Real Time Resolutions Mortgage Complaint

Home equity loan or line of credit Loan servicing, payments, escrow account

Real Time Resolutions Mortgage department,

Home equity loan or line of credit Loan servicing, payments, escrow account Ohio

I filed bankruptcy on -/-/- and continued to pay both - and - mortgages through the trustee, I was not in arrears when i filed and was never late or missed any of my payments to the - then converted to a - and was discharged on -/-/-.I did not reaffirm either account but did choose to continue making payments.My - mortgage is through real time resolutions in -/-/- one month post discharge they reported me late.Which brings - issues number - this loan was discharged it is a violation of my automatic stay to report past the filing date and certainly past the discharge date.I have disputed with the cras and i have called real time and they said they could report on this account.This information is on all - credit reports that this loan is discharged in the bankruptcy so at this point i am bringing it to your attention 1 more time.This type of reporting violates one of the basic tenants of federal bankruptcy law that they are reporting on discharged debts.

Real Time Resolutions customer in Ohio
Jul 11, 2015

* Source: CFPB Complaint Database

Real Time Resolutions response to complaint:
Closed with explanation

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