credit. Out of the 33 consumer complaints against Real Time Resolutions, 33% were disputed by the consumer (i.e. the consumer was not happy with how Real Time Resolutions responded to their complaint) and 82% were processed in a timely manner. 3% of consumer complaints against Real Time Resolutions resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.

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New Home Equity Loan Or Line Of Credit Consumer Complaints


Real Time Resolutions Mortgage loan servicing, payments, escrow account

May 2, 2016 - Thank you in advance for reviewing the concern. My second mortgage was serviced by - ( never delinquent, not in distress, 100 % on time payments ). - 2016 I was notified by - the servicing rights to the - mortgage ( home equity line of credit ) was sold to " Real Time Resolutions ''. I was provided ( as required ) contact information for " Real Time Resolutions '' in the correspondence. The first payment with the new servicer would be for -/-/-. As of - - I had no correspondence from the servicer, I contact RTR who had great difficulty answering any basic questions. I di...

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Real Time Resolutions Mortgage loan modification,collection,foreclosure

March 16, 2016 - I 'm filing a complaint against Real Time Resolutions ( RTR ) for violations to the U.S bankruptcy code 11 U.S.C. 362, which strictly prohibits a collection agency for pursing a debtor for payment on a debt which has been legally discharged. As an attempt to preserve the integrity of my personal finances and correct my financial affairs my consumer debt was discharged on - -, -. During this major financial transition my loan was transferred from - - - ( BAC ) to RTR on -/-/-.The secured creditor must prove the validity of its claim and obtain a court order before taking ...

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Real Time Resolutions Mortgage loan modification,collection,foreclosure

November 13, 2015 - Real Time Resolutions sends a request to all Credit Bureau agencies to update my tradeline and show status as 'included in bankruptcy ' and ERASE the 90day delinquent status on my and my husband 's credit report. However, this only lasts for - cycle and I am forced to make repeated phone calls and letters to get them to correct the status time and time again. ...

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Real Time Resolutions Mortgage loan servicing, payments, escrow account

July 11, 2015 - I filed bankruptcy on -/-/- and continued to pay both - and - mortgages through the trustee, I was not in arrears when i filed and was never late or missed any of my payments to the - then converted to a - and was discharged on -/-/-.I did not reaffirm either account but did choose to continue making payments.My - mortgage is through real time resolutions in -/-/- one month post discharge they reported me late.Which brings - issues number - this loan was discharged it is a violation of my automatic stay to report past the filing date and certainly past the d...

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Real Time Resolutions Mortgage credit decision / underwriting

April 6, 2015 - On or about -, I was made aware, from my credit report, that Realtime Resolutions was reporting that I had a current and delinquent mortgage. I called - Resolutions on or about - and spoke with - - ( a representative ) and expressed to him that this lien / collection was directly tied to - - - - -, CA -. Furthermore, I explained to - - that this property was foreclosed upon on -. I informed - - that they were erroneously reporting this as an active and delinquent upon my credit report. I requested that it be removed immediately. - - asked m...

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