Review and analysis of over 215 complaints against Capital One
Capital One consumers have reported over 215 official complaints related to Debt is not mine. Out of the 215 consumer complaints against Capital One, 13% were disputed by the consumer (i.e. the consumer was not happy with how Capital One responded to their complaint) and 99% were processed in a timely manner. 1% of consumer complaints against Capital One resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 9% resulted in non-monetary compensation.
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Capital One Debt collection cont'd attempts collect debt not owed debt is not mine September 11, 2015 - There are - Capital one credit card accounts listed which I never had -, my father whom past away -/-/- had the same name as me and I had a business that was closed in -/-/- I do recall - account which was a business debt NOT personal. I need some assistance requested verification and validation nothing received. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine July 19, 2015 - SKIP TRACING, SEVERAL LAWSUITS, COLLECTORS IN VIOLATION OF TCPA, FDCPA ETC.. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine July 9, 2015 - I have been receiving incessant phone calls from Capital One, for a man named - -, who owned the telephone number before me that I now have. I have told each representative that I have spoken to, that I do not know - -, he does not live in my home, and that I now have the phone number that was once associated with - -. Each representative has assured me, there have been at least -, that the number would be taken out of the system and I would no longer receive phone calls for the debt. However, I still continue to receive the harassing telephone calls. I told every represen... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine June 30, 2015 - Dear CFPB Representative, I want to dispute information on my credit report previously disputed with -, but I was not able to get any information regarding where the accounts came from, why were the accounts in question in my credit report, and why the bank did not do enough to produce concrete information regarding the accounts in question. The - dispute resulted in nothing more than the same and nothing was sent to me personally addressing any findings. The company I am disputing information with is CAPITAL ONE. This company has put on my credit report the following accounts - and -... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine June 28, 2015 - - acting as a Debit Collection Agency failed to validate their claim for the account which they were attempting to collect a debt, Capital One Account : - their Case No : -, as required by the Fair Debt Collection Practices Act Section 809 [ 15 USC 1692g ]. The debt has been disputed thus - were required by the FDCPA to cease collections until the debt collector obtained verification of the debt and said verification is mailed to the consumer. Validation was never provided. - failed to cease collections and filed suit in small claims court violating Federal Law. The only documen... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine June 16, 2015 - I purchased a used car and purchased Gap ins also. When the car was totalled, Capitol one wanted me to pay the remainder of -. I told them I had Gap ins. and they replied that I had tp pay them first and get re-in=mbursed. I refused. They then said I had late charges to pay and that was -. They lied, car was all current, they then said i owed the - ... for what I do not know. I will not pay since insurance was supposed too. It has been over 7 years and they still haveit on Credit Report. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine June 15, 2015 - - - called about a '' - -, about a Capital One account with the last - digits of the social of -. Never had an account w/o a middle initial, never had a Capital One account, incorrect last - digits of the social ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine June 8, 2015 - Credit Report Shows balance of multiple accounts that are not mine nor have my information. There are multiple companies involved. - - CAPITAL ONE : - accounts show on my credit report, no more information, but is affecting my credit history. I spoke to a supervisor who could not find such accounts but they still being reported on my credit report. - ) - : I have no debt they want to collect but appears on my credit report and I have disputed the information almost more than - days ago, I have not get an answer. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine May 27, 2015 - ... A company called - '', which only shows a P.O.Box as address, has tried to collect '' a debt on behalf of Capital One, F.S.B. ; for such I have no knowledge nor I owe anything to that bank/credit ... ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine May 24, 2015 - i paid the card off the bank froze the account let it completely max out then gave it to - collection agency. if they wamted the money then why did they stop me from paying them? ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine May 22, 2015 - We received a letter addressed to my husband - - - letter says - - - -, stating we owe a debt to capital one bank. We do not have an account with Capital one. The letter gave us a huge fright and now, believing it is not our debt, we want to ensure others do not get caught by this scam. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine May 13, 2015 - I 'm receiving daily calls ( usually - or - calls per day ) from - ( Capital One collections department ). I am not a Capital One customer and owe them no money. I 've called them - times requesting that they cease calling me, but they have not. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine April 28, 2015 - Date of deliquency was - -, 2006, it has now been over 8 1/2 years and I should not be held to pay this and should be taken off my credit as a debit. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine April 23, 2015 - i have tried several times to talk to them. They have refused to supply me with the social security used.i have sent a dispute letter and they say they didnt get it but refuse to send me another one. All my credit cards and loans are paid on time and i am not late on one of them. Please help me this company is ruining my company. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine April 6, 2015 - THATS IT IM ABOUT TO LOOSE IT. I HAVE SENT THIS COMPANY A LETTER TOO STATING THAT THE INFORMATION THEY HAVE IS NOT RIGHT AND THEYS NEED TO STOP CALLING AND REPORTING THIS - ON MY REPORT. I CANT HAVE THIS. ... |
Capital One Debt collection cont'd attempts collect debt not owed debt is not mine March 19, 2015 - I sent out - separate letters to - ( - ) separate addresses listed on my report and did not get a response. Unfortunately, I was the victim of identity theft. I have done everything required of me by law to dispute the fraudulent items on my credit report. I sent a letter to Capital One Auto Finance d/b/a COAF '' on - via - certified mail. The company refuses to honor my rights under the FDCPA & the FCRA as a victim of identity theft to remove the fraudulent inquiry that was submitted without my knowledge, consent and/or authorization. Please find attached the notice that was s... |