Freedom Mortgage Mortgage Complaint

FHA mortgage Loan servicing, payments, escrow account

Freedom Mortgage Mortgage department,

FHA mortgage Loan servicing, payments, escrow account Virginia

My loan was transferred to Freedom Mortgage starting on -/-/2016. I had sent a payment to the wrong company -/-/-, and talked to - different customer service reps to make sure that a late fee would not be charged. They both stated that they had removed the unauthorized fee, yet they keep showing up in my statements. Under federal law, a person can not be charged a late fee within the first 60 days after a loan is transferred, and a loan is transferred according to the - payment to the new provider ( -/-/2016 ). I am also unable to pay the amount without the late fee, unless I call in, in which they charge me a $15.00 convenience fee! I have my previous conversation with the customer service rep recorded, where she agrees that I am right about the fees, and also promising that it will be removed from the next statement.

Freedom Mortgage customer in Virginia
Dec 31, 2016

* Source: CFPB Complaint Database

Freedom Mortgage response to complaint:
Closed with explanation

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