Conventional adjustable mortgage (ARM) Settlement process and costs
Select Portfolio Servicing, Inc Mortgage department,
Conventional adjustable mortgage (ARM) Settlement process and costs Mississippi
At my mortgage signing in 2004, which my spouse was not a borrower on, he signed the mortgage note in error. The lender ( - - - ) put a hand-written note on the last page stating that he 'd signed in error and was not a borrower. All other paperwork has my name only. I just learned about this while trying to do a loan modification with a different mortgage company. Neither - or - ( acquired when - went under ) ever had my spouse on any documentation for 12 years until the new company bought the loan from -. The new company wo n't do my modification without my spouse listed as a borrower. I 'm appealing their decision, but other than hiring an attorney, I 'm not sure what legal recourse I have? Seems like if the lender put a note on there and sent it straight to the bank, that would be enough, right? I 'm going to my county 's courthouse to pull the signed deed, etc ( I was only given blank paperwork with no signatures at signing ). Please let me know if there is anything else i can do. I really need this modification, but do n't want to perpetuate signing incorrect documents that will have an effect on us in the future when we try to buy/sell, etc. Thanks in advance.
Select Portfolio Servicing, Inc customer in Mississippi
Jun 23, 2016
* Source: CFPB Complaint Database
Select Portfolio Servicing, Inc response to complaint:
Closed with explanation
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