USAA Savings Bank Account Or Service Complaint

Checking account Account opening, closing, or management

USAA Savings Bank account or service department,

Checking account Account opening, closing, or management California

Due to some financial difficulty I requested from USAA Federal Savings Bank relief on paying my credit card ( USAA - - Card - ) and was granted a two year reduce payment plan were I would pay every - of the month $170.00 so I can get caught up with bills and not file for bankruptcy. I made payment on time ( through auto draft on my checking account ) until around - 2016 when there was a possible fraud on my checking account. I requested USAA to change the bank draft withdrawal from my USAA checking account to my - - checking account ( Please see attached Letters from USAA ). USAA then withdrew $170.00 from USAA checking account on - -, 2016 putting my USAA checking account on overdraft. USAA have already made the automatic payment out of my - - account on - -, 2016. I called USAA to ask why it happened and I was told that due to the automatic nature of the draft it was not stopped in time. I asked USAA on how this can be solve and I was told they would cancel the auto draft out of my USAA account


see attached mail ) that I would be terminated from the program and have to make a full payment of my balance ( over $17000.00 ) when I called the USAA customer service number. It will be impossible for me to make the full payment. I was hoping that the payment plan would help me get some break will I pay off my obligations. Also, my USAA - card have a feature of cash back that I have over $1000.00 in cash back that could be applied toward my balance which as of now I can not access. I am not asking for forgiveness for the credit card debt, it is my obligation I just need time to make the payments. Thank you.

USAA Savings customer in California
Jan 10, 2017

* Source: CFPB Complaint Database

USAA Savings response to complaint:
Closed with non-monetary relief

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