Capital One Bank Account Or Service Complaint

Savings account Account opening, closing, or management

Capital One Bank account or service department,

Savings account Account opening, closing, or management Oregon

My father died -/-/- and is survived by my mother. My parents have joint savings account with Capital One Bank ; this is their only source of liquid funds. My mother - and has -. My parents intended that I handle their business affairs when they were unable to do so, and gave me a [ dual ] durable power-of-attorney prior to my fathers death. Mother is unable to deal with her own business affairs. To be able to pay for her ongoing living and medical expenses, I submitted a copy of the dual POA to Capital ONe Bank in addition to another legal form they requested on -/-/-. On -/-/-, I called Cap One to check on status of the documents I had sent. I was told by rep that the POA was confusing and needed more specific workding but he could not tell what wording was needed. I called back [ -/-/- ] and talked to rep to get clarification ; he referred me to rep [ manager ] and I was told that the POA was not acceptable but they could not tell me what workding or format would be acceptable. Over the next week, I drove


I sent Cap One the new POA and the death certiificate as requested by the customer service representatives. I requested something in writing from Cap One to confirm they had received the documents. I did not receive a confirmation. On -/-/-, I called Cap One to check status of POA ; I was told it was in the legal department, in process and nothing can be done to speed the process. I emphasized the time critical nature of this [ both verbally & writing ]. On -/-/-, I called Cap One again to check the status of the POA. I was told it was still in process but I should hear something in the next two days. On -/-/-, I sent a letter to the CEO of Cap One expressing my frustration and asking for his help to expedite the process. On -/-/-, I received a call from Cap One Corp office asking me to call back. On -/-/-, I called the corp office and I was told they had never received the documents I sent on -/-/-. On -/-/-, I resent the documents via email attachment and the corp office confirmed that they received them and ghe documents were being reviewed by the legal team. On -/-/-, Cap One called to tell me the POA documents were unacceptable. I asked what wording or format would be acceptable and I was told they could not give legal advice but that some workding more specific to having authority to do banking might help.

Capital One customer in Oregon
Feb 05, 2016

* Source: CFPB Complaint Database

Capital One response to complaint:
Closed with explanation

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Contact Capital One

http://www.capitalone.com/
(703) 720-1000
[email protected]
1680 Capital One Dr
McLean VA 22102
Capital One
Capital One

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