GM Financial Consumer Loan department,
Vehicle lease Managing the loan or lease Florida
-/-/- GM FINANCIAL ACC # - Late Dates : - AUTO LEASE GMFINANCIAL - - - -, T- - - Dear GMFINANCIAL, I recently pulled my credit report from -, - and - and to my amazement, saw that you recently have decided to report me 30 days late on this account in GM FINANCIAL ACC # - Late Dates : - AUTO LEASE I immediately disputed this information with -, - and - and the results of the investigation came back " verified ''. Not only was I never late on this account, but according to the Fair Credit Reporting Act ( FCRA ), as the information furnisher, you are required to notify me of the insertion of negative listings. Since I have disputed the lates with the credit bureaus, and you obviously " verified '' them, I am very curious as to what kinds of " records '' you may have for this alleged account. Under the FCRA, you are required to conduct an investigation on this account if
Furthermore If you do n't initiate an investigation regarding my dispute, as it is my right under the Fair Credit Reporting Act, I will have to take legal action to protect my credit rating and myself. Which I 'm sure you are aware each violation of the Fair Credit Reporting Act allows damages of $1000.00 should this matter ends up in court. I look forward to an expedite resolution of this matter Thank you. Sincerely, - - - SEC # - DOB -/-/- - - - - - - - -, FL -
GM Financial customer in Florida
Jan 27, 2016
* Source: CFPB Complaint Database
GM Financial response to complaint:
Closed with explanation
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