TransUnion Credit Reporting Complaint

Incorrect information on credit report account terms

TransUnion Credit reporting department,

Incorrect information on credit report Account terms Rhode Island

Hello, I tried to disbute my credit report online but by the time I cut my words to the - that fit in the box, site said I took to long and closed me out. Their were a few issues on my report but the biggest ones were with National grid @ - - -, -, RI, - It was discovered by the company listed above that my wiring and set up for heat was running though - other property 's and the apartment below me! It seems I had been paying partially for their electric and heat. I had a state electrician come out and he said the same. My bills were so unreasonable high! When I called the National grid re : the situation, they stated " it 's the landlords responsibility not ours '' '' I moved out - - because issue was still unresolved. one property did n't even have electric meter but had electric? The same with heat?. the ulitity company knew the situation, along with my landlord. Both did not care that I was paying to heat and light part of downstairs apartment, the back building completely, and side buildings to what extent I


on report he just kept running it up. Surprise! I should n't be ... It was a awful time. ..I was put in so much debt just trying to keep them on ... I had custody of - grandsons - & - at the time and I had to pay to keep them on? At the time I moved in I had just won my - case, and recieved a large lump sum which I used mostly to pay those ulititys. I feel like I legally paid enough for a place that was totally rewired illegally? I feel it was wrong of the landlord and the ulititys company to not address and fix the issue! Maybe the company would like to reimburse me for the thousands I paid living there for 5 years - not even knowing. Sorry it still gets to me, also - bill is the amount with unreturned equipment, as I did return it to them it should be - less approx, $600.00 and change. I do owe - -, being that the above address was commercial they wo n't forward commercial to residential. I will pay them off. I admit a couple of bills did get pushed aside because of my ulitity costs. I. Noticed a extremely large of inquires on my credit report?, I have no idea about -? Nor do I have any memory of a car loan from - -?? But do know this - and - computer system was compromised leading to them sending us customers a letter telling us that the hackers were sending out credit inquires to company 's using - sellers information. So they did get our SSN # 's and any from - or - credit bank was not THEM. and they would fix situation ASAP. I am sure with some digging I can provide you with a copy.. I could n't get all the reports. I will have to Call or mail to order, But did see on - and all the inquires on Transunion credit. I know I have some outstanding debt. Probably close to - with right - price adjusted. But being - I do n't recieve a lot from -. I really need to buy a reliable car for all my doctor appointments so it 's important for me to fix these credit issues! I was thinking of maybe taking out a loan. To pay my outstanding debts off and using balance for a car. Because if I do take out a loan for a car my credit is going to hurt the interest rate. But a credit union in RI has loans for cars just for the -. I do n't know. But I would appreciate and cooperate in anyway for your help addressing these issues. Because I just do n't have the - clarity to fight these issues, sincerely, -

TransUnion customer in Rhode Island
Jan 10, 2016

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

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