Review and analysis of over 11 complaints against R.M. Galicia, Inc.
R.M. Galicia, Inc. consumers have reported over 11 official complaints related to Right to dispute notice not received. Out of the 11 consumer complaints against R.M. Galicia, Inc., 36% were disputed by the consumer (i.e. the consumer was not happy with how R.M. Galicia, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against R.M. Galicia, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 45% resulted in non-monetary compensation.
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R.M. Galicia, Inc. Debt collection disclosure verification of debt right to dispute notice not received March 5, 2017 - On -/-/2016, I disputed the alleged debt within the - period. When I received their letter on -/-/2016, I asked for detailed documentation in the attached letter labeled " CFPB-PMS2 ''. I did not receive a reply nor did I receive any documentation I asked in my letter. Instead, they blatantly violated FDPCA, FCRA and despite my admonition, falsely reported against both of our credit files with the - bureaus.... |
R.M. Galicia, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 17, 2016 - I was hospitalized -/-/- and had a deductible of $3500.00 from my medical insurance company. I was paying the hospital directly, but when I called to get my balance, I was told that they did not have any information. I was then contacted by a collections agency, Progressive Mangement Systems. That was in -/-/-. I made arrangements to pay - per month. I received an itemized payment summary and one is for $1700.00 and another for $3800.00. I have been unemployed since my illness.... |
R.M. Galicia, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 25, 2015 - Collection agency reported to - on -/-/- a closed '' collection account with a balance of $19.00 that was opened with their collection agency on -/-/- I received no dunning notice from the collection agency. Section -/-/- of the Fair Debt Collection Practices Act says collectors must provide notice to consumers within five days of the initial communication regarding the debt, stating the amount of the debt, the name of the current creditor, and explaining the consumer 's right to dispute the debt and to obtain verification. Failure to send a -/-/- notice, is a violati... |
R.M. Galicia, Inc. Debt collection disclosure verification of debt right to dispute notice not received July 7, 2015 - Progressive Management Systems submitted a negative credit report to all major credit reporting agencies regarding an alleged debt to - in the amount of $50.00. This debt was dated -/-/2015. Progressive Management Systems never notified me in writing regarding this debt nor provided a right to dispute this debt. I discovered this information via the annual credit report check I completed on -/-/2015. ... |
R.M. Galicia, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 19, 2015 - I took my - year old son to a - - medical center and I provided a legitimate form of payment. They attempted to file a claim with the insurance provider and the claim was denied - which I found out when I started investigating the collections report on my credit report ). They claim to have sent statements to my home address. I did not receive any. I was never called or notified that this would be sent to collections. Now my credit report is reflecting a collection action of which I had no knowledge until it was on my credit report. ... |